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Citibank Maxigain Savings Account

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Old 06-05-2019, 10:46 AM   #5416
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i have done it successfully

anyone tried dbs iBanking funds transfer to citi maxi account?
i tried and the request was rejected.
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Old 06-05-2019, 11:24 AM   #5417
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tried, but doesn't work.

tried both, cant work.

inactive? its receiving monthly int

hmm...
Inactive account can still received interest, bcos crediting of interest is initiated by the bank.

However, user initiated transactions for inactive account will fail eg fast in, withdrawal.
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Old 06-05-2019, 12:02 PM   #5418
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I'm also thinking of opening a second, joint account to build up the counters.

1) What is the minimum amount to open a maxigain account?
2) I understand the fall-below threshold of $15k is a shared figure between all my citibank accounts. So, after opening the account with whatever the minimum amount is, I can just maintain a nominal sum (say $100) in my new joint account for the purpose of counter accumulation? My primary maxigain account alone has more than $15k within.
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Old 06-05-2019, 12:23 PM   #5419
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I'm also thinking of opening a second, joint account to build up the counters.

1) What is the minimum amount to open a maxigain account?
2) I understand the fall-below threshold of $15k is a shared figure between all my citibank accounts. So, after opening the account with whatever the minimum amount is, I can just maintain a nominal sum (say $100) in my new joint account for the purpose of counter accumulation? My primary maxigain account alone has more than $15k within.
1) no minimum.
2) need min 15k per relationship. The primary and joint are separate relationship so need $15k each.
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Old 06-05-2019, 11:51 PM   #5420
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According to their CSO, if the primary account name is the same as the first name (of the two names) of the joint account, then it’s considered one relationship.

1) no minimum.
2) need min 15k per relationship. The primary and joint are separate relationship so need $15k each.
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Old 07-05-2019, 12:35 AM   #5421
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According to their CSO, if the primary account name is the same as the first name (of the two names) of the joint account, then itís considered one relationship.
Complete nonsense, I have 3 maxigain accounts, for person A, B and joint A+B.
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Old 07-05-2019, 11:55 AM   #5422
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So person A in your example is considered as having one relationship with Citi for the purpose of total relationship balance calculations? That is exactly what the CSO said too.

Complete nonsense, I have 3 maxigain accounts, for person A, B and joint A+B.
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Old 07-05-2019, 03:26 PM   #5423
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Anyone got the December-jan top up bonus?
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Old 07-05-2019, 03:38 PM   #5424
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According to their CSO, if the primary account name is the same as the first name (of the two names) of the joint account, then itís considered one relationship.
No, tell the cso to read the term and condition first
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Old 07-05-2019, 03:39 PM   #5425
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So person A in your example is considered as having one relationship with Citi for the purpose of total relationship balance calculations? That is exactly what the CSO said too.
A - one relationship
B - one relationship
A+B - one relationship

Total 3 relationship
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Old 07-05-2019, 03:41 PM   #5426
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Anyone have more than 70k and the banker from citibank arrange meeting for retirement plan and etc...
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Old 07-05-2019, 04:21 PM   #5427
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So person A in your example is considered as having one relationship with Citi for the purpose of total relationship balance calculations? That is exactly what the CSO said too.
When you open a joint account, you must specify the principal account holder. The balance of the joint account is attributed to that person's TRB.

Account A (10k)
Account B (10k)
Account A+B, A is principle (5k)

In example AB, A's TRB is 15k, and B's TRB is 10k. B will be charged a fall below fee each month.

It is not possible to have a second A+B account with B as principal.

Account D (15k)
Account D+E, D is principle ($1)

In example DE, D's TRB is $15,001. E is not required to maintain any minimum sum.
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Last edited by dreant; 07-05-2019 at 04:23 PM..
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Old 07-05-2019, 04:23 PM   #5428
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Anyone have more than 70k and the banker from citibank arrange meeting for retirement plan and etc...
I have more than 70k but never heard from PB, not even once
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Old 07-05-2019, 04:24 PM   #5429
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Lobang to share with u all. If u refer someone to open this account. U get $100.

Last edited by rottingapple; 07-05-2019 at 04:26 PM..
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Old 07-05-2019, 04:49 PM   #5430
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Anyone have more than 70k and the banker from
The citibank arrange meeting for retirement plan and etc...
They did call me I brush them away telling I busy and black list the number , no pt only want to earn from u

Last edited by foxer77; 07-05-2019 at 04:52 PM..
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