The Travel Insurance Promotion Thread

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dede1217

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Beefsteak said:
NTUC income also have 35% discount. Their coverage and rates about the same as DBS MSIG.
Click to expand...

price is one thing
coverage is another thing
can claim or not is another thing ...

so far tried msig and aviva, not bad ...
have started to shift from buying aviva to msig
aviva u have to print our the paper to fill up, if u wanna make a medical claim
for msig, u just submit the online form , easier, no need to print out

ace, no need say liao ... super bad experience ...
they always partner with citibank in the past, their plans r cheap, always 35 to 40% discount. scoot and tiger partner with ace, wont buy from them
one to two bad experience is enough lol !!!
and few ppl in this forum have also mentioned tat ace is not very good :)

ntuc, no buy before ... some friend say ok, some friend not ok
no wan risk later buy liao , they have many clauses to barr u from claiming lol
u got managed to get ur medical claims before ?
share share ur experience ?
 
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dede1217

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lcpteck said:
Seems Ace Insurance is no longer doing travel insurance.

Any recommendations for annual plans? Need one from March onwards for worldwide coverage.
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lol really ah !!!
think few weeks back was looking at tigerair, their insurance still with ace leh ???

haha no buy from them few years ago liao ...
have been purchasing from them few times, until one day when wanna claim they took almost a month to reply, they call center personnel english standard very bad, keep dunno what i m saying when i m using basic english ..
then no news liao lol ...
 
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Beefsteak

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dede1217 said:
price is one thing
coverage is another thing
can claim or not is another thing ...

so far tried msig and aviva, not bad ...
have started to shift from buying aviva to msig
aviva u have to print our the paper to fill up, if u wanna make a medical claim
for msig, u just submit the online form , easier, no need to print out

ace, no need say liao ... super bad experience ...
they always partner with citibank in the past, their plans r cheap, always 35 to 40% discount. scoot and tiger partner with ace, wont buy from them
one to two bad experience is enough lol !!!
and few ppl in this forum have also mentioned tat ace is not very good :)

ntuc, no buy before ... some friend say ok, some friend not ok
no wan risk later buy liao , they have many clauses to barr u from claiming lol
u got managed to get ur medical claims before ?
share share ur experience ?
Click to expand...

Actually no single travel insurance plan is perfect. Some got more medical benefits etc etc and some may cover something which other companies don't. You really have to read their policy details first before deciding which to buy. I'm not here to tell you which is good or bad. It depends on your requirement.

I've heard some good feedback about NTUC and my relatives usually buy from them too.

It seems like you have claimed travel insurance many times. Must be quite unlucky for you.
For me, (Touch Wood) so far I've never had to claim insurance before yet.
 
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Beefsteak

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By the way, you mean for MSIG you just need to submit online form for medical claim? No need to submit supporting documents like medical bills/receipts/reports?

I read for NTUC, if want to claim medical expenses, need to submit claim form with the supporting documents and cannot submit online.
 
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dede1217

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Beefsteak said:
By the way, you mean for MSIG you just need to submit online form for medical claim? No need to submit supporting documents like medical bills/receipts/reports?

I read for NTUC, if want to claim medical expenses, need to submit claim form with the supporting documents and cannot submit online.
Click to expand...

submit your claim online, then attach your documents ...
boarding pass, medical receipts , etc
 
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dede1217

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Beefsteak said:
Actually no single travel insurance plan is perfect. Some got more medical benefits etc etc and some may cover something which other companies don't. You really have to read their policy details first before deciding which to buy. I'm not here to tell you which is good or bad. It depends on your requirement.

I've heard some good feedback about NTUC and my relatives usually buy from them too.

It seems like you have claimed travel insurance many times. Must be quite unlucky for you.
For me, (Touch Wood) so far I've never had to claim insurance before yet.
Click to expand...

cox flew 12 to 15+ last year ... claim few times ...
mostly is australia, asia ...
 
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dede1217

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Beefsteak said:
Since you travel so frequently, why don't buy Annual instead of single trip?
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cox most of my trips r not i anticipate lol ...
i calculated if i going to fly at least 13 trips then worth to buy annual
yeah, my last yr 10+ trips, more worth to buy annual lol ... but nvm is ok ...

like if got promo, if good price, not bad dates, then would go ahead to book ...
just like my jun taipei booked jetstar at 57sgd...
then just nice last week have bangkok jetstar at 69sgd fly jun also
so think the price is good, somemore is school holiday , more worth to fly
hence have this bangkok trip added to my jun calendar :)
 
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dede1217

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JihJing said:
Hi. I am going hongkong then Macau. And is keen to buy dbs traveler shield since there is a 35%off. But would like to check whether my presence in Macau is covered ?
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From dbs msig traveller shield website, your country falls under area 2:
Area 2: Australia, China (excluding inner mongolia and tibet), hong kong, india, japan, korea, macau, new zealand, sri lanka, taiwan, including countries in area 1

Think is covered ba ...
you can double confirm with the dbs rep here :)
he quite active in the forum also :)
 
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JihJing said:
Hi. I am going hongkong then Macau. And is keen to buy dbs traveler shield since there is a 35%off. But would like to check whether my presence in Macau is covered ?
Post HardwareZone Forums app
Click to expand...

Hello JihJing, yes as Dede1217 has shared, your trip to Macau and Hong Kong will be covered if you select Area 2 when you get TravellerShield.

Wishing you a pleasant trip in advance.
 
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Beefsteak

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dede1217 said:
cox most of my trips r not i anticipate lol ...
i calculated if i going to fly at least 13 trips then worth to buy annual
yeah, my last yr 10+ trips, more worth to buy annual lol ... but nvm is ok ...

like if got promo, if good price, not bad dates, then would go ahead to book ...
just like my jun taipei booked jetstar at 57sgd...
then just nice last week have bangkok jetstar at 69sgd fly jun also
so think the price is good, somemore is school holiday , more worth to fly
hence have this bangkok trip added to my jun calendar :)
Click to expand...

More worth to fly during school holidays? If you have kids then no choice but be prepared to pack and squeeze with people. That's why I don't like to travel during that period.
 
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dede1217

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Beefsteak said:
More worth to fly during school holidays? If you have kids then no choice but be prepared to pack and squeeze with people. That's why I don't like to travel during that period.
Click to expand...

the air ticket during jun and dec school holidays, including ph period
is by default more expensive than usual ...

so if can get super low promo price, think is a good bargain lol ...
somemore, some promo can fly fri to mon, or thu to sun :)

if go bkk, is forever jam lol...
taipei jiufen went 5x two yrs back yr, aso always jam lo...
 
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Beefsteak

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dede1217 said:
the air ticket during jun and dec school holidays, including ph period
is by default more expensive than usual ...

so if can get super low promo price, think is a good bargain lol ...
somemore, some promo can fly fri to mon, or thu to sun :)

if go bkk, is forever jam lol...
taipei jiufen went 5x two yrs back yr, aso always jam lo...
Click to expand...

Because you always travel over the weekend that's why always jam. And you always like to take taxi instead of train of course always jam too.

By the way you always travel to same place over and over again not bored at all?
 
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dede1217

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Beefsteak said:
Because you always travel over the weekend that's why always jam. And you always like to take taxi instead of train of course always jam too.

By the way you always travel to same place over and over again not bored at all?
Click to expand...

not bored ... asia better nicer to shop ...
cox many attractive promo ... cannot resist

australia have been few times, not really like it ...
not much things to shop, very expensive ...
 
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