If already spending that amount no big deal imo, especially for those with family like 5 paxTo qualify for ocbc 100k $400 and the uob 1 50k for the monthly $100 .
U need to fulfill $500 ocbc spending also. So ended up u have to spend 500 for uob 1 and 500 for ocbc 360 leh.
Good for temporary as in cuz cannot get the latest uob promotion earmark. Use ocbc for this quarter then empty out for june balance to join July earmark promotion.About the same right? Still around 500/mth for 150k. But if u split across UOB and Ocbc for 150k, more hoops to jump thru for negligible difference eg. Need to clock min. Spending on both cards.