UOB ONE Account

[fire]

UOB 1 account is $ 150K.
If you have another $50K lying around, I would highly recommend you get out of UOB 1 and become a priority banking customer at stanchart.

https://www.sc.com/sg/priority/

Hop over to the forum on stanchart priority (since this is for UOB 1) and continue the discussion there

(To give you some ideas see https://forums.hardwarezone.com.sg/...-like-nothing-much-hor.5848319/post-156762916 for sign up rewards and IMO current deal in this month by them is better).

Will keep the 150k in UOB One for now, have other funds to move. Will take a look, thanks

 

[highsulphur]

Will keep the 150k in UOB One for now, have other funds to move. Will take a look, thanks

No rush to move. Still have sep

 

[chiokcc]

This month of August will be the 3rd month of my quarterly period ... so next month will be $600 spend for 3x months to get $60 rebate, plus no more Dairy Farm special but grocery all included ....

 

[ericcsn]

This month of August will be the 3rd month of my quarterly period ... so next month will be $600 spend for 3x months to get $60 rebate, plus no more Dairy Farm special but grocery all included ....

Buying supermarket vouchers? Selling them at discounts?

 

[chiokcc]

No lah..... most people would have too much CDC vouchers on hand .... I also don't intend to top up my Fairprice gift card already ......

 

[Jirachi]

I personally won't bother with moving anymore. All banks in Singapore are likely to cut because short-term T-Bills yields are also dropping. All interest rates might just converge to +/- 25bps of each other.

 

[compro_1975]

Computed bonus interest for the first $150k principal amount (average daily balance) :

From 1st May 2025 to end-August 2025,

28 days in the month = $373.97 (no chance to verify)
29 days in the month = $387.32 (no chance to verify)
30 days in the month = $400.68 (verified for June202)
31 days in the month = $414.04 (verified for May2025)

From 1st Sep 2025

28 days in the month = $281.91 (not yet verified)
29 days in the month = $291.98 (not yet verified)
30 days in the month = $302.05 (not yet verified)
31 days in the month = $312.12 (not yet verified)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

this $100 reduction is damm hard to accept sia

 

[pohw0008]

Oh my.. time to move out from uob to buy more shares.. or astrea bond? 3.4%..

 

[32103940]

got one genius on reddit/r/singaporefi calculate everything liao

ocbc for first 100k then the rest in uob (if you have less than 132k).

if >132k and <250k, then UOB first 150k and the rest in OCBC.

if >250k and <347k then OCBC first 100k and rest in UOB

more than 347k then OCBC+Grow bonus first 250k and rest in UOB

 

[iadpotato]

i refuse to use OCBC coz the montjly increment of $500 is just stupid.

so far i'm in one, multiplier, smartsaver, maribank and spare cash in SIF.

 

[HoGnix]

i refuse to use OCBC coz the montjly increment of $500 is just stupid.

so far i'm in one, multiplier, smartsaver, maribank and spare cash in SIF.

So much liquid Cash in hand ( also saw your post on BOC SmartSaver), prepare to scoop some in stocks or real estate?

 

[iphone88]

I'm doing:
ONE 2.5%
Stash 2.045%
DBS 2.45%

Now looking for others cos max out above...

OA 2.5% now looks enticing

Hi, how to get DBS 2.45%?

 

[DevilPlate]

Hi, how to get DBS 2.45%?

12mth FD cap at $19999

 

[fire]

Hi, how to get DBS 2.45%?

DBS 12 mths fd 2.45% max $19999

 

[DevilPlate]

So much liquid Cash in hand ( also saw your post on BOC SmartSaver), prepare to scoop some in stocks or real estate?

Maybe he is 60+ oldman?

 

[iadpotato]

So much liquid Cash in hand ( also saw your post on BOC SmartSaver), prepare to scoop some in stocks or real estate?

Already have a significant amount invested in blue chips and REITs for dividends.

 

[Hardware4455]

Looks like the happy days of safe extra money is ending
For myself I will be withdrawing next month to top up my existing syfe income+ portfolio and create a new income portfolio with endowus as well. Old already, living off passive income

 

[DevilPlate]

Looks like the happy days of safe extra money is ending
For myself I will be withdrawing next month to top up my existing syfe income+ portfolio and create a new income portfolio with endowus as well. Old already, living off passive income

Top up RA to max ERS amt liao? (Including yr spouse)

 

[Jirachi]

Looks like the happy days of safe extra money is ending
For myself I will be withdrawing next month to top up my existing syfe income+ portfolio and create a new income portfolio with endowus as well. Old already, living off passive income

Money easing cycle is here. It's really time for equities.

 

[DevilPlate]

Money easing cycle is here. It's really time for equities.

Thats why those dinosaur sg stocks keep rallying lol