Lastest S$ Deposit updates - Part 3

[rubber33]

Slightly higher interest rates for Premier customers. I have a few FDs with RHB and all under Premier interest rates. If i move, it will affect the rest and will turn to public rates.

yes, I have been keeping that too. but I didn't keep the 200k for the premier status and they didn't downgrade me.

 

[TLCTLC88]

yes, I have been keeping that too. but I didn't keep the 200k for the premier status and they didn't downgrade me.

Maybe your other FDs maturing soon or just short term like 3 months? It's still up to the bank's discretion in guess.

 

[rubber33]

Maybe your other FDs maturing soon or just short term like 3 months? It's still up to the bank's discretion in guess.

no leh.. my left 2 dollars only for a very long term. probably more than 1 year or 2. open RHB last time for the high yield saving account. but no 200k with them that for sure. but they are kind enough to keep my premier status.

 

[TLCTLC88]

no leh.. my left 2 dollars only for a very long term. probably more than 1 year or 2. open RHB last time for the high yield saving account. but no 200k with them that for sure. but they are kind enough to keep my premier status.

That's good. Wait for my next FD matures then decide what to do with it.

 

[rubber33]

That's good. Wait for my next FD matures then decide what to do with it.

Yeah. Just placed 1 year. Need to wait next year.

 

[lzydata]

8 Months - 1.30%
12 Months - 1.35%

The minimum deposit amount for Vivid Fixed Deposit is S$50,000.

https://www.singapurafinance.com.sg/personal/accounts/vivid-fixed-deposit

New tenor offers by Singapura Finance.

Tenor	Minimum Placement Amount (Fresh Funds in SGD)	Promotional Interest Rate
6 months	S$25,000	Personal Banking: 1.25% p.a. Priority Banking: 1.30% p.a. Priority Private: 1.35% p.a.

https://www.sc.com/sg/save/time-deposits/singapore-dollar-time-deposit/

Stanchart renews offers with lower rates.

 

[pratik28]

FED rates hikes is on the cards and dear Trump is random as always , haha
so FD rates can pivot either way too haha

 

[sglandscape]

Just to re-post under this thread in case some are not aware of this :

DBS/POSB 1.5% p.a.for 3 mths CASA Promotion
Can register in person at dbs/posb branches (not necessary to be Treasure member) or at Treasure centres - just need to fill up a simple casa form. (if you have RM, maybe contact RM to figure it out)
If you register your DBS Multiplier a/c, this 1.5% is stackable, for now (But of course, the bank can change their mind any time). If you register a non-Multiplier a/c, you will get the stand-alone 1.5% for the a/c.

Registration window#2: 03Feb – 19Feb, earmark release date 07May (note: registration date is the start date and earmark release date is the end date for purpose of interest calculation. If register on 03Feb, this is 94 days @1.5%, register later means you will earn less days of interest. Interest will be credited by 28May.
Participating amt is capped at S$50 million per existing dbs/posb a/c, minimum S$10k required. Can register more than one a/c including joint a/c, using available balance in existing a/c(s).

There is a new one after this end it seems
Rate: 1.5%
Registration window: 20 Feb 2026 - 5 Mar 2026
Earmark release date: 19 May 2026

 

[banyan8]

I found a single‐premium 2Y endowment plan. 1.72% pa seems the highest guaranteed yield currently. I use it to hedge my housing loan.

Manulife Goal 2025 (III)
- Capital guaranteed at maturity with a guaranteed yield of 1.72% p.a.
- Total potential yield of up to 1.88% p.a.
- Single Premium from SGD 5,000 to SGD 50,000
- Available in cash or Supplementary Retirement Scheme (SRS)

My RM said you will also get $20 eCapital Voucher from Manulife if referred by me and not an existing Manulife policy holder. Pm me if interested.

 

[a4973]

I found a single‐premium 2Y endowment plan. 1.72% pa seems the highest guaranteed yield currently. I use it to hedge my housing loan.

Manulife Goal 2025 (III)
- Capital guaranteed at maturity with a guaranteed yield of 1.72% p.a.
- Total potential yield of up to 1.88% p.a.
- Single Premium from SGD 5,000 to SGD 50,000
- Available in cash or Supplementary Retirement Scheme (SRS)

My RM said you will also get $20 eCapital Voucher from Manulife if referred by me. Pm me if interested.

Is it via DBS or directly from Manulife? Thank you

 

[banyan8]

Is it via DBS or directly from Manulife? Thank you

Directly from Manu

 

[luckygal]

I found a single‐premium 2Y endowment plan. 1.72% pa seems the highest guaranteed yield currently. I use it to hedge my housing loan.

