Citibank Maxigain Savings Account

ekardo

ekardo

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doody_ said:
Most people have a salary, gotta use it somewhere.
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yes...but only can use in 1 place where you see fit yourself...that was my advise based on minimum requirement of salary, 3 bill payment and $500 spending.
 
doody_

doody_

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ekardo said:
yes...but only can use in 1 place where you see fit yourself...that was my advise based on minimum requirement of salary, 3 bill payment and $500 spending.
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BOC needs min credit card spend to hit certain percentages, similar to OCBC. DBS more straightforward, I've already got salary, CC and home loans with them, so that's 2.2% on 50k. Take 6 months to build a bond ladder and I can get another 2.4% on the next 50k, so that will cover 100k of savings which is more than enough cash for me now.
 
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demoforce1

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doody_ said:
BOC needs min credit card spend to hit certain percentages, similar to OCBC. DBS more straightforward, I've already got salary, CC and home loans with them, so that's 2.2% on 50k. Take 6 months to build a bond ladder and I can get another 2.4% on the next 50k, so that will cover 100k of savings which is more than enough cash for me now.
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what is bond ladder?
 
ekardo

ekardo

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doody_ said:
BOC needs min credit card spend to hit certain percentages, similar to OCBC. DBS more straightforward, I've already got salary, CC and home loans with them, so that's 2.2% on 50k. Take 6 months to build a bond ladder and I can get another 2.4% on the next 50k, so that will cover 100k of savings which is more than enough cash for me now.
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like I said, see what fits you...
I dont have home loan.. DBS also need min cc spending..I can only get 1.85% from DBS..so it's out for me..
 
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iduncheckmail

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ekardo said:
so what's with this ? up to 1.8% but need incremental..

(1.9% for 200k and above, not going to consider this cos protection max at 75k)
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75k SDIC is for ALL banks w licence in SG. U mean you won't keep more than 75k in any one bank ??? Then how many bank accounts you need to operate sia?
 
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assiak71

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As of now not yet in. What time does branch close today and tmr? Or just message online to close after transferring out?
 
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DenOOO

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assiak71 said:
As of now not yet in. What time does branch close today and tmr? Or just message online to close after transferring out?
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Like i said earlier, tomorrow then will be in... although not sure how PH will affect.
 
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