When Trading Meets DividendWarrior

[Shiny Things]

Gotta say, my rough impression is she is kind of blindly investing and got lucky?

Yeah, this.

On the one hand, she bought a bunch of Starhub (like, nearly half a million bucks - saying she turned $100k into $1mio is a bit of an exaggeration!) and it doubled, so she did get lucky in that Starhub didn't go bankrupt in the intervening three years.

On the other hand, I'm not going to bash someone for buying-and-holding big blue-chip stocks and reinvesting the dividends.

 

[Michyeosseo]

if u add up the original value of all her stock,ull find its somewhere slightly over 701k.....if im not wrong original value means the price paid for the stock?
in that case how can the article say she grew $110k into over 1m?can u count injected capital as part of the returns too?$700k to 1.1m is only a little under 60% return nia.in fact her cds statement says her profit is 52 percent nia.

knn overmarketing and false representation just like ho ching of temasek holdings.

bro.. go check her blog. she also has some holdings in US stocks.

Looks like she is a Steve Jobs fan..

 

[InvestSavvy]

Give her some credits. Many of you would have suffered a loss when you sold off your shares in 08/09.

Whether it is crap stocks or not or whether she gets lucky, at least now she can now retire with a passive dividend income of $60K per year.

I also don't see any benefits for her to exaggerate since she did not reveal her real name.

At least, she is humble.

Q. What about advice to other investors?

I don’t think i am qualified to provide advice to other investors. I would love for them to drop by my blog at Lady You Can Be Free and share notes with me. Let’s learn from one another.

 

[Perisher]

Give her some credits. Many of you would have suffered a loss when you sold off your shares in 08/09.

Whether it is crap stocks or not or whether she gets lucky, at least now she can now retire with a passive dividend income of $60K per year.

I also don't see any benefits for her to exaggerate since she did not reveal her real name.

At least, she is humble.

Thing is, the report did not examine how she got to her $60k passive income.
She also didn't really say much, just that she saw sale and buy more, she just hold. Not that it's bad advise to buy and hold but still have to see which counter. ETF would be way better for a newbie.

Newbies would look and just buy blue chips blindly, say kodak, blackberry, or even C, and buying at different part of their life(near retirement?)... What happens if the newbie does that and hold on to kodak?

quite simply, THE REPORT is irresponsible and dangerous to newbies. It doesn't emphasize the need to diversify and to cut lost. A blanket buy and hold any blue chips long terms no matter what, is dangerous.

If you think she is humble, look at the number of times she promoted her blog in one interview...
Promote the blog if it's useful still ok but her blog has nothing much in terms of analysis or learning but just showing earnings...
She may know what she is doing but her readers?

Just posting earnings, put a headline grow from 110k to 1 million, buying and selling without any explanation is erm show off leh, no?
Inspirational? Yes.
Misleading? Yes too!

I'm not trying to put her down but as far as newbies goes, her blog isn't the healthiest.

 

[Perisher]

Give her some credits. Many of you would have suffered a loss when you sold off your shares in 08/09.

This part, I agree with you. I have not been through GFC so I must say she has holding power.

 

[InvestSavvy]

It just seems to me that her blog fails to be in line with the expectation of the ideal kind of modern blogs that tell you to buy Stock A or Stock B and this is what i call dangerous.

I don't know when she started this blog but likely that she has only started recently and she was just giving a timeline perspective of what happened throughout her investment journey. If that's the case, i doubt she would have remembered her reason for jumping into a certain counters years ago. That probably could have explain why she only show her portfolio without much explanations.

I think the idea she wants to bring across is that she is someone of ordinary background and she could still achieve her goals she set for herself when she has a will to do it. And through the report, it can inspire many others to be more responsible of their personal finance.

Definitely not the kind of blog that goes "Oil price is down, everyone let's jump into SIA stock"

 

[Perisher]

It just seems to me that her blog fails to be in line with the expectation of the ideal kind of modern blogs that tell you to buy Stock A or Stock B and this is what i call dangerous.

I don't know when she started this blog but likely that she has only started recently and she was just giving a timeline perspective of what happened throughout her investment journey. If that's the case, i doubt she would have remembered her reason for jumping into a certain counters years ago. That probably could have explain why she only show her portfolio without much explanations.

I think the idea she wants to bring across is that she is someone of ordinary background and she could still achieve her goals she set for herself when she has a will to do it. And through the report, it can inspire many others to be more responsible of their personal finance.

Definitely not the kind of blog that goes "Oil price is down, everyone let's jump into SIA stock"

the way she does her blog is as good as telling newbies to buy stock A or stock B... just saying. I agree it can be inspirational, but without context, it's just too misleading.

