ANZ Optimum World Mastercard

[derrickgoh]

It has nothing to do with road show or not. If the bank is willing to accept lower salary than what is published, they will do so regardless of where you apply.

Like this act smart friend of mine who earns $1,500 a month and told me if he applies at road show for sure can get since they are "desperate" for his business. What he forgot is his annual salary only works out to $18K and there is no way he can get an unsecured credit card unless its a $500 limit one.

 

[arigatoast]

It has nothing to do with road show or not. If the bank is willing to accept lower salary than what is published, they will do so regardless of where you apply.

Like this act smart friend of mine who earns $1,500 a month and told me if he applies at road show for sure can get since they are "desperate" for his business. What he forgot is his annual salary only works out to $18K and there is no way he can get an unsecured credit card unless its a $500 limit one.

so in the end did he get the card?

 

[naro]

Anyone tried using Optimum card to pay for groceries at Mmmm? Did you get 5% rebate?

 

[derrickgoh]

so in the end did he get the card?

Of course not. $1500 a month want to apply ANZ Travel Card. LOL

 

[IcYFl4mEz]

this card after redemn the opt$ , MUST pay full amt? cos it say only reflect on next statement. will the $ be credit in for current statement if havent due, then pay the remaining sum?

 

[sky1977]

From tnc, need to spend a minimum of S$600 on your new ANZ Optimum World MasterCard Credit Card within 30 days of card approval for the $100 reward.

Existing ANZ cc holder apply this card & platinum visa, can get cash rebate?

 

[ska13a]

Existing ANZ cc holder apply this card & platinum visa, can get cash rebate?

nope new to bank customer

 

[Yurikaze]

So after 35 pages, this card can apply anot?


Just came across this ANZ card in citi divided thread as Citi going to be dead.


5% sounds like a lot. Use it for dining should be ok la.


Comments pls?

 

[arigatoast]

Of course not. $1500 a month want to apply ANZ Travel Card. LOL

wah u damn cek ark leh... LOL at your fren...

 

[arigatoast]

So after 35 pages, this card can apply anot?


Just came across this ANZ card in citi divided thread as Citi going to be dead.


5% sounds like a lot. Use it for dining should be ok la.


Comments pls?

of cos apply la.. 5% rebate le... although not exactly 5% bcos they will round down any cents.. but still quite high. and no min mthly spend.

if u find better cards then don apply lo.

do some study on your own too.

 

[SCG8866T]

So after 35 pages, this card can apply anot?


Just came across this ANZ card in citi divided thread as Citi going to be dead.


5% sounds like a lot. Use it for dining should be ok la.


Comments pls?

This is one of the trinity together with frank and UOB One. Unless of cos u are using the amex Imagine....

 

[Yurikaze]

Amex imagine also kinda hard to swipe. Not all places accept amex. MC and Visa more popular.

OK. So likely will go for this card. The current promo now like not very good leh. Need to swipe $600 to get $100 off. Who got other better lobang?

 

[stealth0128]

Amex imagine also kinda hard to swipe. Not all places accept amex. MC and Visa more popular.

OK. So likely will go for this card. The current promo now like not very good leh. Need to swipe $600 to get $100 off. Who got other better lobang?

Yeah the promo put me off. Hope they up the promo soon.

 

[foreseer]

so conclusion is this card is good? i dont quite like it leh, they with hold my points until now cannot redeem yet

but groceries seem ok for me

 

[derrickgoh]

so conclusion is this card is good? i dont quite like it leh, they with hold my points until now cannot redeem yet

but groceries seem ok for me

To me, the card's 5% cashback for your selected category and 1% for everything else is not bad. Only thing to be careful is they round DOWN the Optimum $ so for e.g. if you get 0.99 Optimum $, it is round down to ZERO so you get nothing! Even if you get 1.99 Optimum $ its round down as 1 Optimum $.

Also, you can only redeem in batches of $50 which means unless you spend a lot, if not it will take forever to get enough Optimum $ to redeem for $50.

 

[keniphone]

Amex imagine also kinda hard to swipe. Not all places accept amex. MC and Visa more popular.

OK. So likely will go for this card. The current promo now like not very good leh. Need to swipe $600 to get $100 off. Who got other better lobang?

you mean for Optimum card, there is a promotion?
Is it applicable for everyone or only for new card user?

 

[Trazora]

you mean for Optimum card, there is a promotion?
Is it applicable for everyone or only for new card user?

For new to AnZ card user

 

[Henabi]

so conclusion is this card is good? i dont quite like it leh, they with hold my points until now cannot redeem yet

but groceries seem ok for me

To me, the card's 5% cashback for your selected category and 1% for everything else is not bad. Only thing to be careful is they round DOWN the Optimum $ so for e.g. if you get 0.99 Optimum $, it is round down to ZERO so you get nothing! Even if you get 1.99 Optimum $ its round down as 1 Optimum $.

Also, you can only redeem in batches of $50 which means unless you spend a lot, if not it will take forever to get enough Optimum $ to redeem for $50.

one more thing to take note. the so-called "cashback" is in Optimum$ points. So it is very different from uob one and ocbc 365 whereby their cashback is a direct deduction in your next credit card bill. everytime you wish to claim your Optimum$, you need to submit a request with your card and personal info via the ANZ sg website. SUPER TROUBLESOME, especially in this time and day, whereby every other cashback card is doing a direct cashback in cash.

and whats your main spending area? groceries? f&b dining? travel?

So after 35 pages, this card can apply anot?


Just came across this ANZ card in citi divided thread as Citi going to be dead.


5% sounds like a lot. Use it for dining should be ok la.


Comments pls?

Take note on the details of each category:
DINE:
restaurants, hotels, bars and cinemas.

restaurants and bars will be a little tricky, because ANZ will honour the 5% rebate IF the merchant codes given to these companies belongs to the restaurants and bars merchant codes.

you can choose to get this card or the OCBC 365.

for groceries, you can go for Maybank family

 

[derrickgoh]

you can choose to get this card or the OCBC 365.

for groceries, you can go for Maybank family

365 has minimum spend.

Maybank card is good if you spend lots on groceries because for other items its only 0.3%. At least with ANZ its 1% for the rest.

 

[IcYFl4mEz]

1% for the rest of the category...