HSBC Step Up Promo - Part 2

[GrandJedi]

yes, double confirmed with RM who checked with the product team

can assist to check with your RM on the new "wealth holidings" criteria? can i just buy $1k of Unit Trust?

 

[GrandJedi]

Not bad till June and Eveyday Rewards still in effect. They are changing the Everyday Rewards terms though.

What differenee did you noticed?

 

[CaptainWu]

What differenee did you noticed?

Their T&C doc not updated yet as both copies look the same now with effective Mar 2025 (not May), but the text below show the differences.

Changes	Before 2 May 2024	From 2 May 2024
Eligibility for 1% Cashback	Eligible spend with HSBC Credit Cards Eligible spend with Everyday Global Debit Card Eligible GIRO Bill Payment	Eligible spend with Everyday Global Debit Card Eligible GIRO Bill Payment
Exclusion Criteria for GIRO Bill Payment	Payments to HSBC Credit Cards	Payments to HSBC Credit Cards Payments to any financial institute and trading platforms relating to crypto-currencies, stock exchange and trades.

 

[highsulphur]

Their T&C doc not updated yet as both copies look the same now with effective Mar 2025 (not May), but the text below show the differences.

Changes	Before 2 May 2024	From 2 May 2024
Eligibility for 1% Cashback	Eligible spend with HSBC Credit Cards Eligible spend with Everyday Global Debit Card Eligible GIRO Bill Payment	Eligible spend with Everyday Global Debit Card Eligible GIRO Bill Payment
Exclusion Criteria for GIRO Bill Payment	Payments to HSBC Credit Cards	Payments to HSBC Credit Cards Payments to any financial institute and trading platforms relating to crypto-currencies, stock exchange and trades.

Thats 2024. Not 2025

 

[ericcsn]

What is the best that EGA or premier can offer for $300K from 3 April?

 

[CaptainWu]

Thats 2024. Not 2025

Oh! No wonder, my mistake

 

[sellbuyboy]

look like 2.75% is the bestest this Apr? right?

 

[pantss]

Only 1 month?

 

[GrandJedi]

Where to click in the app to join promo? I cannot seem to find it...

Register via the HSBC Singapore app
Eligible Customers who register via the HSBC Singapore app as described in Option 2 above agree that their registration and participation in this Promotion is for all Eligible Accounts with his/her name as an account holder, including joint Eligible Accounts.

 

[GrandJedi]

look like 2.75% is the bestest this Apr? right?

Can consider Maybank.

 

[waterpighead]

look like 2.75% is the bestest this Apr? right?

Seems not ba, the EGA rate. Somemore for 3mths fr Apr-Jun.

btw, i participated in Feb’s EGA bonus interest promo. Now shld be eligible to take part in this Apr EGA promo hor?

 

[Daffy7]

Seems not ba, the EGA rate. Somemore for 3mths fr Apr-Jun.

btw, i participated in Feb’s EGA bonus interest promo. Now shld be eligible to take part in this Apr EGA promo hor?

Yes can participate liao

 

[sellbuyboy]

Can consider Maybank.

why huh? 2.6% only right?

 

[GrandJedi]

Yes can participate liao

This round is 3 months.

 

[twosix]

https://www.hsbc.com.sg/accounts/products/everyday-global/

archive: https://web.archive.org/web/2025040...sbc.com.sg/accounts/products/everyday-global/

 

[yiron]

LOL now segment based on wealth holdings and no wealth holdings. The product team got KPI to come up with new pattern every month?

But thankfully the drop in BI was not as steep as expected.

 

[Daffy7]

This round is 3 months.

Feb is till Feb and March. No?

 

[Listopad]

in the T&C, it states when we register indiv account for promotion, the joint account be deem auto enrolled.

so say party A enrol in March promotion, joint account (A&B) be auto enrolled. Then In April, party B enrol in April promo, what about the joint account ? is the joint account treated still as enrolled for March, not April promo?

 

[CaptainWu]

in the T&C, it states when we register indiv account for promotion, the joint account be deem auto enrolled.

so say party A enrol in March promotion, joint account (A&B) be auto enrolled. Then In April, party B enrol in April promo, what about the joint account ? is the joint account treated still as enrolled for March, not April promo?

Think you have to call to find out and confirm. My take would be Party B enrollment is invalid as the account no already enrolled previously. I just had Joint account created also but look at the T&C says Eligible account need to be created on or before 2024, so likely not valid for me also...I am not sure if that's a typo though.

 

[tiertime]

The website states April EGA is giving
2.8 + 0.05 + 1 %

But it is only actually
2.7 + 0.05 + 1 %
IF u do not hv their weath products...