UOB ONE Account

[chiokcc]

Repeating the info for convenience and reference sake .....

From 1st May 2024, computed bonus interest for the first $150k principal amount (average daily balance) :

28 days in the month = $454.52
29 days in the month = $470.75
30 days in the month = $486.98 (verified with June 2024 statement)
31 days in the month = $503.21 (verified with May 2024 statement)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Bonus interest is already in today .....

 

[mikezuper]

this month shiok, i got base $6.36 and bonus $503.21

I got $6.43 and $503.21. Shiokk

 

[iadpotato]

Extra 1 day in July,
More money for kopi

Ya, but then eventually also will get 365 days of interest. This year is leap year but I don’t think the banks factor in the extra day to make 366 days.

 

[Uacesg]

Hi bro, did you manage to contact the bank?

I also got the earmark only on 15 July although I put in the funds before 30 June.

Based on the email sent to us, the period should last until 16 Oct...

bro, UOB reply is cmi as follows:

"We refer to your email of 18 July 2024.
Please refer to Clause 2.9 under the attached Big Savings Promotion on the earmarked period:"

and they provide a screenshot of the promo page..

Ya hopefully to get back my earmarked money on 16 Oct. This bank likes to do convoluted stuffs, messed up their customers and their frontline staff (they probably flooded with queries on this promo)

 

[sglandscape]

bro, UOB reply is cmi as follows:

"We refer to your email of 18 July 2024.
Please refer to Clause 2.9 under the attached Big Savings Promotion on the earmarked period:"

and they provide a screenshot of the promo page..

Ya hopefully to get back my earmarked money on 16 Oct. This bank likes to do convoluted stuffs, messed up their customers and their frontline staff (they probably flooded with queries on this promo)

Not sure what you're asking about, but based on what you describe it's actually in like with their TnCs though?

 

[lamer]

any buttie encounter error signing up uob one account using singpass?

 

[gobin74]

hi) i am new to uob1 promos ...this is wrt to the uob 1 account promo in april /may .june - my amount earmarked is $50010.19 ( this is shown in web intenet banking app) in June for the promotion ..

My avg balance in may / jun/jul 24 is :
MONTHLY AVERAGE BALANCE ( July 2024 )
152,698.28 SGD
MONTHLY AVERAGE BALANCE ( June 2024 )
152,723.97 SGD
MONTHLY AVERAGE BALANCE ( may 2024)
149,408.24 SGD

1) wrt to the uob 1 a/c mobile or web s/w is there any field which shows when th earmarked amount will be released .....
2) wrt to uob 1 a/c including the earmark amount how much shld i maintain for aug 2024 any idea plz .. how do i find out using either the mobile app or web app ?

if either of the above cannot be tracked using mobile/web app can anyone plz give hints on answers to the above otherwise

thnx for any guidance

cheers

 

[60Remajust]

typically when does the earmark occur?

I intend to withdraw and deposit closer to the actual date

 

[ThreeSteps]

typically when does the earmark occur?

I intend to withdraw and deposit closer to the actual date

The actual earmark date is uncertain.

UOB Nation of Savers Promotion
T&Cs - refer to point #2.9 Earmarking of Incremental Fresh Funds and Cash Credit
https://www.uob.com.sg/web-resource...68F454E6DA2A0A4C98A6%40AdobeOrg|TS=1723012498

 

[ThreeSteps]

hi) i am new to uob1 promos ...this is wrt to the uob 1 account promo in april /may .june - my amount earmarked is $50010.19 ( this is shown in web intenet banking app) in June for the promotion ..

My avg balance in may / jun/jul 24 is :
MONTHLY AVERAGE BALANCE ( July 2024 )
152,698.28 SGD
MONTHLY AVERAGE BALANCE ( June 2024 )
152,723.97 SGD
MONTHLY AVERAGE BALANCE ( may 2024)
149,408.24 SGD

1) wrt to the uob 1 a/c mobile or web s/w is there any field which shows when th earmarked amount will be released .....
2) wrt to uob 1 a/c including the earmark amount how much shld i maintain for aug 2024 any idea plz .. how do i find out using either the mobile app or web app ?

if either of the above cannot be tracked using mobile/web app can anyone plz give hints on answers to the above otherwise

thnx for any guidance

cheers

If you are asking about the Big Savings Payout Promotion,
deposit/register during (1 April to 30 April) - earmark by 31 May, earmark end-date is 16 August 2024
deposit/register during (1 May to 31 May) - earmark by 28 June, earmark end-date is 16 September 2024
deposit/register during (1 June to 29 June) - earmark by 31 July, earmark end-date is 16 October 2024

Big Savings Payout Promotion t&cs-point#2.9 mention “…..You are required to maintain the applicable minimum Incremental Fresh Fund (i.e. the aggregate of your Account’s Monthly Average Balance for March 2024 and the Participating Deposit amount) for the full Earmark Period…....”

 

[maumu]

I signed up in early July.. till today not earmarked yet.

 

[gobin74]

If you are asking about the Big Savings Payout Promotion,
deposit/register during (1 April to 30 April) - earmark by 31 May, earmark end-date is 16 August 2024
deposit/register during (1 May to 31 May) - earmark by 28 June, earmark end-date is 16 September 2024
deposit/register during (1 June to 29 June) - earmark by 31 July, earmark end-date is 16 October 2024

Big Savings Payout Promotion t&cs-point#2.9 mention “…..You are required to maintain the applicable minimum Incremental Fresh Fund (i.e. the aggregate of your Account’s Monthly Average Balance for March 2024 and the Participating Deposit amount) for the full Earmark Period…....”

