UOB ONE Account

[sglandscape]

Hi all, for your comments, thoughts or suggestions please. Thanks in advance!

To enjoy the new UOB One account (EIR 4% starting on 1/5/2024) + join the UOB Big Saving Payout promotion + optimise the deals, one has to:

1. On 1/5/2024, maintain $100K - no action required.
2. On 2/5/2024, top up $50K to an UOB One account. Register for the UOB Big Saving Payout promotion, indicating 50K as the earmark account.
3. On 27/5/2024, top up another $10K. This is to ensure the MAB is $150K for the UOB One EIR 4%.
4. On 1/6/2024, withdraw $10K and maintain $150K.

Note:
Prior to 1/5/2024, the account already has $100K.
For the UOB One EIR 4%, one has to spend $500 on the card + salary credit.

Why don't you sign up for April and top up 50k by 30 April. Lose just one day of interest instead of having to deal with the MAB in May.

 

[1l92041H]

Anyone join this in jan received the cash credit yet? Supposed to be by 30 Apr

"

Get up to S$130 cash when you pay your bills, credit your salary and dividends with UOB!*"​

bonus for this is in

 

[zi]

Regarding the cc spend , called the hotline. Hotline said keep spending today. If did not get the interest, then call hotline and appeal. So ok, keep spending today to hit cc $500

 

[Moowoow]

Anyone join this in jan received the cash credit yet? Supposed to be by 30 Apr

"

Get up to S$130 cash when you pay your bills, credit your salary and dividends with UOB!*"​

Got such good deals ?

 

[FlyGuardX]

Does it mean if I register and deposit today, I just need to maintain the additional funds until 16 Aug? That is less than 4 months in total

This acknowledgement email is not a confirmation of your successful participation or eligibility as we are currently in the process of verifying your entry. If you are an eligible participant, your Participating Deposit will be Earmarked for the period specified in the Terms and Conditions of this Promotion (available at UOB’s official website). Please ensure that the full Incremental Fresh Funds amount stated in this participation form is deposited into your Eligible Account by 29 June 2024 and maintained till the Earmark End Date.

​ Participating Deposit date or Participation Form submission date, whichever is later (“Qualifying Period”) Participating Deposit will be Earmarked and Cash Credit will be credited by Earmark End Date (including this date) 1 April 2024 to 30 April 2024 31 May 2024 16 August 2024 1 May 2024 to 31 May 2024 28 June 2024 16 September 2024 1 June 2024 to 29 June 2024 31 July 2024 16 October 2024

make sense to deposit today. if deposit tomorrow, the money will be locked up till 16 Sep.

 

[FlyGuardX]

UOB cutoff is after 1030pm?

can I deposit 10pm+ before 1030pm on 30 Apr for the top up promo

is this true? i just deposited at 11+pm

 

[mydelta]

Hi I having 100k in UOB one account now.

is it better to leave my 50k in Trust to earn 3% or transfer the 50k to UOB One ?

thank u !

 

[waddahell]

Hi I having 100k in UOB one account now.

is it better to leave my 50k in Trust to earn 3% or transfer the 50k to UOB One ?

thank u !

150K MAB will net u 4% interest. This should be the superior choice?

 

[reiser]

I can tell you the experienced people here are better than the bank CSO.

Sometimes bank CSO or RM cannot be trusted.

True. So far the people here in the different bank threads have given me more correct info than the CSOs.

 

[reiser]

Can I clarify:

1) If I register for the Big Saving Payout promo and top up $50k in addition to my current $100k in UOB One account, does it mean the $150k will earn 4% interest for this locked in period?

2) has anyone decided that it’s better to transfer fund to OCBC with salary crediting? Will that give me higher interest?

 

[GrandJedi]

Hi all, for your comments, thoughts or suggestions please. Thanks in advance!

To enjoy the new UOB One account (EIR 4% starting on 1/5/2024) + join the UOB Big Saving Payout promotion + optimise the deals, one has to:

1. On 1/5/2024, maintain $100K - no action required.
2. On 2/5/2024, top up $50K to an UOB One account. Register for the UOB Big Saving Payout promotion, indicating 50K as the earmark account.
3. On 27/5/2024, top up another $10K. This is to ensure the MAB is $150K for the UOB One EIR 4%.
4. On 1/6/2024, withdraw $10K and maintain $150K.

Note:
Prior to 1/5/2024, the account already has $100K.
For the UOB One EIR 4%, one has to spend $500 on the card + salary credit.

No harm transfering $50k today (I believe). Not necessary to do steps 3 & 4. Even if MAB is is slightly less than $150k, should be ok. $100-$150k gives the same interest. On the contrary, amounts above $150k will get very low interest.

 

[dgeralds]

Hi all, for your comments, thoughts or suggestions please. Thanks in advance!

To enjoy the new UOB One account (EIR 4% starting on 1/5/2024) + join the UOB Big Saving Payout promotion + optimise the deals, one has to:

1. On 1/5/2024, maintain $100K - no action required.
2. On 2/5/2024, top up $50K to an UOB One account. Register for the UOB Big Saving Payout promotion, indicating 50K as the earmark account.
3. On 27/5/2024, top up another $10K. This is to ensure the MAB is $150K for the UOB One EIR 4%.
4. On 1/6/2024, withdraw $10K and maintain $150K.

Note:
Prior to 1/5/2024, the account already has $100K.
For the UOB One EIR 4%, one has to spend $500 on the card + salary credit.

I already have $100K. Last month (Apr) registered for UOB Big Saving Promotion (50K), today I transferred 51K.

 

[Sambuca78]

bonus for this is in

I didn't get leh

 

[GrandJedi]

I already have $100K. Last month (Apr) registered for UOB Big Saving Promotion (50K), today I transferred 51K.

Why transfer $51k instead of $50k? Also, it would be ideal to withdraw from this account on 1 Oct to maximize the promotion?

 

[1l92041H]

Got such good deals ?

https://forms.uob.com.sg/personal/save/salary-credit.html?vid=na&pid=CD11SALAPLUS

 

[1l92041H]

is this true? i just deposited at 11+pm

did u check on UOB, the funds value on 30 apr or 2 May?

 

[FlyGuardX]

did u check on UOB, the funds value on 30 apr or 2 May?

2 may..

 

[mydelta]

hi,

for the giro debit transactions, is it a alternative besides $500 spend, or is it additional if there’s 3x giro. Thanks

 

[deemon]

hi. anyone try to put in 50k today for the uob one account which also qualify for the fresh fund promo of $250?
can i know if i put in 50k already but from my another uob account. i have to fast out to another bank then fast back in again then it qualify for this promo? the ear mark is 4 months starting from today i put in? or its a fix window period. quite confusing

 

[Sambuca78]

hi. anyone try to put in 50k today for the uob one account which also qualify for the fresh fund promo of $250?
can i know if i put in 50k already but from my another uob account. i have to fast out to another bank then fast back in again then it qualify for this promo? the ear mark is 4 months starting from today i put in? or its a fix window period. quite confusing

If u segregate the 4% 150k and the earmark promo, it is not confusing.

As long as u register before 30 Apr, the 50k should earmarked on 17 May and release to u on 17 Aug.