UOB ONE Account

[rubber33]

I believe not everyone is the same. it depends on the quarter you are in.

 

[rubber33]

UOB One interest is not adjusted upward in Oct losing out to plain vanilla iSavy. Bye bye UOB.

but the isavy is only on incremental balance. you will need to kept moving here and there.

 

[compro_1975]

Waaa 1st time I woke up on the 2nd working day of the month with no interest into my bank...

 

[chiokcc]

Repeating post to share here :

Computed bonus interest for the first $150k principal amount (average daily balance),
and meet $500 card spend & $1.6k salary :

From 1st Dec 2025 onwards

28 days in the month = $212.87 (verified for February)
29 days in the month = $220.47 (not yet verify)
30 days in the month = $228.08 (verified for April, June, etc.)
31 days in the month = $235.68 (verified for December, January, March, etc.)

For those who has no salary credit to UOB one account, but still satisfy $500 credit card spend and 3 GIRO deductions in a calendar month, the bonus interest are as such :

28 days in a month : $129.45
30 days in a month : $138.69
31 days in a month : $143.32

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Old bonus interest. pls see
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-157941641

 

[chiokcc]

Waaa 1st time I woke up on the 2nd working day of the month with no interest into my bank...

Usually comes in after 0800am from my observations ......

 

[ericcsn]

Waaa 1st time I woke up on the 2nd working day of the month with no interest into my bank...

bonus is in $228.08

 

[maumu]

bye (for now) UOB

hope to rejoin in January.

 

[yslvlys]

bye (for now) UOB

hope to rejoin in January.

I transferred out to Maybank already, left 3k min balance inside

 

[ThreeSteps]

I transferred out to Maybank already, left 3k min balance inside

UOB One a/c : https://www.uob.com.sg/personal/save/everyday-accounts/one-account.page
Fall-below Fee : S$5 if monthly average balance is less than S$1,000

If this is not applicable/relevant to you, please ignore the comment.

 

[yslvlys]

UOB One a/c : https://www.uob.com.sg/personal/save/everyday-accounts/one-account.page
Fall-below Fee : S$5 if monthly average balance is less than S$1,000

If this is not applicable/relevant to you, please ignore the comment.

Wah thanks thanks. Gonna put 2k more into Maybank!

 

[compro_1975]

sorry, u all transferred out but there isnt any announcement of drop in interest... i tried to read the post but where u all move your money to? thanks for sharing in advance

 

[xRenol]

sorry, u all transferred out but there isnt any announcement of drop in interest... i tried to read the post but where u all move your money to? thanks for sharing in advance

They transferred out is not because of a drop in interest rate but other banks are offering higher interest rate as compared to UOB One.