UOB ONE Account

[Lonelyoldman80]

how do you get 440, 440 multiply by 12 is 5280 for 100K, which is 5.28% which is 5% ?

I got 120k inside ..

 

[AppleiPhone]

I got 120k inside ..

At extra 20k, 79cents extra for Feb. 85cents extra for March. With 100k, each day about $13.568

 

[Manyhappydays]

Four leaves

 

[Manyhappydays]

Forgot that it's a long weekend. Today's the 28th and I am still short of about S$5 to meet the min. S$500 spend.

I understand they base it on posting date. Since Friday to Sunday are non-working days, is it correct to say that nothing will post these next 3 days?

Any idea what transactions can post immediately?

Four leave

 

[ChrisL82]

At extra 20k, 79cents extra for Feb. 85cents extra for March. With 100k, each day about $13.568

I don't understand the extra 20K gives one approx. 40 dollars more. I thought >100K is 0.05%.

 

[123kidy]

I don't understand the extra 20K gives one approx. 40 dollars more. I thought >100K is 0.05%.

Not sure how he got that amount, even put 120k also wont get

 

[bockers]

Not sure how he got that amount, even put 120k also wont get

I don't think he knows what hes talking about. He's wasting his $20k leaving it in there.

 

[sglandscape]

First 100K for UOB1 will earn one 5% which is 5000. 5000/ 12 is 416.67 mthly ?

Not every month has same number of days though?

 

[ChrisL82]

Not every month has same number of days though?

Yeah, was doing a rough calculation on a 12 mths basis

 

[sglandscape]

Yeah, was doing a rough calculation on a 12 mths basis

The rough calculation would not be close enough especially for months of Feb.

 

[ChrisL82]

The rough calculation would not be close enough especially for months of Feb.

Sure. Maybe u can share the calculation for every single month

 

[sglandscape]

28 days in the month = $379.91

29 days in the month = $393.48

30 days in the month = $407.05

31 days in the month = $420.62

Sure. Maybe u can share the calculation for every single month

If you read a few posts back or use the search function this has been already answered a few times. See above quote.

 

[ChrisL82]

If you read a few posts back or use the search function this has been already answered a few times. See above quote.

Nice

 

[AppleiPhone]

I don't understand the extra 20K gives one approx. 40 dollars more. I thought >100K is 0.05%.

He will need to extra deposit 1mil to get $40 extra for a month.

 

[bockers]

He will need to extra deposit 1mil to get $40 extra for a month.

He thinks his extra $20k is very big

 

[erictan86]

hey I actually have this calculator built to calculate the UOB One Interest.

https://uob-average-daily-balance-calculator.netlify.app/

Feel free to use it. Basically you need to download the csv and plonk in it with no changes.

 

[erictan86]

Hi all,

Just checking if there's any way to view the current Monthly Average Daily Balance for UOB One account either using thr TMRW app or Internet Banking similar to how OCBC shows under Web Internet Banking (updated daily)? Tried looking for the info both in the app and web Internet Banking but couldn't find. Not sure if I missed out anywhere. Thanks!

Feel free to check out the calculator I built.

https://uob-average-daily-balance-calculator.netlify.app/

May not be perfect because there are some edge cases I can't seem to get it solved. Especially if u do transfer on Sunday but use the calculator on the same day. But generally works pretty well.

 

[Angelite]

Does anyone know what is the latest time I must deposit money to UOB tomorrow so as to be reflected as 30Mar?

 

[dgeralds]

Does anyone know what is the latest time I must deposit money to UOB tomorrow so as to be reflected as 30Mar?

Just deposit on 1st April, 10am, NOT on 31st March

 

[Angelite]

Just deposit on 1st April, 10am, NOT on 31st March

Thanks for replying.

Managed to open a new stash account for my teenage son and deposit at 11.30am today. Registered for dragon promotion too.