IWDA/VWRA/ISAC ETF - Some of the Best ETF

[YouHeypiCanLiao]

Yesterday really green, look like bull market is back!!!

don't think can 61 already

 

[Naqsaq]

I'm still tempted to balance more towards the US by getting CSPX to accompany my ~90:10 IWDA:EIMI, but not sure if it makes sense. Reducing EIMI gives somewhat similar effect, but then I'm not replicating the world market anymore, which was the whole point to begin with... Better to keep it simple, I suppose.

I made a quick sheet where you can compare different IWDA:EIMI ratios to ACWI, in regards of sector, region and country allocations:

https://docs.google.com/spreadsheets/d/1WF-UMvR5YXGYSCCeRLeL7haxhGGNtwBtCPTTWLRBy_s/edit?usp=sharing

I was surprised how little difference there is with 90:10 ratio. Might be useful for others pondering where/how to rebalance. I decided not to bring in CSPX, or any other ETF's for that matter, as it would just overcomplicate things. Balancing towards the US is quite effective by just changing the ratio more towarads IWDA. I just want to replicate the world index (with lower TER as getting ACWI directly), as I don't think I can do any better myself, so will aim to keep this ratio.

Disclaimer; the data is from today, using IBKR Fund Parser. Can't promise the correctness of the data or whether I'll keep updating the sheet.

 

[YouHeypiCanLiao]

Hope to see a pullback today.

means jip tmr ah???

 

[SBC]

means jip tmr ah???

Of course. Sold some 30% yesterday.

Got chance for 61.2 today.

 

[Naqsaq]

Sold almost 10% of my holding this afternoon.

Loaded some IWDA, about 30% back.

Of course. Sold some 30% yesterday.

Got chance for 61.2 today.

Not that I know, but isn't there wayyy better alternatives to do active trading than "buy-and-hold" world index IWDA?

 

[reddevil0728]

Not that I know, but isn't there wayyy better alternatives to do active trading than "buy-and-hold" world index IWDA?

curious to know also. wonder what's the secret

 

[wutawa]

With the bank account interest dropping, people r finding safe alternatives just to achieve a similar yield (no numbers provided). Earning some money (etf) is better than not earning (saving acct) or losing a lot (stock).

 

[YouHeypiCanLiao]

With the bank account interest dropping, people r finding safe alternatives just to achieve a similar yield (no numbers provided). Earning some money (etf) is better than not earning (saving acct) or losing a lot (stock).

Etf also not bao jiak leh last 3 months kena

Sent from Tehhan's iPhone using GAGT

 

[reddevil0728]

anybody using GAT https://www.interactivebrokers.com/en/index.php?f=587 to set up a "RSP" via interactive brokers for IWDA?

 

[candy crush]

$61 IWDA very good

 

[YouHeypiCanLiao]

$61 IWDA very good

didn't quite reach leh... try this evening ah?

 

[easti3]

Hi,

I have been purchasing IWDA for a couple of years and I'm 30 years old now.

Wish to seek inputs on whether IWDA is sufficient as the global equities portion, as I have a pretty long time horizon.

1) it is sufficient.
2) to add 13% as EIMI
3) large cap individual stocks

Hope to have your opinions please

 

[Naqsaq]

Hi,

I have been purchasing IWDA for a couple of years and I'm 30 years old now.

Wish to seek inputs on whether IWDA is sufficient as the global equities portion, as I have a pretty long time horizon.

1) it is sufficient.
2) to add 13% as EIMI
3) large cap individual stocks

Hope to have your opinions please

IWDA isn't global. It's developed markets only. Why 13%? Check https://forums.hardwarezone.com.sg/...a-etf-one-best-etf-5781627.html#post128510307

 

[reddevil0728]

IWDA isn't global. It's emerging markets only. Why 13%? Check https://forums.hardwarezone.com.sg/...a-etf-one-best-etf-5781627.html#post128510307

Iwda is developed market not emerging

 

[kcah123]

anyone can enlighten my noob questions:


1. if 5 years time i need money to buy a house, can i still put money in iwda, then sell it off when i need it? Isit risky due to... like maybe 5 year later another covid then the price crash?

2. i see ppl here like buy at 60 sell at 62, means what? profit $2 for each share you owned?

3. If i'm aged below 25, my commission is USD$3 instead of $10, so i can buy at $1200/ monthly to finish up the $3 commission right?

 

[_dXter]

Can't say for sure but I did that last time, put in STI etf for five years and close that position after five years for home. You really have to monitor the macro market if you want to do that.

 

[reddevil0728]

anyone can enlighten my noob questions:


1. if 5 years time i need money to buy a house, can i still put money in iwda, then sell it off when i need it? Isit risky due to... like maybe 5 year later another covid then the price crash?

2. i see ppl here like buy at 60 sell at 62, means what? profit $2 for each share you owned?

3. If i'm aged below 25, my commission is USD$3 instead of $10, so i can buy at $1200/ monthly to finish up the $3 commission right?

1) 5 years is a long enough horizon. but then again, we can't predict what's going to happen. nobody can. maybe there is world war 3? we wouldn't know.

2) yes

3) what commission????????

 

[WoShiPro]

anyone can enlighten my noob questions:


1. if 5 years time i need money to buy a house, can i still put money in iwda, then sell it off when i need it? Isit risky due to... like maybe 5 year later another covid then the price crash?

2. i see ppl here like buy at 60 sell at 62, means what? profit $2 for each share you owned?

3. If i'm aged below 25, my commission is USD$3 instead of $10, so i can buy at $1200/ monthly to finish up the $3 commission right?

1) your investment duration of 5 years is long enough to ride thru any market crash.. you can sell off anytime with profit/loss. Market is very volatile now so if you DCA u should be fine.

2) they are trying to time the market by selling high at $62 and expecting the price of iwda to drop below 60 so that they can buy again... I wouldn't recommend this as it's risky.. what if iwda continue to chiong you lose the potential profit and might be fomo to renter the position at a higher price as compared to your selling price.

3) not sure abt the commission for ib will need other to comment on this.

 

[candy crush]

seem the big crash is not coming until Nov

 

[harddy72]

How about VHVE? The total expense (TER) is at only 0.12%, reinvesting and from Vanguard which is also reputable. Seems better to hold for a longer term?