UOB ONE Account

[Jov1623]

Anyone saw the UOB one website. The banner put "The Highest Interest Rate Ever! Coming soon on 1st Dec 2022"
Hope is not a Meh. Since OCBC 360 is 4.65%

Pray hard

 

[BBQ99]

I think will need to beat or at least close to OCBC 360. Else people will still move or select 360.

 

[Jov1623]

I think will need to beat or at least close to OCBC 360. Else people will still move or select 360.

Think they feel it ..

 

[rubber33]

I already moved out from uob after the reduced the interest rate for not having salary credited.

 

[888888888888]

IF they don't raise rates in nov I will move to Ocbc . UOB this is your last warning!

closed this one some time ago. hope no need do spend. news.

 

[ice_angel]

Anyone saw the UOB one website. The banner put "The Highest Interest Rate Ever! Coming soon on 1st Dec 2022"
Hope is not a Meh. Since OCBC 360 is 4.65%

Highest interest ever for UOB, but not for all the bank?
Don't feel that its offer will beat the other bank..

 

[oceanicmanta]

Highest interest ever for UOB, but not for all the bank?
Don't feel that its offer will beat the other bank..

10% pa for $1 ... they will also claim it's the highest interest

 

[Mickey01]

Highest interest ever for UOB, but not for all the bank?
Don't feel that its offer will beat the other bank..

ya .. I think it is highest interest (based on the historic rates of ONE account since launched) for the last tier. Not meant to beat other bank offerrs.

 

[hwmook]

10% pa for $1 ... they will also claim it's the highest interest

That is so true, UOB must be the worst bank in advertising. Other banks state effective interest rate, UOB only state ineffective interest rate.

 

[spearhawk]

tiagong will be 5%

 

[spearhawk]

confirm 5%

https://www.uob.com.sg/personal/save/everyday-accounts/one-account.page
Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

 

[maumu]

Finally... something good from UOB

 

[yildun]

I wonder what OCBC will respond to that...

 

[i_dun_understand]

I wonder what OCBC will respond to that...

i feel OCBC may not response so fast. likely see upcoming Dec if any incremental outflow to UOB then come out new promo in Jan-Feb

 

[pohw0008]

i feel OCBC may not response so fast. likely see upcoming Dec if any incremental outflow to UOB then come out new promo in Jan-Feb

Ocbc still quite close at 4.6% for similar categories..

 

[i_dun_understand]

i feel this latest promo is really quite good. Lower criteria as well to earn the interest

- no need monthly increase ADB balance
- salary credit amount (1.6k) is slightly lower then OCBC (1.8k)

 

[Moowoow]

tiagong will be 5%

I tot is 5.2%?

 

[Bunta]

** Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

able to simulate salary credit by ownself doing paynow to UOB one account and ownself insert "PAYNOW SALA" ?

 

[spikeling]

** Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

able to simulate salary credit by ownself doing paynow to UOB one account and ownself insert "PAYNOW SALA" ?

You go try and see whether the salary tracker will move or not.

 

[Bunta]

You go try and see whether the salary tracker will move or not.

didn't know there's a salary tracker. okay, will go try and update. Thanks for the suggestion