EndowUs Roboadvisor: investing using CPF

[ravenintiate]

Hi, is doing 85% infinity global and 15% schroder emerging market for cpf any good with the new fund smart?

 

[s0crates]

I rather do the 15% with dimensional funds emerging market, it's cheaper.

Hi, is doing 85% infinity global and 15% schroder emerging market for cpf any good with the new fund smart?

 

[CaptainWu]

I missed the fund smart session Friday and not able to locate any replay. Anyone knows if Fund Smart will do auto balancing as other portfolios?

 

[happykapy]

Where to find more details?

Seems rather promising Awaiting more details this Friday.

 

[cfleee]

I missed the fund smart session Friday and not able to locate any replay. Anyone knows if Fund Smart will do auto balancing as other portfolios?

Yes, they mentioned that it will do rebalancing, sounds like a similar or identical arrangement to existing portfolios -- if market moves beyond certain threshold, then they will rebalance back to the portfolio's target allocation.

Same charges. I guess it doesn't make sense for them to have lower charges for DIY target allocation, everyone on an advised portfolio would immediately replicate the exact same allocation for a lower price!

They have put some other FAQs for Fund Smart at the usual place -- see the Fund Smart section at https://endowus.com/support?catId=360000048673

 

[CaptainWu]

Yes, they mentioned that it will do rebalancing, sounds like a similar or identical arrangement to existing portfolios -- if market moves beyond certain threshold, then they will rebalance back to the portfolio's target allocation.

Same charges. I guess it doesn't make sense for them to have lower charges for DIY target allocation, everyone on an advised portfolio would immediately replicate the exact same allocation for a lower price!

They have put some other FAQs for Fund Smart at the usual place -- see the Fund Smart section at https://endowus.com/support?catId=360000048673

Thanks for the information. Sounds good with the approach.

 

[WoShiPro]

My CPFIS acc is with DBS from what I read on the website the fees I have to pay is $2.50 per transaction and $2 quarterly fees in addition to endowus 0.4% fees?

Can I start with $1k and DCA and not start with lump sum of $10k?

 

[FinalDestiny...]

My CPFIS acc is with DBS from what I read on the website the fees I have to pay is $2.50 per transaction and $2 quarterly fees in addition to endowus 0.4% fees?

Can I start with $1k and DCA and not start with lump sum of $10k?

The $10k amount is the minimum amount required across all forms of Endowus investments such as cash/CPF/SRS.
So let’s say you already fulfilled the $10k minimum via cash, the CPF investment can be any amount from $100.

Yes, you have to pay the bank’s fee per transaction and the bank’s quarterly fees in addition to Endowus’s access fee of 0.4%.
The transaction fee is payable once per entire investment regardless of the number of funds involved in the investment.

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[ivanftp]

I would prefer to do DIY investing. Management fees are expensive and will eat away your returns.

 

[fluffydream]

Has anyone played around with the new fund smart ? Interested to see what customized portfolio for those who have tried.

 

[hwmook]

Has anyone played around with the new fund smart ? Interested to see what customized portfolio for those who have tried.

I am using but my portfolio is a single fund portfolio, I am moving my UT over from dollardex.

 

[YouHeypiCanLiao]

I am using but my portfolio is a single fund portfolio, I am moving my UT over from dollardex.

I'm also considering leh..

How come DD or FSM they don't allow Infinity S&P 500 for OA but only for SRS ah?

also how come SRS and OA got different access to funds

 

[fluffydream]

I am using but my portfolio is a single fund portfolio, I am moving my UT over from dollardex.

Same. I also doing UT from dollardex. But looking at this now.which single fund is that?

 

[hhnnhh]

My CPFIS acc is with DBS from what I read on the website the fees I have to pay is $2.50 per transaction and $2 quarterly fees in addition to endowus 0.4% fees?

Can I start with $1k and DCA and not start with lump sum of $10k?

I just started by investing $500. Didn't see any 10k min sum required in the app. Altho been hearing people talking about it. Maybe they changed policy? Recommend u try it out. The min is $100 from what i see.

 

[hwmook]

Same. I also doing UT from dollardex. But looking at this now.which single fund is that?

Schroder Asian Growth. Endowus is giving 0.5625% rebate while charging 0.4% access fees which mean its cheaper to use endowus to hold this fund.

 

[YouHeypiCanLiao]

Schroder Asian Growth. Endowus is giving 0.5625% rebate while charging 0.4% access fees which mean its cheaper to use endowus to hold this fund.

can transfer my existing SAG from FSM to endowUS?

 

[hwmook]

can transfer my existing SAG from FSM to endowUS?

I sell and buy. Maybe can check with endowus whether can transfer.

 

[RedsYWNA]

Can use the new Funds Smart feature to invest 100% of OA CPF into the Lionglobal funds: Global and S&P 500 right?

Is Endowus the only company who can let us use OA CPF in such a manner?

 

[FinalDestiny...]

I'm also considering leh..

How come DD or FSM they don't allow Infinity S&P 500 for OA but only for SRS ah?


also how come SRS and OA got different access to funds

If I am not wrong, some funds such as the Infinity funds are exclusive to Endowus for CPF investing because Endowus has a special arrangement with Infinity to lower the fees to match CPF’s cost requirements.

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[YouHeypiCanLiao]

If I am not wrong, some funds such as the Infinity funds are exclusive to Endowus for CPF investing because Endowus has a special arrangement with Infinity to lower the fees to match CPF’s cost requirements.

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actually if you think about it, the infinity has lesser % as compared to equity funds. so if other equity can pass infinity can pass. so I'm not sure if Lion gave endow the exclusive OR i'm not sure if other fund houses can't carry it. For me this is the push factor for me to go to endowus as I can buy the infinity series WITH MY CPF.