YTD 2025 Networth tracking thread

[LWZ]

so if a real person is banned from hwz, he can't return forever?

technically yes, provided she/he isn't detected

otherwise it would be a mockery of the infraction (and ban) system...

 

[focus1974]

He has several portfolio.

yes!

Adam Khoo is the real deal.
Dont go believe other youtube gurus..
all dont dare to show portfolios .. but still want to earn ur money.

轻则误人子弟，重则钱财重挫。

 

[stanlawj]

I track networth for influenza's that I watch.

Master Leong declared his amount invested in HK market current portfolio (inclusive 1.5X leverage in 9988) to be 2M HKD = USD$260k = SGD$330k.

So that means his trading account is around USD$200k or or SGD$250k after the sudden surge in HK/China market.

Before the Alibaba crash, his portfolio was more than SGD$300k. Finally it is recovering back to the nominal high in 2021.

Source: his latest youtube video.

At one time, he was down $200k. For those ppl who never experienced what it is like to be down 60% on your entire account and have to force yourself to invest/trade your way back up, it is a very good religious experience.

Update on correction: I'm not sure if he actually reported his portfolio value or his amount invested, hence I just assume that it is his money invested. The difference should not matter much though, since this is just for entertainment.

Update 2: Portfolio details:

Source: youtube video

 

[hwarzoner]

i dare not touch china n hk shares, suka suka policy came out

 

[yslvlys]

i dare not touch china n hk shares, suka suka policy came out

Me too. I praying the rally will last till I at least break even, then I will sell.

 

[laokorkor]

I track networth for influenza's that I watch.

Master Leong declared his current portfolio (inclusive 1.5X leverage in 9988) to be 2M HKD = USD$260k.

So that means his trading account is around USD$200k or or SGD$250k after the sudden surge in HK/China market.

Before the Alibaba crash, his portfolio was more than SGD$300k. Finally it is recovering back to the nominal high in 2021.

Source: his latest youtube video.

For those ppl who never experienced what it is like to be down 60% on your entire account and have to force yourself to invest/trade your way back up, it is a very good religious experience.

Never, ever, leverage your portfolio! 1.5x leverage is a fairly high leverage. For one, whether you make or lose money, you've to pay margin interest! Secondly, there's the rebalancing hit as articulated below.

Case in point for any kind of leverage:

- if the security prices move from $10 to $11 then back to $10 again, an un-leverage portfolio will break even. A leverage portfolio which rebalances will lost money. Same situation if the security prices move from $10 to $9 to $10.

- if the security prices rise by 10% followed by a drop of 10%, an un-leverage portfolio will lose 1%. A leverage portfolio which rebalances will exaggerate this loss; for a 1.5 leverage, the loss will be 1.5%. Similarly for a drop of 10% follow by a rise of 10%.

- the more volatility and longer you hold the leverage security, the more likelihood you'll make a loss - due to the rebalancing hit and margin interest.

If you don't understand the maths involved, go to Yahoo! Finance and research stocks ETFs that have un-leverage and leverage versions that have long term data going through bull-and-bear markets. You'll see that leverage ETFs have unnerving volatility and poor returns compared to un-leverage ETFs with the same underlying securities - a double whammy.

 

[laokorkor]

Never, ever, leverage your portfolio! 1.5x leverage is a fairly high leverage. For one, whether you make or lose money, you've to pay margin interest! Secondly, there's the rebalancing hit as articulated below.

Case in point for any kind of leverage:

- if the security prices move from $10 to $11 then back to $10 again, an un-leverage portfolio will break even. A leverage portfolio which rebalances will lost money. Same situation if the security prices move from $10 to $9 to $10.

- if the security prices rise by 10% followed by a drop of 10%, an un-leverage portfolio will lose 1%. A leverage portfolio which rebalances will exaggerate this loss; for a 1.5 leverage, the loss will be 1.5%. Similarly for a drop of 10% follow by a rise of 10%.

- the more volatility and longer you hold the leverage security, the more likelihood you'll make a loss - due to the rebalancing hit and margin interest.

If you don't understand the maths involved, go to Yahoo! Finance and research stocks ETFs that have un-leverage and leverage versions that have long term data going through bull-and-bear markets. You'll see that leverage ETFs have unnerving volatility and poor returns compared to un-leverage ETFs with the same underlying securities - a double whammy.

https://www.etf.com/sections/etf-basics/leveraged-inverse-etfs-why-2x-isnt-2x-you-think

This article articulates my point better.

 

[hwmook]

I track networth for influenza's that I watch.

Master Leong declared his current portfolio (inclusive 1.5X leverage in 9988) to be 2M HKD = USD$260k.

So that means his trading account is around USD$200k or or SGD$250k after the sudden surge in HK/China market.

Before the Alibaba crash, his portfolio was more than SGD$300k. Finally it is recovering back to the nominal high in 2021.

Source: his latest youtube video.

For those ppl who never experienced what it is like to be down 60% on your entire account and have to force yourself to invest/trade your way back up, it is a very good religious experience.

Small portfolio, don't know why you bother with following him.

 

[stanlawj]

Small portfolio, don't know why you bother with following him.

I follow ppl who have crossed to B & I side and cut loose off E or S side. Account size is secondary. It is always good to learn from other's mistakes. Try trading or investing without any monthly salary.

 

[stanlawj]

Never, ever, leverage your portfolio!

Ok.. I am certainly not your target audience.

Employ Multilayer Protection when using OPM

Layer 0: personal level protection
For capital > $5M or returns >$300k/year:

• use Pte Ltd Company to take OPM, and
• do not act as personal guarantor for any of the PLC's activities/OPM.

