UOB ONE Account

[maumu]

why put OA when SA gives 4%

already hit FRS.

 

[iduncheckmail]

Shld do other things to try n beat cpf rates. Otherwise once you think you can retire, u realise that inflation rose at the same rate and you are only meeting you basic living needs .

 

[Cumzilla]

already hit FRS.

just kaypo, at what age u hit FRS?

 

[maumu]

just kaypo, at what age u hit FRS?

when i was 41

 

[SBC]

What’s its EIR rate now?

 

[maumu]

What’s its EIR rate now?

1% for $75k

 

[badsector]

1% for $75k

Maximum effective interest rate (EIR) on the One Account is 1.25% p.a. for deposits of S$75,000 during Interest Earning Period of 1 March 2021 to 31 August 2021, provided customers sign up for the UOB Salary Credit Campaign during the Participating Period and meet both criteria of S$500 Card Spend AND a min. S$2,000 salary credit via GIRO

quote from uob

 

[maumu]

Maximum effective interest rate (EIR) on the One Account is 1.25% p.a. for deposits of S$75,000 during Interest Earning Period of 1 March 2021 to 31 August 2021, provided customers sign up for the UOB Salary Credit Campaign during the Participating Period and meet both criteria of S$500 Card Spend AND a min. S$2,000 salary credit via GIRO

quote from uob

yah lah... the extra 0.25% is a promotion period only, and need to credit your salary into UOB...

otherwise the 'norm' is 1% lah.

 

[SBC]

Thanks all.

 

[twosix]

+3.33% rebates for >=$500/mth spent on the uob one card, which i can meet.

 

[SBC]

when i was 41

This should be considered v fast.

 

[Heyland]

Bonus interest in liao

 

[rrr2015]

probably could ask uob but i thought i could get an faster answer here. do credit card hospital bills qualify as $500 spending requirements? Thanks!

 

[liquidlight]

probably could ask uob but i thought i could get an faster answer here. do credit card hospital bills qualify as $500 spending requirements? Thanks!

gov hospital and restructured now. learnt this the hard way

 

[rrr2015]

oh so NUH, AH doesn't counted as part of $500 requirements?

gov hospital and restructured now. learnt this the hard way

 

[IcYFl4mEz]

anyone can confirm TMC give birth ward, is under hospital category?

 

[liquidlight]

oh so NUH, AH doesn't counted as part of $500 requirements?

no as gov related

 

[chiokcc]

<< UOB OneAccount bonus interest chronology >>
~~Updated 02 Oct 2020~~

Bonus interest if you satisfy the required conditions and have ADB of $75k in the account :

01 August 2018 to 30 April 2020
($4.903)×(no of days in the month)
28 days in the month = $137.27
29 days in the month = $142.17
30 days in the month = $147.08
31 days in the month = $151.98

01 May 2020 to 31 July 2020
($3.58767)×(no of days in the month)
28 days in the month = $100.45
29 days in the month = $104.04
30 days in the month = $107.63
31 days in the month = $111.21

From 01 Aug 2020 to 31 Oct 2020
($2.3630)×(no of days in the month)
28 days in the month = $66.16
29 days in the month = $68.52
30 days in the month = $70.89
31 days in the month = $73.25

From 01 Nov 2020 to ....
($1.9520)×(no of days in the month)
28 days in the month = $54.65
29 days in the month = $56.60
30 days in the month = $58.56
31 days in the month = $60.51

B.U.M.P..... February has only 28 days, lowest amount of bonus interest ...

 

[Pop Mart]

I trying to hit S$ 2k for the last 3 month and hope can meet the cash rebates of S$ 300 !!

 

[rrr2015]

thanks for clarifying! back to spending mode

no as gov related