UOB one card

[toophat15]

Hi All,

I wanna check with all you uob one users. I see from the website, they mention need to do min 5 transactions and min 500$.

Is reoccurring consider as the transaction.?

Lets say below is the list im usually paying. How much will the transaction be.

Groceries - 200$ (usually will do 50$ per week)
Starhub - Btwn 400$ to 600$ (read on the thread say must go website or app pay)
Prudential - 300$ (Giro to debit)
Transport - 50$ (ezlink) and for grab sometimes depends on mood.

 

[naro]

Hi All,

I wanna check with all you uob one users. I see from the website, they mention need to do min 5 transactions and min 500$.

Is reoccurring consider as the transaction.?

Lets say below is the list im usually paying. How much will the transaction be.

Groceries - 200$ (usually will do 50$ per week)
Starhub - Btwn 400$ to 600$ (read on the thread say must go website or app pay)
Prudential - 300$ (Giro to debit)
Transport - 50$ (ezlink) and for grab sometimes depends on mood.

If you pay your starhub bill through website or app, minimum payment is $1. Can split the payment.

 

[lamEduDe]

Hi All,

I wanna check with all you uob one users. I see from the website, they mention need to do min 5 transactions and min 500$.

Is reoccurring consider as the transaction.?

Lets say below is the list im usually paying. How much will the transaction be.

Groceries - 200$ (usually will do 50$ per week)
Starhub - Btwn 400$ to 600$ (read on the thread say must go website or app pay)
Prudential - 300$ (Giro to debit)
Transport - 50$ (ezlink) and for grab sometimes depends on mood.

do note ezlink topup is not considered as a transaction nor a qualifying spend

 

[toophat15]

Hey naro;119216585,

So if i split my starhub bill and lets say my bill is 500$ that month. I split it 5x100 payment, will this consider as 5 charges? Thanks.

If you pay your starhub bill through website or app, minimum payment is $1. Can split the payment.

 

[Trazora]

Hey naro;119216585,

So if i split my starhub bill and lets say my bill is 500$ that month. I split it 5x100 payment, will this consider as 5 charges? Thanks.

Yes of course

 

[danielkok]

Hi quick question... using UOB One card to top up my YouTrip card, is it eligible transaction? Thanks!

 

[Trazora]

Hi quick question... using UOB One card to top up my YouTrip card, is it eligible transaction? Thanks!

No. 10char

 

[danielkok]

Oh ok thanks!

 

[cheery]

Tried to seek AF waiver for this card but was rejected.

Was thinking, as UOB ONE mechanics doesn't work for my spending patterns now, so wanna switch / rather convert the card to YOLO.

Any idea if that's possible? Without having to apply for YOLO card (since at present I do not have income...)

Thanks.

 

[assiak71]

Off the top of my head, i have these. Which can pay using cardup? Note the premium payment frequency. Thanks.

TM whole life, annual premium
Aviva DI, annual premium
Aviva term life, annual premium
Aviva mindef group life, monthly premium
Ntuc enhanced incomeshield

Edit
There are 2 parts to my qn.
1. Which policies can i use cardup to pay
2. Can i/ How do i pay using cardup monthly (obviously since using uob one cc)

 

[Mickey01]

Tried to seek AF waiver for this card but was rejected.

Was thinking, as UOB ONE mechanics doesn't work for my spending patterns now, so wanna switch / rather convert the card to YOLO.

Any idea if that's possible? Without having to apply for YOLO card (since at present I do not have income...)

Thanks.

Dont quite understand what you are trying to achieve. But there is no such thing as switch card without applying. You still need to submit application (whether hard copy form or online) to apply for the Yolo card. If you do not meet the minimum income requirement, you can place a FD of $10k with UOB, It is in the UOB webpage.

