Singapore Savings Bonds

[lancer6238]

If my CDP's DCS is linked to my DBS account, can I still buy SSB with my UOB account, or do I have to buy from DBS? Thanks.

 

[vsvs24]

If my CDP's DCS is linked to my DBS account, can I still buy SSB with my UOB account, or do I have to buy from DBS? Thanks.

Can buy from OCBC and UOB also. Just enter your CDP number.

 

[hwckhs]

Projection by https://www.ilovessb.com , based on data up until 11/10/2022:

SBDEC22

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	3.30	3.33	3.44	3.44	3.44	3.44	3.44	3.45	3.45	3.46
Average return per year %	3.30	3.31	3.36	3.38	3.39	3.40	3.40	3.41	3.41	3.41

 

[maumu]

getting pretty insane the rates...

 

[reddevil0728]

getting pretty insane the rates...

Meaningless if you cannot get your desired allocation

 

[lzydata]

By right, in this rising rate environment, bank FDs should be matching if not exceeding the risk-free rates, which are now around 3.3% pa for 6 months or 1 year. Yet they still lag SSB which itself is taking the previous month's risk-free rates. When they catch up, there won't be the issue of limited allocation.

 

[reddevil0728]

By right, in this rising rate environment, bank FDs should be matching if not exceeding the risk-free rates, which are now around 3.3% pa for 6 months or 1 year. Yet they still lag SSB which itself is taking the previous month's risk-free rates. When they catch up, there won't be the issue of limited allocation.

The question is, is there any need to catch up

 

[SnorlaxGorGor]

can so last minute buy ar?

I always buy ssb & t-bill on last day, so i can still maximise interest from bank

 

[liquidlight]

I always buy ssb & t-bill on last day, so i can still maximise interest from bank

risky if anything wrong with the IB. so best to add one more day as backup.

 

[reddevil0728]

risky if anything wrong with the IB. so best to add one more day as backup.

you can apply as early as 7am

 

[sgbird]

I always buy ssb & t-bill on last day, so i can still maximise interest from bank

Same here. Today buy both 1yr and 6mo tbill online

 

[SnorlaxGorGor]

risky if anything wrong with the IB. so best to add one more day as backup.

so far so good.
just submitted the T-bill today.
SSB will be on 26 Oct.

 

[craze_ho]

Can I say buy 10k then few mths later redeem only 5k?

 

[craze_ho]

Or can I buy a few 1k?

 

[havetheveryfun]

Can I say buy 10k then few mths later redeem only 5k?

can

 

[havetheveryfun]

Or can I buy a few 1k?

cannot if for the same issue, but can if for different issues /months

 

[reddevil0728]

cannot if for the same issue, but can if for different issues /months

Can what. Just submit multiple applications. But pay fee each time

 

[Buzy_bee]

Can I say buy 10k then few mths later redeem only 5k?

Can but you need to pay S$2 transaction fee everytime u buy and sell

 

[yiron]

Seems like Dec22 SSB will break Nov22's record yield.

 

[dude123]

Seems like Dec22 SSB will break Nov22's record yield.

Confirm chop..now regret applying for aug ssb 3% only..sian