What insurance do you have ?

[Shion]

What insurance do you have ?

I have:
1 x Term
1 x CPF-DPS
1 x Whole Life
1 x H&S

How about you ?

 

[ksyksyksy]

What insurance do you have ?

I have:
1 x Term
1 x CPF-DPS
1 x Whole Life
1 x H&S

How about you ?

I have the basic needs of a Life plan, H&S, Savings, Investment.

 

[akwl88]

1 x term
1 x h&s

 

[Shion]

Looks like either a term or whole life and a H&S is a must

 

[mksing]

What insurance do you have ?

I have:
1 x Term
1 x CPF-DPS
1 x Whole Life
1 x H&S

How about you ?

I have:
2 x Term
1 x CPF-DPS
1 x H&S
1 x Disability Insurance
1 x Home Content Insurance
1 x Mortgage Insurance (CPF-HPS)

Need to get rid rid off by next anniversary:
1 x Term
1 x CPF-DPS

 

[Pandule]

I have

ILP
H&S
SAF term and disability
Early critical
Retirement plan.
Travel insurance.
Personal accident

 

[Shion]

I have:
2 x Term
1 x CPF-DPS
1 x H&S
1 x Disability Insurance
1 x Home Content Insurance
1 x Mortgage Insurance (CPF-HPS)

Need to get rid rid off by next anniversary:
1 x Term
1 x CPF-DPS

I have

ILP
H&S
SAF term and disability
Early critical
Retirement plan.
Travel insurance.
Personal accident

How much are you guys paying per month/per annum ?

 

[Pandule]

Mine overall monthly about $567 lol

 

[Shion]

Mine overall monthly about $567 lol

ILP taking most of it I guess

How is your ILP ? Break even already ?

 

[Pandule]

Haha not actually

ILP - $150
SAF -$30+
Early critical - $204
Retirement - $184
PA- 18
Travel -$25
H&S - 31.5

Holy **** it's about $600+

I'm not sure about it break even. I let my sis manage it. She's my agent lol

ILP taking most of it I guess

How is your ILP ? Break even already ?

 

[akwl88]

Term plan per month about $83 for 500k coverage

 

[Shion]

Haha not actually

ILP - $150
SAF -$30+
Early critical - $204
Retirement - $184
PA- 18
Travel -$25
H&S - 31.5

Holy **** it's about $600+

I'm not sure about it break even. I let my sis manage it. She's my agent lol

You better ask her.

And I am really surprised she recommended you ILP

 

[Shion]

Term plan per month about $83 for 500k coverage

Thats really cheap ! Which company and plan ?

 

[w1rbelw1nd]

For me

SAF term 150k
Employer provided term 150k
Employer provided PA 150K
Employer provided hospitalisation public 4-bedder
SAF disability insurance 20k annual income
CPF DPS

Sent from OnePlus A0001 using GAGT

 

[akwl88]

Thats really cheap ! Which company and plan ?

Axa term protector

 

[Pandule]

I got the ILP in 2006. And it went on premium holiday but I'm ok with it lol. I just treat it as a savings plan then turn 50 I'll take out the money haha

You better ask her.

And I am really surprised she recommended you ILP

 

[Shion]

Axa term protector

thank you !

 

[Shion]

I got the ILP in 2006. And it went on premium holiday but I'm ok with it lol. I just treat it as a savings plan then turn 50 I'll take out the money haha

ILP not worth the money actually due to the extreme high charges.

Can you check your portfolio and see if they are earning or bleeding at the moment ?

 

[henrylbh]

I am not interested in any form of life insurance.

I only have enhanced incomeshield advantage with plus rider. Do I really need any others?

 

[small-onion]

27 years here / male / non-smoking
looking at Prudential PruShield A Plus ISP
I welcome PM's