Your thoughts on ILP?

[kzonexx]

That's pretty good, about ±4.4% per annum returns. Has the relevant fees been factored in already?

Consider you are not really investment savvy (since you mentioned about being lost if she were to leave), she must either be a very good friend to you. Otherwise I find it risky to entrust $130k to a stranger.

the relevant fees are auto deducted from the number of units u own. So at any time u check ur portfolio, its the balance number of units after the deductions.


Not a fren, just an insurance agent that initially did my hospitalisation plan then I took up more policies over the years. And I don't consider it entrusting the $130K to her... its entrusting it to the fund managers. I just need to find someone else to bounce ideas & discuss fund switching options if she were to leave the company or stop serving me.

 

[windwaver]

My agent is MDRT ... says this plan no longer offered so cant print ... . Laughable.

Shows that mdrt agents are useless and incompetent

Beside selling more policies, they are basically useless

Tell me about it.

I supported this agent when she first started and after almost 18 years and multiple MDRTs, all I got in return is "I can't be bothered to service you" attitude.

Insurance agents are the worst kind of people I know in my life.

 

[akwl88]

Tell me about it.

I supported this agent when she first started and after almost 18 years and multiple MDRTs, all I got in return is "I can't be bothered to service you" attitude.

Insurance agents are the worst kind of people I know in my life.

f care you after take your money and splurge on holidays and cars and atas dining

typical insurance agent behaviour