Alipay in China

[Not.banned.yet]

"...pay according to the daily exchange rate reflected." - ChangiPay

IIRC, it was decent, didn't deviate far from what was offered on YT. Just pretty lehceh to use, have to top up.

Hearsay from others, yt forex rate is better. But with 3% charge by China banks for transaction above 200rmb, rate drops.

Changipay don’t have this 3%. Thus I’m finding out on the rate they are providing

 

[LWZ]

Been having problems loading the menu when using Alipay to scan the QR code at some eateries.

Was also unable to pay to KFC after ordering via scanning QR and choosing items within Alipay app, due to international credit card not being allowed. Strange... it was still fine at the end of last year.

 

[gregory_choo]

Been having problems loading the menu when using Alipay to scan the QR code at some eateries.

Was also unable to pay to KFC after ordering via scanning QR and choosing items within Alipay app, due to international credit card not being allowed. Strange... it was still fine at the end of last year.

just came back from china. no such problem. even road side store accepted alipay using my youtrip card.

 

[LWZ]

just came back from china. no such problem. even road side store accepted alipay using my youtrip card.

I am there now, cannot satisfy my KFC craving sianz

 

[froztheart]

Hearsay from others, yt forex rate is better. But with 3% charge by China banks for transaction above 200rmb, rate drops.

Changipay don’t have this 3%. Thus I’m finding out on the rate they are providing

It will show the rate during the payment page IIRC.

 

[Not.banned.yet]

It will show the rate during the payment page IIRC.

yes. want to make a comparison now Ma. Then I will know how much I Shld put in the wallet

 

[iceoxfch]

Changipay don’t have this 3%. Thus I’m finding out on the rate they are providing

Changi Pay's spread from spot rate is about 1.5% on weekdays.

 

[iceoxfch]

Some small roadside merchants don't accept Alipay linked to CC.

Can confirm. You can only use Alipay wallet balance or China debit card to pay to personal Alipay QR codes. There is no way to know in advance if the Alipay QR code you are scanning is personal or business. Just scan and try your luck. Use cash if all else fails.

 

[iceoxfch]

Was also unable to pay to KFC after ordering via scanning QR and choosing items within Alipay app, due to international credit card not being allowed.

Most online ordering systems don't support international payment methods, even if you have linked them to Alipay or WeChat Pay prior. Only way is to order and pay at the counter.

 

[iceoxfch]

Been having problems loading the menu when using Alipay to scan the QR code at some eateries.

Most eateries use online ordering systems built as WeChat mini programs. Try scanning with WeChat.

 

[LWZ]

Most eateries use online ordering systems built as WeChat mini programs. Try scanning with WeChat.

Sadly my WeChat wallet cannot work, so eventually cannot pay

 

[iceoxfch]

Hearsay from others, yt forex rate is better. But with 3% charge by China banks for transaction above 200rmb, rate drops.

This 3% charge is levied by Alipay and WeChat Pay, not by China banks or their government. Alipay and WeChat Pay need to cover the cost of accepting international credit cards.

 

[iceoxfch]

Sadly my WeChat wallet cannot work, so eventually cannot pay

Indeed. You need to link a debit card issued in China to enable WeChat Pay Wallet.

 

[Not.banned.yet]

Changi Pay's spread from spot rate is about 1.5% on weekdays.

Sounds better than the 3% surcharge for payment above 200rmb

 

[froztheart]

yes. want to make a comparison now Ma. Then I will know how much I Shld put in the wallet

I don't think you are able to see what is the rate currently.
Just top up what you plan to spend/use? Or just a little first and try, and anytime able to topup more when you require?

 

[dilphinus]

Indeed. You need to link a debit card issued in China to enable WeChat Pay Wallet.

No need.

I can receive money in my WeChat wallet without a China issued debit/credit card.

Just received yesterday.

 

[iceoxfch]

No need.

I can receive money in my WeChat wallet without a China issued debit/credit card.

Just received yesterday.

Previously, a China issued debit/credit card was required. This is recent. Rules keep changing.

Can you spend and transfer money from your balance? Also, what's the monthly and yearly payment/transfer limits?

Anyway, this is good news.

 

[dilphinus]

Previously, a China issued debit/credit card was required. This is recent. Rules keep changing.

Can you spend and transfer money from your wallet? Also, what's the monthly and yearly payment/transfer limits?

Anyway, this is good news.

of cos can spend. if not transfer/store the money in the wallet for?

 

[iceoxfch]

of cos can spend. if not transfer/store the money in the wallet for?

Alipay TourPass did not support payments to personal QR codes.

People use WeChat Pay Balance to send red packets too (P2P transfer), not necessarily to spend.

 

[Not.banned.yet]

The truth for comparison.

Changi pay

Alipay with YouTrip card