HSBC Step Up Promo - Part 2

tmkedmw

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There were occasions in the past where HSBC wasn't consistent.
While SMS is sighted, there's no published TNC yet.

Normally, TNC is the binding document to follow in case of inconsistency.
 

reflecx

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Jan public promo is finally out, 2.85%+0.05%. But chut new pattern liao - "Only 1 registration is required for all EGA under your name."

https://www.hsbc.com.sg/content/dam...y-global/tnc-ega-bonus-interest-promotion.pdf

"2. By registering for the Promotion, customer agrees to participate in the Promotion for all Eligible
Accounts with his/her name as an account holder.
For avoidance of doubt, an Eligible Customer with both sole and joint Everyday Global Account
is only required to register once. Registration will be applied to all accounts. Any withdrawal of
registrations will apply to all Eligible Accounts under the customer’s name."
 
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kyiori

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in the tnc, it stated "If the customer has already registered for the December 2024 Everyday Global Account Bonus Interest Promotion then he/she will not be eligible to register for this Promotion."

meaning those who registered for nov 2024 ega is able to participate for jan 2025 ega?
 

reflecx

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Cannot do multi player alrrady
After thinking through this, I think still can use multiple accounts, just that they will all be in the same promo period.
Jan topup account A, Feb withdraw from account A and put into account B. Rinse and repeat for Mar-Apr.
 

tmkedmw

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in the tnc, it stated "If the customer has already registered for the December 2024 Everyday Global Account Bonus Interest Promotion then he/she will not be eligible to register for this Promotion."

meaning those who registered for nov 2024 ega is able to participate for jan 2025 ega?
From TNC, yes.
From SMS that was shared yesterday. No

So there's inconsistency which I mentioned last night.

Best to seek clarification from HSBC b4 taking the plunge.
 

60Remajust

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in the tnc, it stated "If the customer has already registered for the December 2024 Everyday Global Account Bonus Interest Promotion then he/she will not be eligible to register for this Promotion."

meaning those who registered for nov 2024 ega is able to participate for jan 2025 ega?

this is how i interpret it also.

So generally speaking does tnc rank above the sms that ppl have received so far saying nov is not allowed?
 

tmkedmw

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this is how i interpret it also.

So generally speaking does tnc rank above the sms that ppl have received so far saying nov is not allowed?
Legally TNC is the binding document.
However, HSBC had make mistakes b4 with their TNC

That's why I recommend asking HSBC for the truth.
 

maumu

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for those who're downgrading from premier to personal... will you be calling in to clarify we're eligible for which tier?
 

60Remajust

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Why cannot? Player 1 and 2 are different accounts rights?
Unless you referring to joint accounts?

maybe to be safe, always register the single account only

e.g. Accounts A, B and joint AB

if u register AB, both A and B will be registered?

If u register B, only B and AB is enrolled?

A can be enrolled next cycle
 

waddahell

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skipping this month, the 1% from cc spending and 0.5% from standing instruction on first 25K for CIMB quite okay. End up not much difference.
 

tmkedmw

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HSBC cso, RM, service mgr will be quite messy today given their past track records.
Conflicting info will arise, so if u are not in a hurry ....
 

reflecx

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Point 9 of TNC states

"For clarity, except for the bonus interest under the HSBC Everyday+ Rewards Programme, if an Eligible
Customer is already participating and/or has been invited to participate in any other deposit
related promotion involving his/her Eligible Account(s) and such other promotion is still ongoing
during the Promotional Period and/or Relevant Period
, the relevant Eligible Account(s) are not
eligible for this Promotion.
o For example, if the customer has already registered for the December 2024 Everyday
Global Account Bonus Interest Promotion then he/she will not be eligible to register for
this Promotion."

Going by this, Nov promo would have already ended, so will be eligible for Jan promo. SMS is probably erroneous.
 
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