 

[focus1974]

Blogs and forums are here to give you a wide variety of opinions on what to buy.
What is their agenda .. is up to everyone's guess..
it could be simple sharing, it could be trying to get more on board(especially with more popular trainers, they can buy a boatload of what they considered undervalued stock and keep pushing it out as value buy during the whole year thru seminars, course and 1 day event )..

But.. end of the day.. IT'S YOUR MONEY... U took action based on your judgement call, not because some blog say BUY This! Buy That!

 

[Perisher]

But.. end of the day.. IT'S YOUR MONEY... U took action based on your judgement call, not because some blog say BUY This! Buy That!

This is sound advice, Good emphasis instead of emphasizing I earn big bucks.

 

[frenchbriefs]

What the lady should be explaining is how she managed to acquire 900k worth of stocks that grew to 1.6m.doesn't matter what her investment philosophy is.even if my investment philosophy is ****.owning 1.6m worth of equities yielding 60k in dividends is the Singaporean dream.

 

[Perisher]

For those who said the lady's blog is useless and even dangerous, can you give examples of blog which are good then?

There are better ones listed on her 'financial blogs i follow'.

And since you ask this, why not you list down the good points about her blog?
I really hate to start an argument over this.

I prefer peaceful, meaningful discussion instead of One-upmanship. If you wish to challenge or be argumentative about this, I won't stop you, in fact, I won't bother.

Peace.

 

[Kokoblack]

There are better ones listed on her 'financial blogs i follow'.

And since you ask this, why not you list down the good points about her blog?
I really hate to start an argument over this.

I prefer peaceful, meaningful discussion instead of One-upmanship. If you wish to challenge or be argumentative about this, I won't stop you, in fact, I won't bother.

Peace.

When you use strong words such as useless or dangerous, you are sure to invite backlash.

That article was meant for sharing purposes, and for myself i find it useful for me as well as my wife, especially the one with Steve Jobs's Speech.

I also read Lady's blog and i don't see any problem with it. She showed her full portfolio and included those counters that went in the red. She also admitted that what was her worst bet. It is very transparent and its not like she only show those counters that make a lot of money and tries to show off or mislead you into buying some investment guides or participate in some investment seminar from her.

How dangerous can it be when she did not ask you to buy a particular stocks? Even experts can make mistakes by recommending a certain stocks, and newbie investors just blindly follow. Is that not dangerous to you?

Unless you have something to show yourself, you might want take this from a neutral approach in the future. Or it might make you look like sour grapes.

 

[klarklar]

Thing is, the report did not examine how she got to her $60k passive income.
She also didn't really say much, just that she saw sale and buy more, she just hold. Not that it's bad advise to buy and hold but still have to see which counter. ETF would be way better for a newbie.

Newbies would look and just buy blue chips blindly, say kodak, blackberry, or even C, and buying at different part of their life(near retirement?)... What happens if the newbie does that and hold on to kodak?

quite simply, THE REPORT is irresponsible and dangerous to newbies. It doesn't emphasize the need to diversify and to cut lost. A blanket buy and hold any blue chips long terms no matter what, is dangerous.

If you think she is humble, look at the number of times she promoted her blog in one interview...
Promote the blog if it's useful still ok but her blog has nothing much in terms of analysis or learning but just showing earnings...
She may know what she is doing but her readers?

Just posting earnings, put a headline grow from 110k to 1 million, buying and selling without any explanation is erm show off leh, no?
Inspirational? Yes.
Misleading? Yes too!

I'm not trying to put her down but as far as newbies goes, her blog isn't the healthiest.

I have to agree with you. In terms of learning value, it is useless to just show the portfolio without explaining the reasons why the stocks are chosen. Just creates envy needlessly. But then, it is a free blog. Nobody pays to read the blog. Anyway, I would rather interact with experienced forummers like Alexchia01 on HWZ than read blogs that contain little learning value. Luck is something we cannot copy. Still, I have to add that what this blogger achieved is indeed commendable (better than me, of course), though readers may come off disappointed if they want to learn something substantial from her experience. Maybe get some inspiration but no insights earned.

 

[Perisher]

Strong words to caution people better than sweet words to mislead people.
I did not say useless btw.

You wanna know how dangerous can it be?
If warren buffett starts a blog and say he can earn 1million from 110k. After that, he just show his buy and sell. He doesn't explain anything. See where this is going? And that's warren buffett, if it's some stranger blogger? You really think newbies won't be trying to mimic her buy and sell after she post that big headlines on her blog that she can earn a million?
I'm simply saying as a investment blog, it's not the healthiest, as a inspirational blog, maybe it is?

I thought I was being rather neutral. I did say where her good points is, but people focus on the bad points and thought I say useless...?

