Maybank Platinum Visa - UOB One spin-off?

[hwmook]

Maybank complicates things.

I prefer calendar month just like DBS. Statement date got more variation and make it harder to track.

 

[highsulphur]

I prefer calendar month just like DBS. Statement date got more variation and make it harder to track.

Can't you request to change billing cycle?

 

[Arandalo]

Can't you request to change billing cycle?

Maybank does not allow change of statement cycle.

 

[highsulphur]

Maybank does not allow change of statement cycle.

is it based on posting date or transaction date?

 

[JuniorLion]

Posting date

 

[highsulphur]

I guess use this purely for scheduled payments like ipaymy or giro would have make sense

 

[JuniorLion]

This is probably the best card for IPM, for now.

 

[Jirachi]

After approval of this card, are you able to get the card details before the physical card is mailed?

 

[Arandalo]

After approval of this card, are you able to get the card details before the physical card is mailed?

I tried before, through customer service hotline they will not be able to reveal any details, through branch counter you can get the 16 digits of the card number only, no expiry date and no CVV. Maybank app should also be able to see the 16 digits card number only, but I can't remember whether it shows up immediately after approval or only a few days later.

 

[Jirachi]

I tried before, through customer service hotline they will not be able to reveal any details, through branch counter you can get the 16 digits of the card number only, no expiry date and no CVV.

Oh okay. Thank you! Any luck with the app? I guess not?

 

[crystalnox]

Oh okay. Thank you! Any luck with the app? I guess not?

Not possible, not even after you've got your physical card.

 

[sgreview]

Are MRT/bus transactions counted as eligible transactions for rebate?

 

[Trazora]

Are MRT/bus transactions counted as eligible transactions for rebate?

yes

 

[blueboat]

This is probably the best card for IPM, for now.

What is the next best cashback credit card? BOC family? OCBC frank?

 

[Travis_Touchdown]

any idea if they ish gg to hab a new-to-bank promo soon??

 

[coconut1]

I prefer calendar month just like DBS. Statement date got more variation and make it harder to track.

I read the TnC but all references are based on calendar month and quarter, isn't it?
https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/tnc-platvisa-rebate-1may2021.pdf

4. Quarterly cashback is based on a fixed-quarter spending (i.e. from January to March, April to June, July to
September and October to December).
6. Maybank will use the date on which the Card Eligible Transaction is posted to the Cardmember’s Card
account to determine whether the minimum spend has been met in a calendar month, unless the
transaction is excluded by Maybank in its absolute discretion.
7. Card Eligible Transactions which are made within a calendar month but are posted only in the next
calendar month will only be considered for the next calendar month’s minimum spend amount.

 

[Trazora]

What is the next best cashback credit card? BOC family? OCBC frank?

dcs flex

 

[Trazora]

I read the TnC but all references are based on calendar month and quarter, isn't it?
https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/tnc-platvisa-rebate-1may2021.pdf

4. Quarterly cashback is based on a fixed-quarter spending (i.e. from January to March, April to June, July to
September and October to December).
6. Maybank will use the date on which the Card Eligible Transaction is posted to the Cardmember’s Card
account to determine whether the minimum spend has been met in a calendar month, unless the
transaction is excluded by Maybank in its absolute discretion.
7. Card Eligible Transactions which are made within a calendar month but are posted only in the next
calendar month will only be considered for the next calendar month’s minimum spend amount.

yes

 

[Belford]

Nerfed. Source

Earn 3.33% cashback on selected categories
Spend on selected categories can be accumulated as eligible spend for up to 30% of the monthly spend for each tier.

Categories	Merchant Category Codes
Insurance	6300
Medical	4119, 5047, 5122, 5912, 5975-5976, 8011, 8021, 8031, 8041-8043, 8049, 8050, 8062, 8071 and 8099
Education	8211, 8220, 8241, 8244, 8249, 8299
Rental	6513
Professional Services	7399

Note that 7399 is CardUp.

All retail transactions charged under the following Merchant Category Codes (“MCC”) will no longer be eligible to earn cashback

• MCC 7523 – Automobile Parking Lots & Garage
• MCC 8651 – Political Organisations
• MCC 8661 – Religious Organisations
• MCC 8398 – Charitable and Social Services Organisations

 

[lucky_]

Nerfed. Source

Earn 3.33% cashback on selected categories
Spend on selected categories can be accumulated as eligible spend for up to 30% of the monthly spend for each tier.

Categories	Merchant Category Codes
Insurance	6300
Medical	4119, 5047, 5122, 5912, 5975-5976, 8011, 8021, 8031, 8041-8043, 8049, 8050, 8062, 8071 and 8099
Education	8211, 8220, 8241, 8244, 8249, 8299
Rental	6513
Professional Services	7399

Note that 7399 is CardUp.

Not good for users like me who use Insurance (1k) and Cardup (1k) to hit the monthly $2K tier...... looks like i'll be stopping usage of this card after the Jun cycle as there's no way I can hit $1400 in general spending outside of these categories.