Citibank Maxigain Savings Account

[coconut1]

Need to wait for 12 mths

Previously after I waited for 11 mths, they announced they were going to slash the interest rate, hard...

 

[deemon]

unless you already can meet the minimum relationship amount. just keep this account running with 1 dollar. interest rate will still go back up after some time.

 

[coconut1]

unless you already can meet the minimum relationship amount. just keep this account running with 1 dollar. interest rate will still go back up after some time.

I've zerolised the acct for long time now.
What does the $1 do? Will it get deducted as service fee each month for below TRB? Does it help to increase counter each month even if does not meet the TRB? If just the keep acct active $0 will be fine according to CSO.

 

[deemon]

I've zerolised the acct for long time now.
What does the $1 do? Will it get deducted as service fee each month for below TRB? Does it help to increase counter each month even if does not meet the TRB? If just the keep acct active $0 will be fine according to CSO.

i only know you get charge if fall below the TRB. last time i just keep some small amount without withdrawl. untiil i realised the interest counter was to the max when they revise the interest upwards. the counter is still valid all these year. you can call the cso to confirm what the minimum amount to keep.

 

[Imhthc]

i only know you get charge if fall below the TRB. last time i just keep some small amount without withdrawl. untiil i realised the interest counter was to the max when they revise the interest upwards. the counter is still valid all these year. you can call the cso to confirm what the minimum amount to keep.

That’s a smart move. Ya. The counter will keep increasing when you receive some interest and din touch the fund and the counter will be at max. All good if you hold the TRB or a citigold and above customer.

 

[ThreeSteps]

I've zerolised the acct for long time now.
What does the $1 do? Will it get deducted as service fee each month for below TRB? Does it help to increase counter each month even if does not meet the TRB? If just the keep acct active $0 will be fine according to CSO.

If need to, open a Citi Interest Booster a/c which has base interest 1.5% p.a. (with additional categories of bonus interest with some criteria). Put TRB $15k in Interest Booster a/c while you figure out your maxigain a/c, transfer the $15k over to Maxigain if the counters are ok & give higher than 1.5%.
https://www1.citibank.com.sg/wealth...?icid=SGENCBGBAMITLCitiInterestBoosterAccount

 

[FlyGuardX]

If need to, open a Citi Interest Booster a/c which has base interest 1.5% p.a. (with additional categories of bonus interest with some criteria). Put TRB $15k in Interest Booster a/c while you figure out your maxigain a/c, transfer the $15k over to Maxigain if the counters are ok & give higher than 1.5%.
https://www1.citibank.com.sg/wealth...?icid=SGENCBGBAMITLCitiInterestBoosterAccount

very smart move

 

[FlyGuardX]

If need to, open a Citi Interest Booster a/c which has base interest 1.5% p.a. (with additional categories of bonus interest with some criteria). Put TRB $15k in Interest Booster a/c while you figure out your maxigain a/c, transfer the $15k over to Maxigain if the counters are ok & give higher than 1.5%.
https://www1.citibank.com.sg/wealth...?icid=SGENCBGBAMITLCitiInterestBoosterAccount

I applied online and got rejected

 

[Daffy7]

I applied online and got rejected

Why rejected sia