UOB one card

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myPosting

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I'm still on $500 tier for the current quarter. Can I still get the $100 grab rebate (2000 x 5%) if I spend $2000 on grabs transactions? Or I will only get $25 grab rebate (500 x 5%) due to I'm on the $500 tier?
 
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nekoarc

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Winterhearts said:
Probably mcc code for Grabpay will remain as 7399 and Grabpay Mastercard will be 6012
Click to expand...

Just confirmed via my DBS AI chat (refer to milelion about it) that GrabPay wallet topup was shown as Business Services, so the MCC is still 7300–7999 for now.
 
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rubber33

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deathman91 said:
Where in the t&c that states that grab topup are not eligible for baseline cashback?

What I get from the the new clause "With effect from 30 November 2019, please be informed that additional transactions will be excluded from the awarding of cash rebates. For details, click here for the UOB One Card full terms and conditions."

The term "additional transaction" refers to the 4 newly added transactions to be excluded from cashback. On page 4 of the t&c there's a table.

  1. 6012 Member Financial Institution–Merchandise and Services (with effect from 30 November 2019)
  2. 6211 Securities–Brokers and Dealers (with effect from 30 November 2019)
  3. 6540 Stored Value Card Purchase/Load (with effect from 30 November 2019)
  4. 7995 Gambling - Betting, including Lottery Tickets, Casino Gaming Chips, Off-Trac (with effect from 30 November 2019)

Please do not confuse additional transactions with additional rebates.

So in conclusion, what I got is everything as per normal. They just included 4 new MCC codes to be excluded from cashback eligibility.
Click to expand...

I just read the UOB one account, also exclude. Which mean you don't get your UOB One credit card rebate, you don't get your UOB One Account interest
 
oceanb70

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oceanb70 said:
Hi I been reading a lot here and still get confused. I'm interested in getting both UOB one account and UOB One card.
So my plan for

UOB one Account (Maintaining $75.5k) - $500 for Giro purposes.
-Every month I will top up $500+- to refill 0.5K
-As for 3 Giro, I wanted to put 3 fixed amount bill but only have 2, so I planned to put the following
- HDB Parking
- MyReplubic Bill
- My Genoco Elec bill (Initially wanna put Town Council but sometime Gov give rebates and no Giro deducted)

UOB One Card
- Because there are too many uncertainly what can be counted as rebates, hence my plan is to get 4 x sure valid (Foodpanda, Petrol, Subway, Mcdonalds, etc) and the last one will be Grab Top up with the balance to meet $500.


With my plan above, am i right to say that i meet all the requirement stated for UOB One account and One Card?
Click to expand...

Anyone please advice?
 
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rubber33

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Use called uob and check, top up of grab wallet is not affected by the revised terms and conditions
 
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vsvs24

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oceanb70 said:
Hi I been reading a lot here and still get confused. I'm interested in getting both UOB one account and UOB One card.
So my plan for

UOB one Account (Maintaining $75.5k) - $500 for Giro purposes.
-Every month I will top up $500+- to refill 0.5K
-As for 3 Giro, I wanted to put 3 fixed amount bill but only have 2, so I planned to put the following
- HDB Parking
- MyReplubic Bill
- My Genoco Elec bill (Initially wanna put Town Council but sometime Gov give rebates and no Giro deducted)

UOB One Card
- Because there are too many uncertainly what can be counted as rebates, hence my plan is to get 4 x sure valid (Foodpanda, Petrol, Subway, Mcdonalds, etc) and the last one will be Grab Top up with the balance to meet $500.


With my plan above, am i right to say that i meet all the requirement stated for UOB One account and One Card?
Click to expand...

For UOB One account, as long as 3 GIRO will do. As far as I know there is no restriction on what type of GIRO. So GIRO for donation, income tax also can. Just don't GIRO property tax for HDB as there are months without GIRO. The 3 you have mentioned is ok.

What you mention for UOB card is ok. As for Grab topup, there is a change of tnc. I think should not be affected but do check out here again to see.

Just note that UOB One bank interest is based on posting date for calendar month. UOB One card rebate is based on posting date of billing cycle. When you receive the credit card, call up the bank and ask them what is your billing cycle dates. You can request them to change to follow calendar mth. Also ask them what is the 3 mths for your quarter for the credit card. Usually the first mth is already past. But they will prorate the credit card rebate for first mth.

Transfer only $1000 to UOB One account first. Keep the $74000 somewhere else that earn better interest. Only when all your 3 GIRO is confirmed to be deducted for the month then you move the rest in.
 
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rubber33

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eighthours said:
Sweet. So to get rebate, just maintain top up grab wallet by 500/1000/2000?
Click to expand...

I guess so, but again, you spend so much on grab ar?

Using the card directly and top up grab wallet got different? Other than points earn in grab
 
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