UOB ONE Account

[chiokcc]

UOB converted an old account to UOB one account a couple of months back. If I try to achieve minimum UOB One card spend of $500 and already has salary credited into this account, I will automatically get the "bonus" rate for the first $50k without doing anything further?

 

[oceanicmanta]

anyone's Dec bonus interest credited yet ?

 

[Chisel]

anyone's Dec bonus interest credited yet ?

Rec'd SMS that estatement is ready but bonus interest not in yet.

 

[more3cm]

anyone's Dec bonus interest credited yet ?

Not yet for me too...

 

[NTTDoCoMo]

I haven't receive the bonus interest too.

Based on the bonus interest crediting history, UOB always credit the bonus interest on the 1st working day.

 

[spiritGate]

Not yet for me too

Sent from sent from gagt using GAGT

 

[AMD_FREAK]

How does UOB One account and CC billing cycle works? Do both calculate based on 1st to 30th/31st of every month?

 

[oceanicmanta]

How does UOB One account and CC billing cycle works? Do both calculate based on 1st to 30th/31st of every month?

not necessarily.

One account shld go by calendar month.

CC billing cycle varies ... usually its mid month but can request to change. Some suggested changing to 28th is best cos every month has 28 days, to better monitor CC spend for rebates & bonus interest.

 

[more3cm]

How does UOB One account and CC billing cycle works? Do both calculate based on 1st to 30th/31st of every month?

Both my USB one account and uob1 card are sync from 1st to the last day of month.

 

[NTTDoCoMo]

Bonus Interest Credited

 

[AMD_FREAK]

Both my USB one account and uob1 card are sync from 1st to the last day of month.

Thank u all for the inputs!

I called UOB to sync my acc and cc already

 

[Cumzilla]

if out of the 3 giros, only 1 had started the deduction last month, I will not get the full interest?

 

[01asdf]

if out of the 3 giros, only 1 had started the deduction last month, I will not get the full interest?

It's all or nothing with them. Only 1 started = no bonus interest that month.

 

[Trazora]

if out of the 3 giros, only 1 had started the deduction last month, I will not get the full interest?

http://www.uob.com.sg/one/rebate.html You will only get the lower tier bonus interest if you meet the $500 card spending. Need at least 3 successful giro or salary crediting for the higher tier

 

[dayowl]

http://www.uob.com.sg/one/rebate.html You will only get the lower tier bonus interest if you meet the $500 card spending. Need at least 3 successful giro or salary crediting for the higher tier

Meet 2 mths in the qtr(all criteria)...will i get proportionately 2/3 of all the qtrly interest.

 

[oceanicmanta]

Meet 2 mths in the qtr(all criteria)...will i get proportionately 2/3 of all the qtrly interest.

the bonus interest is paid each month, once criteria met for that month.

only the spending rebate goes by quarter & only the first month of the first quarter wld be pro-rated. thereafter, must meet criteria for all 3 months to get full rebate

 

[chopra]

$101 sweez swee

Sent from ew line is so sloooow using GAGT

 

[dayowl]

the bonus interest is paid each month, once criteria met for that month.

only the spending rebate goes by quarter & only the first month of the first quarter wld be pro-rated. thereafter, must meet criteria for all 3 months to get full rebate

Thks. Find it confusing.say my qtr is jan to mar.
in jan and feb : spent 500 +3 giro ..i get full bonus int for jan+feb.
march spent 500..but only 2 giro= no full bonus int for march.
but i still get the cc cash rebate as i have spent 500 mthly in the qtr

 

[oceanicmanta]

Thks. Find it confusing.say my qtr is jan to mar.
in jan and feb : spent 500 +3 giro ..i get full bonus int for jan+feb.
march spent 500..but only 2 giro= no full bonus int for march.
but i still get the cc cash rebate as i have spent 500 mthly in the qtr

that's correct

Giro is criteria for Bonus Interest only (but not criteria for CC rebate)

500 CC min spend is criteria for both Bonus Interest & CC rebate

 

[dayowl]

that's correct

Giro is criteria for Bonus Interest only (but not criteria for CC rebate)

500 CC min spend is criteria for both Bonus Interest & CC rebate

Thanks! Finally