Opening Malaysian bank account

[potato13]

linking will take 1 day, thereafter can transfer from CIMB SG to CIMB MY.

I setup CIMB MY OCTO, able to use it for DuitNow transfer at MY local shops . Thus, I can skip the hassle to use TnG ewallet as intermediary

Wow.. good tips! nice..

 

[Habrosus]

linking will take 1 day, thereafter can transfer from CIMB SG to CIMB MY.

I setup CIMB MY OCTO, able to use it for DuitNow transfer at MY local shops . Thus, I can skip the hassle to use TnG ewallet as intermediary

Noob question ... that'd mean using the app to scan DuitNow QR code at the shops to make payment, right? I'll have to set that up (might have turned off under 'Security' option), as an alternative payment. method...

 

[Uramasa]

Noob question ... that'd mean using the app to scan DuitNow QR code at the shops to make payment, right? I'll have to set that up (might have turned off under 'Security' option), as an alternative payment. method...

Yup, login to the app then scan the DuitNow QR.
Payment will be made from your deposit account.

 

[Habrosus]

Yup, login to the app then scan the DuitNow QR.
Payment will be made from your deposit account.

Thanks! Will go check the app...

 

[potato13]

Thanks all for the help. Finally got my MY account link to my SG account.
Just did a transfer over.. smooth and fast.. haha..

Now i can use malaysia ATM liao..

PS: Any idea what is the min amount we need to maintain inside MY account ya?

 

[commandowolf]

Thanks all for the help. Finally got my MY account link to my SG account.
Just did a transfer over.. smooth and fast.. haha..

Now i can use malaysia ATM liao..

PS: Any idea what is the min amount we need to maintain inside MY account ya?

Iirc is like 20RM, but also need to use the account cannot let it dormant for more than 1 year or smth like that, if not they will keep deducting fee for maintaining the account.

 

[commandowolf]

Interesting, my TNG ewallet somehow got upgraded from Pro to Premium, but by right we cannot buy any of the premium things in order to upgrade from Pro to Premium, because we not malaysian? All those insurance, investment etc all need to be malaysian from the TnC.

 

[potato13]

Iirc is like 20RM, but also need to use the account cannot let it dormant for more than 1 year or smth like that, if not they will keep deducting fee for maintaining the account.

Use theaccount meaning like? ATM withdraw or use the debit card?
Can it be like within a year there are transfer of money to and back?

Interesting, my TNG ewallet somehow got upgraded from Pro to Premium, but by right we cannot buy any of the premium things in order to upgrade from Pro to Premium, because we not malaysian? All those insurance, investment etc all need to be malaysian from the TnC.

Ya.. mine also.. looks like more of up the limit for transfer etc only.

 

[commandowolf]

Use theaccount meaning like? ATM withdraw or use the debit card?
Can it be like within a year there are transfer of money to and back?

Yes i believe ATM withdrawal orsspending should be fine. Transfers also counted iirc. You can always go read their TnC to confirm.

Ya.. mine also.. looks like more of up the limit for transfer etc only.

Interesting so not just me.

 

[Aaagogo]

Thanks all for the help. Finally got my MY account link to my SG account.
Just did a transfer over.. smooth and fast.. haha..

Now i can use malaysia ATM liao..

PS: Any idea what is the min amount we need to maintain inside MY account ya?

if you did the auto CIMB sg-my, no minimal amount, only the initial opening of 1K sgd, and interest bearing only when there is >1k funds

 

[potato13]

if you did the auto CIMB sg-my, no minimal amount, only the initial opening of 1K sgd, and interest bearing only when there is >1k funds

Oh.. need to be 1K SGD?
I only transfer over 500SGD which is about 1.6k+ in RM..

Should i transfer another 500SGD over than?

 

[commandowolf]

Oh.. need to be 1K SGD?
I only transfer over 500SGD which is about 1.6k+ in RM..

Should i transfer another 500SGD over than?

He means funding the SG account opening needs 1K SGD. The malaysian account afterwards no need initial amount, but i just put 1K MYR. They will deduct 20RM for the debit card fee.

Afaik, most MY bank account min amount is 20RM.

 

[potato13]

He means funding the SG account opening needs 1K SGD. The malaysian account afterwards no need initial amount, but i just put 1K MYR. They will deduct 20RM for the debit card fee.

Afaik, most MY bank account min amount is 20RM.

ah.. okok.. haha., i kept more than 1k sgd in SG cimb account.. can can.. haha. THanks!