Manulife Goal 2025 (III)
- Capital guaranteed at maturity with a guaranteed yield of 1.72% p.a.
- Total potential yield of up to 1.88% p.a.
- Single Premium from SGD 5,000 to SGD 50,000
- Available in cash or Supplementary Retirement Scheme (SRS)

My RM said you will also get $20 eCapital Voucher from Manulife if referred by me and not an existing Manulife policy holder. Pm me if interested.

How to buy this?

 

[banyan8]

How to buy this?

Send me a message with your contact number. I will let my RM contact u.

 

[tehhalia]

I found a single‐premium 2Y endowment plan. 1.72% pa seems the highest guaranteed yield currently. I use it to hedge my housing loan.

Manulife Goal 2025 (III)
- Capital guaranteed at maturity with a guaranteed yield of 1.72% p.a.
- Total potential yield of up to 1.88% p.a.
- Single Premium from SGD 5,000 to SGD 50,000
- Available in cash or Supplementary Retirement Scheme (SRS)

My RM said you will also get $20 eCapital Voucher from Manulife if referred by me and not an existing Manulife policy holder. Pm me if interested.

relatively high but 1.72... locked for 2 years....... pass

 

[banyan8]

relatively high but 1.72... locked for 2 years....... pass

Good enough for me to hedge part of my housing loan.

 

[FlyGuardX]

compared to last month, i think better to move funds from hsbc to scb esaver for the merry go round. 1.65% for wealth holdings

 

[owenowenno]

compared to last month, i think better to move funds from hsbc to scb esaver for the merry go round. 1.65% for wealth holdings

If you had registered Feb 2026 4 month promo with Jan 26 as reference Month , it was Feb1.95% ,March 1.95%,April 1.7% May 1.6% For Customer with WEALTH Holdings eg Unit Trusts, Equities, Bonds, Structured Products, Regular Premium insurance policies and Single Premium insurance policies with HSBC by 30th June 2026. Foreign Exchange (FX) and Dual Currency Plus are not eligible. No minimum amount is specified.

 

[JetStorm]

No Frills account interest rates for Mar 2026. Not much changes in interest rate as compared to Feb 2026.

BANKS	INTEREST	AMOUNT
UOB STASH WITH LEAP OF FORTUNE SAVINGS PROMO *^	1.89%	100K
HSBC EGA ^	1.65%	BASED ON < 1 MIL
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.55%	200K AND ABOVE
UOB STASH	1.50%	100K
OCBC STATEMENT 88 DAYS PROMO ^	1.40%	50K TO 3 MIL
SIF GO SAVER	1.30%	FIRST 100K
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.30%	10K TO < 200K
CIMB NEW TO PREFERRED	1.25% + IPAD OR $800	250K
SCB ESAVER (WITH FRESH FUNDS)	1.25%	FIRST 2 MIL
VIVID SAVINGS ACCOUNT	1.25%	10K TO 200K
HONG LEONG FINANCE PREMIUM SAVER	1.20%	200K
NON BANKS
CHOCOLATE FINANCE	1.8% to 2%	20K to 50K
SINGLIFE	1.50%	10K

* Calculated using AI
^ Required earmark

 

[ekardo]

is HSBC 1.65% really no frill ? just put money in?

 

[ckman3]

No Frills account interest rates for Mar 2026. Not much changes in interest rate as compared to Feb 2026.

BANKS	INTEREST	AMOUNT
UOB STASH WITH LEAP OF FORTUNE SAVINGS PROMO *^	1.89%	100K
CIMB NEW TO PREFERRED	1.25% + IPAD OR $800	250K
HSBC EGA	1.65%	BASED ON < 1 MIL
UOB STASH	1.50%	100K
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.55%	200K AND ABOVE
SIF GO SAVER	1.30%	FIRST 100K
SCB ESAVER (WITH FRESH FUNDS)	1.25%	FIRST 2 MIL
VIVID SAVINGS ACCOUNT	1.25%	200K
HONG LEONG FINANCE PREMIUM SAVER	1.20%	200K
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.30%	10K TO 199K
NON BANKS
CHOCOLATE FINANCE	1.8% to 2%	20K to 50K
SINGLIFE	1.50%	10K
SYFE CASH + GUARANTEED	1.15%	NO MIN. NO MAX

* Calculated using AI
^ Required earmark

Thanks for the compilation.

If not wrong, I think for Singapura Finance Vivid Savings acct, the amount more than 10K and less than 200K earns 1.28%. Have to watch that the total amt doesnt go above 200K as interest rate would drop to 0.6% for entire amt.