dont think there is a "limitation". laptops and their chargers are quite smart nowadays, and if the charger is rated at 65w for eg, it wont be constantly supplying 65w. it will supply whatever the laptop require.
eg, laptop can draw up to 65w, but only require 35w now (maybe cos its already at 100%), charger will supply 35w.
if charger rated for 100w, laptop require 65w, it will draw 65w which charger will supply, instead of the 100w, as the 100w is only the max the charger can supply.
tldr, charger will supply what laptop requires. 100w charger paired with laptop that have max power draw of 65w will only supply 65w.