Youtrip (Pay overseas with no fees) DO NOT ask or post referral

[twosix]

I'm aware that there is a fee for using the services, and I completely agree with that. I just wanted to share that if your YEN wallet doesn't have enough money to cover the fee, they will charge your SGD wallet instead. So, it's important to make sure you have enough funds in either your YEN or SGD wallet to avoid any issues with the fee for ATM withdraw.

I dun think u need to worry abt not enough fund. The tx will fail if u try to withdraw more than what u have.

 

[ekardo]

I dun think u need to worry abt not enough fund. The tx will fail if u try to withdraw more than what u have.

And that even if you have enough fund in yen, it’s the same charges anyway.

 

[tinky123]

what will be your best way to top youtrip card nowadays? seems like everything has been nerfed in topping up youtrip.

 

[sglandscape]

what will be your best way to top youtrip card nowadays? seems like everything has been nerfed in topping up youtrip.

What do you went to top up youtrip for?

 

[purplewave]

How is the $5 or equivalent fee deducted for overseas cash withdrawal? Example, wanted to withdraw 100k yen.

i. Is it default SGD and if dont have SGD in the card
ii. they deduct from the S$5 equivalent in JPY (i.e. 100,500) get reduced in the youtrip account or
iii. Deduct from the cash you withdrawl (i.e. around JPY 99,500 withdraw instead)

Easiest way to use excess cash in the card should be to pay sp services bill (partial payment).

You get 100k cash. (JPY100k converted to SGD + SGD5 will be deducted from your account)

 

[ngbc]

Does Youtrip accept Top upto cents ? Eg. $20.23 by credit card or $1.99 by PayNow ?

 

[really_noob]

Does Youtrip accept Top upto cents ? Eg. $20.23 by credit card or $1.99 by PayNow ?

No cents. Like grabpay, whole number only.
When you're tired of the card and don't want to use it anymore, use it to prepay your telco bill down to the exact cent to make your YT balance 0.

 

[cyberac]

Anyone here used YouTrip in Australia before? A colleague of mine was telling me that Australia many of the restaurants charge credit card transaction fees but debit card doesn't have transaction fees.

YouTrip is like a prepaid debit card? So should not have transaction fees?

 

[oceanicmanta]

Anyone here used YouTrip in Australia before? A colleague of mine was telling me that Australia many of the restaurants charge credit card transaction fees but debit card doesn't have transaction fees.

YouTrip is like a prepaid debit card? So should not have transaction fees?

pre covid used before ... at supermarkets, restaurants/cafe, vineyard, no extra transaction fees

 

[hisokaomi]

Anyone here used YouTrip in Australia before? A colleague of mine was telling me that Australia many of the restaurants charge credit card transaction fees but debit card doesn't have transaction fees.

YouTrip is like a prepaid debit card? So should not have transaction fees?

Tried in 2019 in Sydney, some restaurants charged extra fee when I used youtrip card instead of cash.

 

[~sabaisabai~]

I only transfer SGD to my YouTrip just b4 paying at the cashier. The money will be get in by 1 to 2 min max. Say a EUR10 grocery, I just do a quick xe check, then transfer that amount with a small buffer to YT. Then pay. No excessive left over after the trip.

youtrip currency rate based on xe.com?

 

[twosix]

youtrip currency rate based on xe.com?

Very close.

 

[ekardo]

1 - 1.5% off.

 

[pclow59]

youtrip currency rate based on xe.com?

https://support.you.co/hc/en-us/articles/360000605014-What-are-Wholesale-Exchange-Rates-
https://www.mastercard.us/en-us/personal/get-support/convert-currency.html

 

[pclow59]

I have topped up my youtrip mc but when try to pay on overseas webpage on their currency, it failed and no choice have to use my Citibank one.

 

[ekardo]

I have topped up my youtrip mc but when try to pay on overseas webpage on their currency, it failed and no choice have to use my Citibank one.

Fail after otp?

 

[pclow59]

Fail after otp?

Yes , after otp and after I clicked approved from youtrip app

 

[ekardo]

Yes , after otp and after I clicked approved from youtrip app

Try asking youtrip what is the problem.

 

[dmleaf]

Just went in Feb. No additional fee via youtrip.

Many places including Uber can use youtrip to pay. Just top up before u tap for payment

Anyone here used YouTrip in Australia before? A colleague of mine was telling me that Australia many of the restaurants charge credit card transaction fees but debit card doesn't have transaction fees.

YouTrip is like a prepaid debit card? So should not have transaction fees?

 

[minamikaze]

Compared to icbc global travel (3% cashback on foreign spend), is YouTrip still better in terms of actual cost?