UOB ONE Account

[chiokcc]

Repeating the info for convenience and reference sake .....

From 1st May 2024, computed bonus interest for the first $150k principal amount (average daily balance) :

28 days in the month = $454.52 (not yet verified)
29 days in the month = $470.75 (not yet verified)
30 days in the month = $486.98 (verified with June 2024 statement)
31 days in the month = $503.21 (verified with May, July 2024 statement)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Bonus interest should be in by mid-week this week .....

 

[ippt1978]

Repeating the info for convenience and reference sake .....

From 1st May 2024, computed bonus interest for the first $150k principal amount (average daily balance) :

28 days in the month = $454.52 (not yet verified)
29 days in the month = $470.75 (not yet verified)
30 days in the month = $486.98 (verified with June 2024 statement)
31 days in the month = $503.21 (verified with May, July 2024 statement)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Bonus interest should be in by mid-week this week .....

When can get the bonus interest? Checked today, nothing credited into my UOB ONE acc

 

[sglandscape]

When can get the bonus interest? Checked today, nothing credited into my UOB ONE acc

Bro based on business day not calendar day. Usually first business day of the new month.

 

[maumu]

Bro based on business day not calendar day. Usually first business day of the new month.

I think is second business day... based on experience.

 

[ippt1978]

I think is second business day... based on experience.

Ok,havent credited today..i guess is tmr (2nd biz day)?..

 

[ippt1978]

Guys, what about cashback for UOB ONE credit card? When will get it?
Im first timer for UOB ONE Acc

 

[elmohootbigbird]

my bonus interest for the month reduce alot sia. from 500 reduce to 250. not sure why. cc spend is almost 900, and 5 giro transactions. credit my salary elsewhere last mth thou

 

[sglandscape]

my bonus interest for the month reduce alot sia. from 500 reduce to 250. not sure why. cc spend is almost 900, and 5 giro transactions. credit my salary elsewhere last mth thou

This is why, salary credit bonus interest not the same as doing giro transaction.

 

[elmohootbigbird]

This is why, salary credit bonus interest not the same as doing giro transaction.

its a either or isnt it? credit salary or giro.

 

[hyperbole]

its a either or isnt it? credit salary or giro.

credit salary interest given is more than 3 giro transactions

 

[elmohootbigbird]

its a either or isnt it? credit salary or giro.

i tried the calculator. it is true that giro and salary will result in different returns for interest. a-hole sia. put the "or" is very misleading. expensive mistake.

 

[BugsBunny58]

Received bonus interest $503.21
I have $155xxx in the one acc.
Is it safe to transfer out $5xxx leaving $150k if i want to optimise the interest ?

 

[maumu]

Received bonus interest $503.21
I have $155xxx in the one acc.
Is it safe to transfer out $5xxx leaving $150k if i want to optimise the interest ?

Only if you are not part of the savings promotion that requires you to keep ABD + top-up amount until end of earmarked.

 

[highsulphur]

Received bonus interest $503.21
I have $155xxx in the one acc.
Is it safe to transfer out $5xxx leaving $150k if i want to optimise the interest ?

150k should be the optimal amount

 

[maumu]

first time enjoying $503.21 interest very grateful for the opportunity to earn this and hope they can maintain the rate for many moons..

 

[highsulphur]

first time enjoying $503.21 interest very grateful for the opportunity to earn this and hope they can maintain the rate for many moons..

It won't be here for now for sure. Will likely cut before Jun 2025

 

[EveMuffins]

its a either or isnt it? credit salary or giro.

 

[BugsBunny58]

Only if you are not part of the savings promotion that requires you to keep ABD + top-up amount until end of earmarked.

Thanks @maumu

 

[zi]

anyone tried uob tmrw national day promo where u spend more than 5.9$ on sg brands.and.get $2 cashbacm

 

[marshmallow96]

Can't the tracker for the monthly $500 spend to satisfy the credit card criteria for the UOB One bonus be used?

some spent are qualified for the $500 to satisfy the UOB One Account bonus interest, but not qualify for card cash back