UOB ONE Account

[fire]

2.5% machiam like pre covid level

Everywhere dropping like flies, still one of the better ones for now

 

[DevilPlate]

Everywhere dropping like flies, still one of the better ones for now

2.5% with so much hurdles quite cui imo.

 

[highsulphur]

2.5% with so much hurdles quite cui imo.

Just salary credit and some cc spend. Not like dbs must still invest

 

[vsvs24]

https://www.uob.com.sg/assets/web-r...ion-of-interest-rates-for-uob-one-account.pdf

Those who registered for the UOB Nation of Saver in Jul should work out the EIR to see if it is still worth earmarking from Aug till 17 Feb 2026.

 

[thretiredDad]

Those who registered for the UOB Nation of Saver in Jul should work out the EIR to see if it is still worth earmarking from Aug till 17 Feb 2026.

If not worth earmarking can go where?

 

[Mickey01]

Year of Snake play Snake and Ladder board game ..... slithering with 360 to meet each other

360 Sal + Save + Spend is 2.4% at $100k
ONE Sal + Spend is 2.5% at $150k

 

[fire]

2.5% with so much hurdles quite cui imo.

Nothing is free

 

[fire]

Year of Snake play Snake and Ladder board game ..... slithering with 360 to meet each other

360 Sal + Save + Spend is 2.4% at $100k
ONE Sal + Spend is 2.5% at $150k

I'm doing:
ONE 2.5%
Stash 2.045%
DBS 2.45%

Now looking for others cos max out above...

OA 2.5% now looks enticing

 

[jericho75]

I'm doing:
ONE 2.5%
Stash 2.045%
DBS 2.45%

Now looking for others cos max out above...

OA 2.5% now looks enticing

chiu think ocbc 360 or uob one is better now?

 

[chiokcc]

Computed bonus interest for the first $150k principal amount (average daily balance) :

From 1st May 2025 to end-August 2025,

28 days in the month = $373.97 (no chance to verify)
29 days in the month = $387.32 (no chance to verify)
30 days in the month = $400.68 (verified for June202)
31 days in the month = $414.04 (verified for May2025)

From 1st Sep 2025

28 days in the month = $281.91 (not yet verified)
29 days in the month = $291.98 (not yet verified)
30 days in the month = $302.05 (not yet verified)
31 days in the month = $312.12 (not yet verified)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

 

[chiokcc]

They already cut STASH, probably can maintain UOB one current rates for the moment .....

I was so wrong

 

[fire]

chiu think ocbc 360 or uob one is better now?

Not sure, din use 360 before but the workings for both are similar so just take either one or both if you can manage the requirements

 

[chiokcc]

Hmm, I guess bonus interest will come in on Monday since 02 August is a weekend ....

 

[badsector]

Hmm, I guess bonus interest will come in on Monday since 02 August is a weekend ....

i received the bonus interest.

 

[hexhexhex]

Hmm, I guess bonus interest will come in on Monday since 02 August is a weekend ....

Is in

 

[chiokcc]

Hmm, I guess bonus interest will come in on Monday since 02 August is a weekend ....

Haha, correction, bonus interest is in ..... usually is around 0800am .... I guess I was too "punctual" ....

 

[sglandscape]

Haha, correction, bonus interest is in ..... usually is around 0800am .... I guess I was too "punctual" ....

Saturday is a banking day, that's why it's considered a business day.

 

[ericcsn]

Haha, correction, bonus interest is in ..... usually is around 0800am .... I guess I was too "punctual" ....

Yes bonus is in and you are correct $414.04

 

[fire]

Yes bonus is in and you are correct $414.04

One more month of 414.04 then decrease

 

[ericcsn]

One more month of 414.04 then decrease

UOB 1 account is $ 150K.
If you have another $50K lying around, I would highly recommend you get out of UOB 1 and become a priority banking customer at stanchart.

https://www.sc.com/sg/priority/

Hop over to the forum on stanchart priority (since this is for UOB 1) and continue the discussion there

(To give you some ideas see https://forums.hardwarezone.com.sg/...-like-nothing-much-hor.5848319/post-156762916 for sign up rewards and IMO current deal in this month by them is better).