 

[cryn79]

Hi all,

yesterday, was my 1st time doing my replacement CIMB debit card.
Initially I tried to go to the Bangunan UMNO Johor Bahru branch (near city square). I was tld tht my a/c was opened at Jalan Kuning Dua branch.
I had wanted to do my card replacement at the Bangunan UMNO Johor Bahru branch. Aside from my NRIC and passport, I had to provide an additional verification of a credit card / driver's license as further proof.
I did not have both a credit card or driver's license, I had not choice but to go to Jalan Kuning Dua branch to do my replacement card.

Below are the summary:
If you are replacing yr debit card at the branch where you did not open your a/c , you need to bring the below:
1) Passport
2) NRIC
3) Credit card / driver's license
Pls note: virtual NRIC / driver's license is not accepted. I think they need to do a photocopy.

Branch of where you opened yr a/c, things to bring:
1) Passport
2) NRIC

Details:
Jalan Kuning Dua
Add75, Jalan Kuning Dua, Taman Pelangi, 80400 Johor Bharu, Johor

Bangunan UMNO Johor Bahru
Add: Tingkat Bawah Bangunan UMNO, 51, Jalan Segget, Peti Surat 47, 80000 Johor Bharu, Johor

 

[Habrosus]

Hi all,

yesterday, was my 1st time doing my replacement CIMB debit card.
Initially I tried to go to the Bangunan UMNO Johor Bahru branch (near city square). I was tld tht my a/c was opened at Jalan Kuning Dua branch.
If I wanted to do my card replacement at the Bangunan UMNO Johor Bahru branch. Aside from my NRIC and passport, I had to provide an additional verification of a credit card / driver's license as further proof.
I did not have both a credit card or driver's license, I had not choice but to go to Jalan Kuning Dua branch to do my replacement card.

Below are the summary:
If you are not replacing yr debit card at the branch where you opened your a/c , you need to bring the below:
1) Passport
2) NRIC
3) Credit card / driver's license

Branch of where you opened yr a/c, things to bring:
1) Passport
2) NRIC

Details:
Jalan Kuning Dua
Add75, Jalan Kuning Dua, Taman Pelangi, 80400 Johor Bharu, Johor

Bangunan UMNO Johor Bahru
Add: Tingkat Bawah Bangunan UMNO, 51, Jalan Segget, Peti Surat 47, 80000 Johor Bharu, Johor

First time I replaced my debit card, similar experience. I went to Southkey, and got referred to Jalan Kuning.

I did share my experience here back then. Accounts opened via SG branch fall under Jalan Kuning.

Anyway, subsequently I just brought everything and went wherever's convenient. More like they want a photo ID, though would accept credit/debit card.

 

[cryn79]

First time I replaced my debit card, similar experience. I went to Southkey, and got referred to Jalan Kuning.

I did share my experience here back then. Accounts opened via SG branch fall under Jalan Kuning.

Anyway, subsequently I just brought everything and went wherever's convenient. More like they want a photo ID, though would accept credit/debit card.

Yes, I did rem you shared yr experience with me, tht accounts opened via SG branch fall under Jalan Kuning.
I found it ridiculous that they already had both my passport and NRIC as proof of verification, they still require another form of verification (for other branches). Since CIMB are the process owner, I chose not to argue with them.

 

[Habrosus]

Yes, I did rem you shared yr experience with me, tht accounts opened via SG branch fall under Jalan Kuning.
I found it ridiculous that they already had both my passport and NRIC as proof of verification, they still require another form of verification (for other branches). Since CIMB are the process owner, I chose not to argue with them.

I think their system isn't all linked. When I was referred to Jalan Kuning, it's mainly because I didn't have my NRIC with me. They said to try my luck there coz Jalan Kuning had whatever info available in their system.

 

[froztheart]

Yes, I did rem you shared yr experience with me, tht accounts opened via SG branch fall under Jalan Kuning.
I found it ridiculous that they already had both my passport and NRIC as proof of verification, they still require another form of verification (for other branches). Since CIMB are the process owner, I chose not to argue with them.

I feel you. Other countries like China/Thailand etc. their systems are not linked unlike SG.
Singaporeans too used to a unified system and convenience provided, so we expect the same when overseas which unfortunately is not the case.

 

[EeeK]

duno why cimb malaysia wanna close my bank account on the date my passport expired

now have to go to cimb sg to open a malaysia account again

 

[potato13]

Do you have any money inside your malaysia CIMB account?

duno why cimb malaysia wanna close my bank account on the date my passport expired

now have to go to cimb sg to open a malaysia account again