Thanks threesteps ...appreciated ...sincere thanks

is there any way that we can see( thru ibanking or mobile app ) when our amount was earmarked and till what time it has been earmarked if at all ? also currently is it possible to know march 2024 MAB ? Currently web app show MAB for other recent months - but not for March 2024

thnx for yr helping hand ...cheers

 

[ThreeSteps]

Thanks threesteps ...appreciated ...sincere thanks

is there any way that we can see( thru ibanking or mobile app ) when our amount was earmarked and till what time it has been earmarked if at all ? also currently is it possible to know march 2024 MAB ? Currently web app show MAB for other recent months - but not for March 2024

thnx for yr helping hand ...cheers

There are only 3 fixed earmark end-dates to choose from, refer to my previous reply.
You will fall under one of these 3 depending on your form submission date & funds top-up date.
For example, being earmarked on 12 June or 29 June does not make any difference to the fixed earmark end-date of 16 Sep.

The MAB for the past 3 months will be displayed online. For example, in Aug, you can see MAB (July), MAB (June) & MAB (May). Simply take a screenshot of the MAB view before each month-end (every month) to keep for future reference if you intend to continue with such promotions.
For MAB (Mar), use calculator do a quick calculation by looking at your March statement daily balances.

 

[gobin74]

There are only 3 fixed earmark end-dates to choose from, refer to my previous reply.
You will fall under one of these 3 depending on your form submission date & funds top-up date.
For example, being earmarked on 12 June or 29 June does not make any difference to the fixed earmark end-date of 16 Sep.

The MAB for the past 3 months will be displayed online. For example, in Aug, you can see MAB (July), MAB (June) & MAB (May). Simply take a screenshot of the MAB view before each month-end (every month) to keep for future reference if you intend to continue with such promotions.
For MAB (Mar), use calculator do a quick calculation by looking at your March statement daily balances.

Thanks for the inputs and I now know what i is happening

This FI seems to miles away from automating their product offerings .. so we need to start saving key checkpoints manually ....Same things are happening for all their product offerings eg cpf related ..

cheers

 

[Justsomename]

Hi guys can someone please advise me? I have been getting the 4% with no problems for the past 1 year, but then I change company and they are doing the payroll differently. So it is paid overseas under remittance now and UOB doesnt credit the 4% to me now cos its not considered under salary. Does the Dbs paynow sala method still work? Or I have to change to ocbc 360 now?

 

[sglandscape]

Hi guys can someone please advise me? I have been getting the 4% with no problems for the past 1 year, but then I change company and they are doing the payroll differently. So it is paid overseas under remittance now and UOB doesnt credit the 4% to me now cos its not considered under salary. Does the Dbs paynow sala method still work? Or I have to change to ocbc 360 now?

Yes do the DBS method

 

[Justsomename]

Yes do the DBS method

Called the cso and they said cannot. But gonna try thx

 

[wira]

Called the cso and they said cannot. But gonna try thx

just tried this month and still works.

 

[gobin74]

Thanks for highlighting the practical aspects of the spend and sharing your experiences . Many times these nuances can be only experienced !

This is for a commercial org and not for a non-profiit

hi , a surprise with respect to my uob one card spending . earlier this month i charged usd 200 to my uob card to pay for a annual renewal of a credential and i found that the sgd euivalent of usd 200 was considered as my charge for the sgd 500 monthly charge .. Interesting ,,..?

Happy to hear any views on the above ....cheers

Hi
on 3rd Aug 2024 for a usd payment i paid for a credentiial from a USD orgnization using UOB 1 DEBIT CARD . i DID SIMILAR entries for usd crdentialing payment come into the eligible entreies for uob 1 $500 card spend after 3 to 5 daysi june and July 2024 .

Found that the sgd equivalent of usd 200 for Aug 2024 has not yet been considered for the sgd 500 monthly charge . I can see the sgd equivaent entriy under my 1 card debit card transaction but not yet under the eligible spend for sgd 500 .Any specific code or any detail i must look out in the debit card Aug log for this credential payment to understand i there this transactiom will be considered for the $500 spend in Aug ?

Any pointers or comments r welcone ! thnx for yr help

cheers

 

[ThreeSteps]

Hi
on 3rd Aug 2024 for a usd payment i paid for a credentiial from a USD orgnization using UOB 1 DEBIT CARD . i DID SIMILAR entries for usd crdentialing payment come into the eligible entreies for uob 1 $500 card spend after 3 to 5 daysi june and July 2024 .

Found that the sgd equivalent of usd 200 for Aug 2024 has not yet been considered for the sgd 500 monthly charge . I can see the sgd equivaent entriy under my 1 card debit card transaction but not yet under the eligible spend for sgd 500 .Any specific code or any detail i must look out in the debit card Aug log for this credential payment to understand i there this transactiom will be considered for the $500 spend in Aug ?

Any pointers or comments r welcone ! thnx for yr help

cheers

Refer to these t&cs and faqs for the Exclusions. If still not clear, contact the bank & ask.
https://www.uob.com.sg/assets/pdfs/...s-dis&vid=mindshare-pmax-casa&pid=msdispros22

https://www.uob.com.sg/web-resource...ng/one-account/uob-one-account-card-spend.pdf