Lastest S$ Deposit updates - Part 3

[HeeroYuy84]

all bank drop interest rate, even trust 2.75, any good ones?

 

[sglandscape]

all bank drop interest rate, even trust 2.75, any good ones?

UOB One / DBS Multiplier

 

[HeeroYuy84]

dbs is quite bad, uob first 150k

 

[dicxz80]

RHB also just dropped their FD to 2.3

But they still keep their premier plus tiered interest rate. Don't know for how long.

Best is now to park at Maybank for 3 months. There is ongoing fresh fund promotion 2.8 (normal) / 2.9 (premier)
this is the max total interest rate after bonus for > 200.000

 

[ctan84]

RHB also just dropped their FD to 2.3

But they still keep their premier plus tiered interest rate. Don't know for how long.

Best is now to park at Maybank for 3 months. There is ongoing fresh fund promotion 2.8 (normal) / 2.9 (premier)

You forget to state that for maybank to get these numbers, you need $200k of fresh funds at least.

 

[dicxz80]

You forget to state that for maybank to get these numbers, you need $200k of fresh funds at least.

thank you for pointing out, edited my post

 

[Ahboy069]

If not 2.6%

 

[Panerex]

Anyone rather put money into money market funds instead, if liquidity is not important?

 

[sgbird]

UOB stash account seems now the best in terms of interest and complexity

 

[vsvs24]

They cut flagship UOB One. Don't believe they will spare stash.

 

[tiertime]

Anybody knows if SingLife still have any referral program , any fees awarded for referrals ?

 

[ctan84]

Anybody knows if SingLife still have any referral program , any fees awarded for referrals ?

Not for the Singlife account for 3% first 10k. That product is 5 yrs old already

 

[ckong8]

I saw the isavvy FD is 2.85% for 36 months

2.95% for 36 mths under Maybank Privilege Plus for ppl above 55yo and placement can only be done online

https://www.maybank2u.com.sg/en/personal/accounts/time-deposit/index.page?

 

[ctan84]

2.95% for 36 mths under Maybank Privilege Plus for ppl above 55yo and placement can only be done online

https://www.maybank2u.com.sg/en/personal/accounts/time-deposit/index.page?

This one the interest is only paid at the end of maturity right? I think if you opt for the 2.85% 3 years with interest paid next day, and reinvest the interest, your EIR is as high if not higher than 2.95%.

 

[dicxz80]

Interesting that they don't change (or lower down) interest rate for 36 months

 

[tiertime]

Anybody tried transferring from Esaver to SingLife?

I made a 6k transfer at 10.30pm just now ,
Funds were immediately deducted from Esavers but
Till now it's not reflected in the Singlife App,
Is this normal

My family members made their transfers to SingLife from DBS and UOB at the same timing, all were reflected in their APP Immediately...

 

[reddevil0728]

Anybody tried transferring from Esaver to SingLife?

I made a 6k transfer at 10.30pm just now ,
Funds were immediately deducted from Esavers but
Till now it's not reflected in the Singlife App,
Is this normal

My family members made their transfers to SingLife from DBS and UOB at the same timing, all were reflected in their APP Immediately...

first time transferring from there?

 

[~sabaisabai~]

Anybody tried transferring from Esaver to SingLife?

I made a 6k transfer at 10.30pm just now ,
Funds were immediately deducted from Esavers but
Till now it's not reflected in the Singlife App,
Is this normal

My family members made their transfers to SingLife from DBS and UOB at the same timing, all were reflected in their APP Immediately...

It's immediate.

 

[tiertime]

first time transferring from there?

Not first time, but I think more than 15 months since last transfer from this Esaver to Singlife

 

[ctan84]

Not first time, but I think more than 15 months since last transfer from this Esaver to Singlife

y u no adhere to safety protocol n try with 10 cents first.