In this way, bankruptcy is limited to just the PLC, and max loss is the equity in the PLC. This is the most effective bankruptcy protection.

The figure $5M capital or $300k/year ROE is based on the fact that personal income tax rate (20%) for that income bracket onwards starts to exceed corporate income tax rate (17%).

For returns <$300k/year,
which is for most normal ppl, everyone has to be personally liable for debt, hence is exposed to bankruptcy and total asset seizure by creditor. The following measures should be taken in sequence:

• Have a fixed salary job as an employee (not self-employed), i.e. IRON RICE BOWL (civil service is the best)
• Buy HDB as home residence (HDB laws protect home from creditors)
• Max out CPF (SA+OA) to ERS (CPF laws protect CPF savings from creditors)

A fixed salary job as an employee is rated more highly by the bank, whereas a self-employed is not. Bank devalues the salary of self-employed and also requires years of income and CPF contribution to prove sustainability.

Hence as long as the required loan repayment are current or margin requirements fulfilled for a fix-salaried employee, then no change in personal financial declaration and the bank loan will never be recalled. Neither will brokers change margin requirements out of the blue if financial status of account holder is unchanged.


Layer 1: Liquidity protection
All OPM comes with cost. Either interest payments, or interest + principal repayments,
or partial control / director / board seat for external investor (out of my scope).

For interest + principal repayments,

• set up a cash buffer for several instalments
• stand by alternate income source (eg ask working spouse to stand by to pay for some of the instalments in event of emergency)

For margin calls in financial markets:

• set up back-up accounts that will not be used for normal trading, with a different broker. The size of backup account should substantial, eg. 50% of main account. Switch to this backup account for trading, as the account under margin-called may be liquidated leading to capital reduced too low.
• If there is negative equity during margin-call, then you’ll need to pay back the debt to the broker. But your back-up account remains operable.

Layer 2: Risk management
Property investors should

• have a due diligence checklist or some kind of monitoring checklist to determine their property value. Most common event that can devalue a property or affect its selling price is the change in zoning laws, especially in the immediate surrounding area. Second is structural problem (building defect).
• monitor interest rate (macro economic indicators) and pre-emptively act to either hedge or recycle property holdings.

Financial market investors should

• employ a max stop loss (eg -8%) and strictly follow it. No averaging down.
• total account stop loss level (eg -20%) which triggers full account liquidation and lockout.

either automated, or mentally act with strict discipline. With leveraged positions, it is possible for entire account to go into deficit (debt), and hence acting on the stop loss is vital to preserve remaining capital.

 

[homer123]

I track networth for influenza's that I watch.

Master Leong declared his current portfolio (inclusive 1.5X leverage in 9988) to be 2M HKD = USD$260k = SGD$330k.

So that means his trading account is around USD$200k or or SGD$250k after the sudden surge in HK/China market.

Before the Alibaba crash, his portfolio was more than SGD$300k. Finally it is recovering back to the nominal high in 2021.

Source: his latest youtube video.

At one time, he was down $200k. For those ppl who never experienced what it is like to be down 60% on your entire account and have to force yourself to invest/trade your way back up, it is a very good religious experience.

Update on correction: I'm not sure if he actually reported his portfolio value or his amount invested, hence I just assume that it is his money invested. The difference should not matter much though, since this is just for entertainment.

4 years of opportunity cost

 

[hwmook]

Never, ever, leverage your portfolio! 1.5x leverage is a fairly high leverage. For one, whether you make or lose money, you've to pay margin interest! Secondly, there's the rebalancing hit as articulated below.

Case in point for any kind of leverage:

- if the security prices move from $10 to $11 then back to $10 again, an un-leverage portfolio will break even. A leverage portfolio which rebalances will lost money. Same situation if the security prices move from $10 to $9 to $10.

- if the security prices rise by 10% followed by a drop of 10%, an un-leverage portfolio will lose 1%. A leverage portfolio which rebalances will exaggerate this loss; for a 1.5 leverage, the loss will be 1.5%. Similarly for a drop of 10% follow by a rise of 10%.

- the more volatility and longer you hold the leverage security, the more likelihood you'll make a loss - due to the rebalancing hit and margin interest.

If you don't understand the maths involved, go to Yahoo! Finance and research stocks ETFs that have un-leverage and leverage versions that have long term data going through bull-and-bear markets. You'll see that leverage ETFs have unnerving volatility and poor returns compared to un-leverage ETFs with the same underlying securities - a double whammy.

There are many ways to leverage, you only talk about leverage ETF. You can borrow money to buy more stocks, that will not have the same issues you mentioned.

 

[Mephist0pheLes]

Decided to exclude my hsing equity in my calculation

Mar 24: 1.005m

Sep 24: 1.025m

 

[highsulphur]

Sep 24: 1.025m

well done. early 30s?

 

[Mephist0pheLes]

well done. early 30s?

around mid liao

 

[highsulphur]

around mid liao

still young. Can still go up to 3-4x in 10-20 years

 

[Mephist0pheLes]

still young. Can still go up to 3-4x in 10-20 years

2 mil i semi-close shop alr. find a brainless job to cover day-to-day expenses can alr

 

[highsulphur]

2 mil i semi-close shop alr. find a brainless job to cover day-to-day expenses can alr

i think you will continue to try to hit 3 after you hit 2

 

[yslvlys]

i think you will continue to try to hit 3 after you hit 2

Yeah, it's like that one. It will be hard to give up when the going is good, unless got sudden health scare.

 

[highsulphur]

Yeah, it's like that one. It will be hard to give up when the going is good, unless got sudden health scare.

i can't remember how many times I have revised my target upwards

But my hard cut off is 55 years old. I will try to ask for voluntary retirement then