EndowUs Roboadvisor: investing using CPF

[awayaway]

Creating endowus account. Pm me your referral code and some strategy you would like to share. Would be investing OA with it

Edit: Thanks all! Found many codes

 

[xiaosen]

To all the bro here, your 100% into Equity funds to 1 fund or multiple?

 

[VanquishShadow]

To all the bro here, your 100% into Equity funds to 1 fund or multiple?

i split into multi funds (under a single Fund Smart goal).. i think it's really up to the individual.

certain funds have higher/lower fund-level fees, and different risk/return profiles as well as different sector/geographic/asset class concentrations. so the answer is really, what are u seeking for your individual needs, and there is no one-size-fits-all

 

[xiaosen]

i split into multi funds (under a single Fund Smart goal).. i think it's really up to the individual.

certain funds have higher/lower fund-level fees, and different risk/return profiles as well as different sector/geographic/asset class concentrations. so the answer is really, what are u seeking for your individual needs, and there is no one-size-fits-all

Noted. For the risk tolerance is the max we can lose? eg 40% is the max we lose?

 

[RedsYWNA]

To all the bro here, your 100% into Equity funds to 1 fund or multiple?

Just one fund for me. Infinity US 500.

I think Infinity Global stock or dimensional core equity are fine too. I go for the diversified funds with lowest exp ratios.

 

[xiaosen]

Just one fund for me. Infinity US 500.

I think Infinity Global stock or dimensional core equity are fine too. I go for the diversified funds with lowest exp ratios.

Thanks bro i take a look on dimensional core equity too.

 

[RedsYWNA]

Thanks bro i take a look on dimensional core equity too.

Sorry, forgot to add the dimensional global core equity can only be used for cash/SRS, not CPF OA......For lowest cost passive funds for CPF OA, there are realistically only 2 funds in Infinity US 500 and Infinity Global Stock.

 

[FinalDestiny...]

To all the bro here, your 100% into Equity funds to 1 fund or multiple?

I just followed Endowus's allocation for a 60/40 portfolio haha

 

[xiaosen]

I just followed Endowus's allocation for a 60/40 portfolio haha

What the default i didn't saw it.

 

[xiaosen]

Sorry, forgot to add the dimensional global core equity can only be used for cash/SRS, not CPF OA......For lowest cost passive funds for CPF OA, there are realistically only 2 funds in Infinity US 500 and Infinity Global Stock.

Ic okay i think i go with Infinity US 500.

 

[xiaosen]

Just one fund for me. Infinity US 500.

I think Infinity Global stock or dimensional core equity are fine too. I go for the diversified funds with lowest exp ratios.

HI Bro what is your current gain now?

 

[RedsYWNA]

HI Bro what is your current gain now?

I started late in end Nov'20, after Endowus finally allowed customisation. I DCA in every month, so I am now on 10% gain from Nov'20 to now.

If I had lump sum my CPF OA back in Nov'20, I can probably get 15% now? Too cautious, esp back in Nov'20.....haha

 

[xiaosen]

I started late in end Nov'20, after Endowus finally allowed customisation. I DCA in every month, so I am now on 10% gain from Nov'20 to now.

If I had lump sum my CPF OA back in Nov'20, I can probably get 15% now? Too cautious, esp back in Nov'20.....haha

Icic. i thinking putting to this 2 fund.
LionGlobal Infinity US 500 Stock Index Fund - 80%
Schroder Global Emerging Markets Opportunities Fund - 20%
Any suggestion?

After started the plan can we add more Fund on later? or only can choose during setup? Like i choose LionGlobal Infinity US 500 Stock Index Fund during setup, future i cant add in another fund?

 

[RedsYWNA]

Icic. i thinking putting to this 2 fund.
LionGlobal Infinity US 500 Stock Index Fund - 80%
Schroder Global Emerging Markets Opportunities Fund - 20%
Any suggestion?

After started the plan can we add more Fund on later? or only can choose during setup? Like i choose LionGlobal Infinity US 500 Stock Index Fund during setup, future i cant add in another fund?

I think you can add more funds for lump sum investments, but personally I havent tried it yet......Hard to beat Infinity 500 growth/resilience, and its low exp ratio.....

But 20% to emerging market isnt a bad idea too to be honest.

 

[dappermen]

esg? w 100$ cash! !! https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-2#post-133798324

https://mailchi.mp/756150d4fd84/festive-promo-launch-3734302?e=6aceb57015

This promotion is valid for new clients who create an Endowus account and complete the application within the sign-up period of 00:00 on 19 April 2021 to 23:59 on 18 May 2021, and make the qualifying investment which (i) is at least $10,000 in any ESG portfolios and (ii) made before 23:59 on 31 May 2021.



Are existing clients eligible for this promotion?

No, this promotion is for new clients only. Existing clients who register with a new email address will be automatically disqualified for this promotion.


Eeewww only investments into Endowus ESG products under General Investing (Advised Portfolios) will be considered for this promotion.

 

[s0crates]

Eeewww only investments into Endowus ESG products under General Investing (Advised Portfolios) will be considered for this promotion.

Probably sponsored by UOB AM.

Anyway this promo also not bad, can earn cash from referring friends. $10 per new referral up to $50, on top of usual access fee credit

https://endowus.com/insights/labour-day-referral-campaign-t-c/

 

[xiaosen]

I just followed Endowus's allocation for a 60/40 portfolio haha

Bro what your gain now?

 

[ahboy82]

How are yr performance for those who dca? Still thinking whether to do so, i am at 5% gain since march, nt too bad siah

 

[xiaosen]

How are yr performance for those who dca? Still thinking whether to do so, i am at 5% gain since march, nt too bad siah

Hi bro what your allocation of your fund at cpf?

 

[ahboy82]

Hi bro what your allocation of your fund at cpf?

I chose most risky 60%