30s-50s chitchat club

[Milo-Dino]

50% co-payment?? Then the rider for what one sia. Mine only 5% co-payment.

Precisely
But i though all rider now got Co payment. 50%. The difference is the cap... And depending on size of bill, u might not realise cosz the deductible already tank it.

 

[Milo-Dino]

50% co-payment?? Then the rider for what one sia. Mine only 5% co-payment.

Mine was the left... Then downgraded to the right one... Much cheaper

 

[Milo-Dino]

I think you may have read that paragraph out of context. The part about moving to the new framework by 2028 applies to people who buy the existing riders between now and Mar 31, 2026.

MOH was referring to new purchasers of the old riders, not long-standing existing policyholders.

For people who already hold the old riders now, MOH said insurers will determine their own approach, and even acknowledged that some insurers may keep the existing terms.

So as of now, there is still no firm decision for existing policyholders. This is why the reporting is confusing, and the article was not written very clearly.

算了。你不相信我

The article talk about 2026-2028 is about the bridging period. MOH leave it to insurer how they wanna bridge to customers

 

[Milo-Dino]

Nope. Have been on AIA HSG MAX A since 2013

Ya but the terms change.
Last time full cover.. Then drop to Co pay

Only prudential continues the full cover

 

[lemonzil]

looks like you already suspected her which was why you went to IT

Yeah. Honestly I doubt her. But also for a matter of fact if it’s true, we need to ensure there aren’t any missing emails. As we are expecting returns for some company wide exercise.

I red flag her because she has doesn’t really do her work properly. Even attitude got problem.

I think she’s performing way below expectations.

 

[irregardless]

Yeah. Honestly I doubt her. But also for a matter of fact if it’s true, we need to ensure there aren’t any missing emails. As we are expecting returns for some company wide exercise.

I red flag her because she has doesn’t really do her work properly. Even attitude got problem.

I think she’s performing way below expectations.

i guess its time to f*** her!

Spoiler: f***

fire la

 

[skyline72]

Good evening people.

 

[pepsitwist]

Mine was the left... Then downgraded to the right one... Much cheaper

The 50% co-payment is on what ah? $350 on 10k seems quite little for a 50% co-payment?

 

[flowerpalms]

Mine was the left... Then downgraded to the right one... Much cheaper

Mine is always the Great totalcare basic b. GREAT supremehealth B PLUS

 

[LWZ]

Think forgot to good morning here.

Today my contract staff told me she didn’t receive my email drafted for her to use … I sent last Friday. I asked her to check her entire mailbox. She claim never receive.

I raised a ticket to IT helpdesk for investigation. It’s confirmed sent.
After I show her what IT replied, she told me it’s in her deleted folder.

Tsk tsk.

My team mate also liddat, except he is about to complete his third year liao

He not only miss email, intercontinental flight also can miss, sibei satki menz

 

[LWZ]

Ya but the terms change.
Last time full cover.. Then drop to Co pay

Only prudential continues the full cover

Feels like insurance equivalent of Albirex S League team, every year kena nerfed more and more but they still carry on

 

[jeffprobst]

算了。你不相信我

The article talk about 2026-2028 is about the bridging period. MOH leave it to insurer how they wanna bridge to customers

well. up to you then.

While confusing, after few read you understand it. Will just agreed to disagree.

 

[jeffprobst]

Yeah. Honestly I doubt her. But also for a matter of fact if it’s true, we need to ensure there aren’t any missing emails. As we are expecting returns for some company wide exercise.

I red flag her because she has doesn’t really do her work properly. Even attitude got problem.

I think she’s performing way below expectations.

Sounds like my senior staff. But did her boss talk to her about her deliverables?

 

[jeffprobst]

Moi is very hungry ****

 

[Lss]

More than 20 years old but still cool. Play for my son he say is ping pong song hahaha.

 

[flowerpalms]

Moi is very hungry ****

Pls go and sleep. So late alrdy dont eat

 

[jeffprobst]

Pls go and sleep. So late alrdy dont eat

Yeah. Me doing some diet cannot eat so heavy at this time also.

 

[jeffprobst]

算了。你不相信我

The article talk about 2026-2028 is about the bridging period. MOH leave it to insurer how they wanna bridge to customers

Just saying, it pretty much sing the same tune as I explained. Existing extra rider policy owner have to wait for their insurer decision on what to do with them. No hard rule to force them into the new rider. MOH leave it to the mercy of the insurer for the aforementioned group of policy owners.

https://www.straitstimes.com/singap...nce-riders-that-confer-absolute-peace-of-mind

“From now until March 31, 2026, the public can still purchase existing rider products, but will have to switch to new riders that meet MOH’s requirements once the policy is due for renewal from April 1, 2028. Sales of these existing products will also cease on April 1, 2026.

As for the approximately two million Singapore residents who have already bought their riders before Nov 26, the seven IP insurers will study whether to adjust the coverage of these existing riders.”

This approach by MOH is very similar to how other government agencies always change their policy/stance like playing pressing switching button without thinking the bigger impact, as usual.

 

[LWZ]

Moi is very hungry ****

 

[lemonzil]

i guess its time to f*** her!

Spoiler: f***

fire la

She’s only here for 6 mths, coverage only but her reliance has become too taxing for my other team member who even need to help her clear work.