Perhaps I share my experience when I travel to China with some of my amdk/ high net worth friends. During the trip, most started using their atas card. Got simi centurion, insignia, ultima, voyage private banking/ bank of Singapore simi **. When we started the trip, a few of them got their card suspended for various reasons. Example PA forgot to remind them to allow card to do overseas transaction blah blah. And need to call back bank to unblock cards. In the end all kuku kana high and expensive phone bills racking to $200 for trying to resolve card issues. And worst of all, all these atas card is routed to concierge who will tell you they can’t unblock that card and need to call another number.
A handful of us has revolut but occasionally WeChat/ Alipay app transaction failed because revolut block that transaction. Don’t know why but luckily fintech card got chat function etc. The most satki is 1 rich guy who use his youtrip card. Strangely don’t know why his WeChat using Youtrip card machiam make it 100% for whatever transactions. And inside his youtrip card he loaded $30,000. Without him, I think our pants all drop. When we travel, it is not about the small difference in exchange rate but rather the reliability of the cards. During the trip, we still joked that without this youtrip guy, we will probably be eating air and drinking rainwater.
And the funny thing is during the trip, everyone is applying and transferring money over to youtrip. I think no matter simi dragon/ phoenix card you carry, min need to bring along 1 youtrip card. And personally I will not use trust. Because simple things also can’t get it right, forget about complicated things