UOB One interest rate dropping??

N

NTTDoCoMo

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https://www.uob.com.sg/assets/web-r...ion-of-interest-rates-for-uob-one-account.pdf

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I

iosnewbie

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Is the new EIR of 4% pa based on all 150k being deposited in UOB One throughout all 12 months? If I put in tranches of 50k every 4 months starting 1st May, then Sep, and finally Jan, will I still get the EIR 4% pa?
 
D

DevilPlate

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iosnewbie said:
Is the new EIR of 4% pa based on all 150k being deposited in UOB One throughout all 12 months? If I put in tranches of 50k every 4 months starting 1st May, then Sep, and finally Jan, will I still get the EIR 4% pa?
Click to expand...
Must be 150k one shot
 
highsulphur

highsulphur

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yslvlys said:
Yeah, also Ocbc and BOC fulfil conditions only 3.9x%+ as well.
Anyway, for me I need more than 1 deposit account due to large cash position.
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buy into MBH for ytm of 3.3%. Don't have to keep shifting funds all the time
 
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royalmix

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royalmix said:
If they are going to change the rates in May, then likely there will be no special promo next mth! Otherwise, customers will curse and swear at them for "scam", trick them to lock in for 4 mths at potentially lower rates and lugi! :ROFLMAO:
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I was right, but for a different reason! :ROFLMAO:

No more special promo for those who played games! Changed to MAB!

Not worth playing for those who can! Only about 4.5% EIR for 4 mths compared to 4.6% EIR with another! :ROFLMAO:
 
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yslvlys

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royalmix said:
I was right, but for a different reason! :ROFLMAO:

No more special promo for those who played games! Changed to MAB!

Not worth playing for those who can! Only about 4.5% EIR for 4 mths compared to 4.6% EIR with another! :ROFLMAO:
Click to expand...
What's MAB?
 
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maumu

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I think those who've been playing t-bills may be able to shift to UOB One to hit the higher quantum of 150k to enjoy 4%... since t-bills seem to be dropping too (and not likely to hit 4%).

at least that's what I think I'll be doing.
 
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yslvlys

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maumu said:
I think those who've been playing t-bills may be able to shift to UOB One to hit the higher quantum of 150k to enjoy 4%... since t-bills seem to be dropping too (and not likely to hit 4%).

at least that's what I think I'll be doing.
Click to expand...
Yes, 4%pa is still one of the best (of cos 5% better but interest rates will come down bobian).
 
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DevilPlate

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yslvlys said:
Yes, 4%pa is still one of the best (of cos 5% better but interest rates will come down bobian).
Click to expand...
not too long ago esaver promo only 1-1.5% nia

Not saying rates will drop that low (barring any blackswan event)
 
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