The new Frank Card by OCBC... any good?

[highsulphur]

Hi yuehup,

From 1 April 2016, an Auto Top-Up fee of S$0.25 (GST inclusive) will be charged for each NETS FlashPay Auto Top-Up transaction on your FRANK Credit Card.

^DG

Thank you for delivering the final nail into the coffin for Frank

 

[Trazora]

Thank you for delivering the final nail into the coffin for Frank

lol, I'm amazed by the fact that there are still people using this card. Even for bars, cinemas, KTVs, clubs, cafes there are better cards to use.

 

[hogrider88]

lol, I'm amazed by the fact that there are still people using this card. Even for cafe/pub there are better cards to use.

these people are trapped in the world of 360 acct for the cc spend n whatnot, lazy to open up to other much better options.

 

[Squaredot]

different folks, different stroke or rather different situation.
nothing amazing or lazy about it.

 

[Trazora]

different folks, different stroke or rather different situation.
nothing amazing or lazy about it.

Just curious, under what situation would it be still worthwhile using this card?

 

[mlam84]

I still keep this for the sake of ATU convenience. With this, going to put it aside.

 

[Squaredot]

Just curious, under what situation would it be still worthwhile using this card?

curiousity kills the cat

 

[highsulphur]

I still keep this for the sake of ATU convenience. With this, going to put it aside.

Same. I switched to 365 as my main card for my 360 account but kept this for transport because of the atu. But now, it's all over with the atu charge

 

[arctician]

if u spend $400 on card to hit the bonnus interest for 360..u only get $25 interest per month (0.5% of $60K)...however you are getting zero rebate for your $400 offline spend

If you use the right card, you probably can get 6% rebate on your offline spend and get similar $25 rebate as well

so there is really no value in charging the $400 just for the ocbc 360

this card is only useful if u use ATU for transport and it helps in your 360

 

[OCBC Bank]

Hello OCBC,

top-up singtel hi-card via mobile phone is considered retail or online spend?

Edit: Just to add, description in statement :-
SINGTEL HI!ACCOUNT TOP-UP SINGAPORE SG

Hi Squaredot,

We're checking on this, and will get back to you at the soonest.

^DG

 

[dork32]

if u spend $400 on card to hit the bonnus interest for 360..u only get $25 interest per month (0.5% of $60K)...however you are getting zero rebate for your $400 offline spend

If you use the right card, you probably can get 6% rebate on your offline spend and get similar $25 rebate as well

so there is really no value in charging the $400 just for the ocbc 360

this card is only useful if u use ATU for transport and it helps in your 360

not true. if you drink $500 of starbucks a month, you get 5% off your offline spend and get the 25 on ocbc360. even you dont drink starbuck, you still get 0.3%

 

[hogrider88]

not true. if you drink $500 of starbucks a month, you get 5% off your offline spend and get the 25 on ocbc360. even you dont drink starbuck, you still get 0.3%

Citi smrt gives me 15% for starbucks, thats $60 rebate for $500 spend, if u say entertainment, cimb vs gives 10%.. thats his point..

 

[winguy]

Just switch over to boc smartsaver already folks. No pt holding on to ocbc 360. Its amazing this thead keeps getting bumped up

 

[OCBC Bank]

Hello OCBC,

top-up singtel hi-card via mobile phone is considered retail or online spend?

Edit: Just to add, description in statement :-
SINGTEL HI!ACCOUNT TOP-UP SINGAPORE SG

Hi Squaredot,

Transactions via mobile phone are typically classified as online transaction.

However, it is determined by the merchants' acquiring bank to classify a transaction.

 

[t2r3st]

What a booboo now...

NETS FlashPay Auto Top-Up Fee Waiver Removal

 

[shengliang1981]

What a booboo now...

NETS FlashPay Auto Top-Up Fee Waiver Removal

Nets decided that it's payback time. Lol.

 

[giftgalz]

BOC

I knew that BOC account is much better than OCBC 360 since last year but didn't move due to my laziness. Since OCBC is so hard up on the interest charges (i forgot to pay cos i was overseas) and the frank card rebates are not transparent, I decided to pull out my funds and cancel my OCBC cards. I believe a lot of people are like me. Cheers to our move to BOC!

To OCBC, have fun collecting your interest charges!

 

[jazzman80]

I swiped my FRANK card upon purchasing a mobile phone at a shop at $833. which means the phone costs me $783.02 after 6% rebate?

 

[hyperbole]

I swiped my FRANK card upon purchasing a mobile phone at a shop at $833. which means the phone costs me $783.02 after 6% rebate?

Huh? How you get 6% rebate from swiping your card at a shop?

 

[jazzman80]

Huh? How you get 6% rebate from swiping your card at a shop?

I don't know so I asked here mah. so only online purchase qualifies for the rebate?
omg.. lugi $25.