 

[cheery]

Dont quite understand what you are trying to achieve. But there is no such thing as switch card without applying. You still need to submit application (whether hard copy form or online) to apply for the Yolo card. If you do not meet the minimum income requirement, you can place a FD of $10k with UOB, It is in the UOB webpage.

As Yolo card fit my usage better but I have no income for a year already, so can't really apply.

If they can let me convert to Yolo... would have been good.

Some other banks allow this.

 

[JetStorm]

Off the top of my head, i have these. Which can pay using cardup? Note the premium payment frequency. Thanks.

TM whole life, annual premium
Aviva DI, annual premium
Aviva term life, annual premium
Aviva mindef group life, monthly premium
Ntuc enhanced incomeshield

Edit
There are 2 parts to my qn.
1. Which policies can i use cardup to pay
2. Can i/ How do i pay using cardup monthly (obviously since using uob one cc)

TM whole life, annual premium - Cardup to UOB One CC
Aviva DI, annual premium - Cardup to UOB One CC
Aviva term life, annual premium - Cardup to UOB One CC
Aviva mindef group life, monthly premium - Giro to UOB One Account to hit 1/3 of giro requirement.
Ntuc enhanced incomeshield
- not sure.

Disclaimer: Havent tried cardup but intending to. My annual premiums coming soon.

Sent from Samsung SM-G950F using GAGT

 

[Mickey01]

As Yolo card fit my usage better but I have no income for a year already, so can't really apply.

If they can let me convert to Yolo... would have been good.

Some other banks allow this.

personally I am not aware that some banks do allow "swopping" of cards. So I will not be able to add any comments here.

If you still have a banking relationship with UOB & Internet banking, perhaps you can try to apply online after you logged into UOB I Banking. It is up to UOB to approve or reject your Yolo card application. Or u can call CSO to ask about card "swopping".

 

[JuniorLion]

Off the top of my head, i have these. Which can pay using cardup? Note the premium payment frequency. Thanks.

TM whole life, annual premium
Aviva DI, annual premium
Aviva term life, annual premium
Aviva mindef group life, monthly premium
Ntuc enhanced incomeshield

Edit
There are 2 parts to my qn.
1. Which policies can i use cardup to pay
2. Can i/ How do i pay using cardup monthly (obviously since using uob one cc)

All except Ntuc.

 

[assiak71]

All except Ntuc.

Even aviva mindef group life?

For the rest, do i have to change to monthly premium first? Or have to contact insurer for answer, assuming they know what cardup is...

 

[JuniorLion]

Even aviva mindef group life?

Yes.

For the rest, do i have to change to monthly premium first?

There's no need to. You can if you want to, but why?

Or have to contact insurer for answer, assuming they know what cardup is...

So many people have paid successfully. You are not the first.

 

[assiak71]

Yes

Is the reference for aviva mindef the same as the giro reference? I recall can find from the form

There's no need to. You can if you want to, but why?

It would be advanced monthly payment for the next annual premium, correct? Need to be able to check that insurer received

 

[atanbh91]

sorry i hijack a bit.. my uob Feb statement under Payment Summary "Total Amount Due" is SGD 5k but "Minimum Payment Due" is SGD 0.00 and "Payment Due Date" is 05 MAR 2019. At the end of the statement there is this line "THIS MONTH, YOU CAN CHOOSE A PAYMENT HOLIDAY WITH NO MINIMUM PAYMENT. PREVAILING INTEREST CHARGES APPLY." Anyone else got this? Really so good?

 

[Trazora]

sorry i hijack a bit.. my uob Feb statement under Payment Summary "Total Amount Due" is SGD 5k but "Minimum Payment Due" is SGD 0.00 and "Payment Due Date" is 05 MAR 2019. At the end of the statement there is this line "THIS MONTH, YOU CAN CHOOSE A PAYMENT HOLIDAY WITH NO MINIMUM PAYMENT. PREVAILING INTEREST CHARGES APPLY." Anyone else got this? Really so good?

Not good lah, cos prevailing interest charges apply.