 

[Kokoblack]

bro, just like many investment blogs, the disclaimer is in her blog:

Disclaimer : The Author of this blog accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material

she also said she is in no position to give investment advice in the interview, and is willing to trade ideas with investors in her blog.. so if you think that is dangerous, you are saying most newbie investors are not intelligent enough to judge.

On your part, perhaps you can tell us which blogs are healthy?? It's good to share so that it benefit readers, don't you think?

 

[Perisher]

bro, just like many investment blogs, the disclaimer is in her blog:



she also said she is in no position to give investment advice in the interview, and is willing to trade ideas with investors in her blog.. so if you think that is dangerous, you are saying most newbie investors are not intelligent enough to judge.

On your part, perhaps you can tell us which blogs are healthy?? It's good to share so that it benefit readers, don't you think?

bro, did you read what I wrote? Or is the example I given not good enough?
Do you disagree with the warren buffett example?

It's not just about intelligence to judge a not, it's also about whether it's misleading.
You see an example right in this thread:
Even when I type in black and white, still got people accuse me say her blog is useless when I didn't said that. You see how people can be mislead a not?

Didn't I already told you there are links on her blog to healthier investment blogs? I'm not taking the bait to direct you to one which I'm 100% sure you will just go start another argument. If you can't judge what is healthier investment blog, and you expect newbies to know... well, I'm speechless.

btw, for someone who say she is in no position to give investment advice, she sure put that million dollar and 50k dividends headlines big.

I will not reply here anymore regarding this matter.
Peace. =)

 

[Kokoblack]

Didn't I already told you there are links on her blog to healthier investment blogs? I'm not taking the bait to direct you to one which I'm 100% sure you will just go start another argument. If you can't judge what is healthier investment blog, and you expect newbies to know... well, I'm speechless.

Because there isn't. The only healthy way of investing is to learn it yourself through experience, through numerous up and downs.

There are no newbie investor but only lazy investors.

 

[CookieMonsta88]

reminiscence of a stock operator is a good book for fundamental + technical trading. its the story of jesse livermore, and it shows the fundamental, technical and psychological side of trading, and how it is possible to work a small account to become a millionaire.

perhaps tape reading with fundamentals is the ultimate skill which all successful traders have mastered.

 

[CookieMonsta88]

Your contributions in the forum, long or short, brings me the same amount of laughter.

Don't stop.

glad u love it

got trade the ecb bid rate today and the ecb conference today? it was a fun ride today, both longs and shorts today made money

audusd's accumulation started from 11am till 2pm and the mark up started from 2pm till 8pm, and now the mark down move with the ecb news conference.

 

[CookieMonsta88]

well, i have been doing it for 1year plus already, so maybe im used to it, but i change the method abit, i trade starting from US morning open, 8am, so its about 8pm or 9pm SGT, but i trade the hourly swings with 5m timeframe as my entry signal, while keeping in mind the daily direction as the major trend. so say the audusd, the fundamentals currently support 0.7500 as the ideal price, as mentioned by RBA about afew weeks ago, the moment 0.8200 was breached, i know the big guys are in there so i went along with them, their defense area, 0.8200 to 0.8175, and starting from 0.8200, i have been shorting/fading the hourly swing highs, with 5mins as indication of ending of the swing highs, and i use that as entry point, then once it goes into profit i just set stoploss as a way to manage the position overnight while sleeping soundly in bed, then next day i just see if a swing low is established, i just close, and wait for another swing high to fade. but because of christmas, its a really thin market, so im easing off till after jan 2015 before continuing the trading ops.

so in short the macro view is audusd gonna go 0.7500 with a high probability, both fundamentals of central bank sentiment as well as technicals of large specs are supporting the bear trend, the trading tactics will be to short the hourly swing highs with some leverage but account adjusted losses will be capped at desirable amount of risk, so if i were working, i will use the hourly swing method to trade and hold overnight and during work also, but if i were active trading, i will scale into and out of trades.

the danger zone will be above 0.8200, if it breaks above 0.8200, we could be looking for a bullish sentiment for audusd, so if u must have protection, buying calls above 0.8200 to protect ur shorts will be good, and when they are moving away from 0.8200 to lower say 0.8000, we can switch them to call credit spreads and enhance our returns.

well the commissions don't hurt me as much since its forex so the commissions are really competitive, i don't really trade stocks, not volatile enough, so i just stick to forex and i at least understand forex fundamentals better so, no stocks for me currently.

i feel the key is, unless u are day-trading, u can afford some slack, once u enter an entry, all thats left to do is let the market prove u right or wrong, and simply sit tight and wait it out.

gotta find ur niche which fits ur life style

s*ck this 2015baby, bet you have no comeback for this

If you get it, you get it.
If you don't get it, you'll probably never get it.

Chances are, you won't get it until you get it.