Advice regarding my debt problem

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19degC

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i also have big debts, a lot of them. every mth paying to clear. and im technically jobless
 

Seannie

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i also have big debts, a lot of them. every mth paying to clear. and im technically jobless

Jobless still can pay meh. I sympathise with jobless ones cos i have been thru such dark days. Ots v demoralizing and depressing period. I remember feeling v lost and cried.
 

19degC

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Jobless still can pay meh. I sympathise with jobless ones cos i have been thru such dark days. Ots v demoralizing and depressing period. I remember feeling v lost and cried.

u are very weak seannie

jobless can earn more
 

arigatoast

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many with jobs are also unsuccessful

yea i agree with you...... but what was the original topic ar?

////quote
u are very weak seannie

jobless can earn more
///unquote

jobless can earn more? then y are pple working ar?
 

Perisher

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Watching here. Please do not get personal.
 

19degC

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Cant help how others think of factual statements but really no offence intended

Theres always employers and employees, landlords and tenants, gainers and losers, etc.

This is the universal balance and it has to stay like that
 

troublesome58

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it cld be a troll thread. TS didnt even reply

Exactly. He apparently lost his job this year in 2015. So far it has only been 9.5 months (8.5 if you count that he was employed for 1 month in July/Aug).


During this 8.5 months, he apparently racked up 32.5k in bills?


That's almost 4k of expenditure per month and that assumes that he had ZERO savings to begin with.
 

bigpelican

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TS probably still living the same lifestyle as if he still has the income.
TS needs to stop buying unnecessary things, stop online shopping, stop paying to play for games.

Set a daily budget on your food and transport. Eat as cheap as possible.

Let your family members know about your financial situation. Ask them for help.
 

Thai_Rak_Thai

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I had been thinking when I find a new job, maybe
it's time for me to cut off all my credit facilities.
It's sad but for my situation, a guy that doesn't have
a stable job can forget about owning credit card.

I'm seriously stress out, living like this.

Please try to find a new job. Not easy on the mind thinking of all this.

Just one comment, you own the credit card...not it owns you. Let it go. What's so great about credit cards? (i only have two now by the way)

Hope things get better in 2016. But you need to earn some money now instead of rolling more credit to survive. Good luck
 

dork32

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Please try to find a new job. Not easy on the mind thinking of all this.

Just one comment, you own the credit card...not it owns you. Let it go. What's so great about credit cards? (i only have two now by the way)

Hope things get better in 2016. But you need to earn some money now instead of rolling more credit to survive. Good luck

everything is great about credit cards. a lot of us have lots of it. it is a good if you know how to use it. it is bad if you dont.

you can go and ask the polar guy how cards he has.
 

denial86

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everything is great about credit cards. a lot of us have lots of it. it is a good if you know how to use it. it is bad if you dont.

you can go and ask the polar guy how cards he has.

Yeah credit cards are only good for people who have the cash to pay in the first place. I suppose the problem is certain people who think they can easily pay back a small amount and don't realise that interest snowballs very quickly.

I hope never to have to encounter such a situation. :s34:
 
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