Apple Pay

[pcie2005]

Browsed through but didn't see anyone ask. Does Apple Pay require Data Plan? I tried switched off my mobile data and wifi and use Apple Pay but it didn't go through.

 

[eddy2099sg]

Browsed through but didn't see anyone ask. Does Apple Pay require Data Plan? I tried switched off my mobile data and wifi and use Apple Pay but it didn't go through.

Technically speaking, you don't need data to use Apple Pay because all your card details is encrypted in your iPhone. However without data, you will not see the log of transactions made by it until you turn on data or wifi.

was there an error message when you try to make payment ? Did you tap the camera side of your phone to the reader or at least the top of it phone to complete the transaction

 

[pcie2005]

Yeap agree technically it shouldn't need data.

After I switched off data on my phone, I proceed to bring the phone near to the Paywave machine. And everything looks normal on the phone as if I managed to pay. But the Paywave machine does not acknowledge and continues to ask the user to swipe/tap/insert (the instructions).

Technically speaking, you don't need data to use Apple Pay because all your card details is encrypted in your iPhone. However without data, you will not see the log of transactions made by it until you turn on data or wifi.

was there an error message when you try to make payment ? Did you tap the camera side of your phone to the reader or at least the top of it phone to complete the transaction

 

[Trazora]

Yeap agree technically it shouldn't need data.

After I switched off data on my phone, I proceed to bring the phone near to the Paywave machine. And everything looks normal on the phone as if I managed to pay. But the Paywave machine does not acknowledge and continues to ask the user to swipe/tap/insert (the instructions).

Was the nfc on?

 

[AnDyLe0]

Yeap agree technically it shouldn't need data.

After I switched off data on my phone, I proceed to bring the phone near to the Paywave machine. And everything looks normal on the phone as if I managed to pay. But the Paywave machine does not acknowledge and continues to ask the user to swipe/tap/insert (the instructions).

may need more details to understand the problem.
did the phone auto wake up when u hold near reader? or u just double-click to wake it up?
what was your phone showing on screen? "Hold near reader to pay" or "Pay by Touch ID"?
did u see the tick icon?
which part of iphone did u tap against the reader? the top part or back cover?
(if u tap the back cover of iphone, u may have missed the nfc antenna location.)

 

[AnDyLe0]

Was the nfc on?

u cannot turn off nfc for iOS. (android can)
it's controlled by the OS. even if u r on airplane mode, the nfc is still operational.
i notice that after adding cards to apple pay, my batt drains about 1-2% faster than previously.

 

[pcie2005]

It auto wake up when i hold near reader.

Yes i saw the tick icon and pay by touch ID

The top part.

Basically it worked as per normal.

may need more details to understand the problem.
did the phone auto wake up when u hold near reader? or u just double-click to wake it up?
what was your phone showing on screen? "Hold near reader to pay" or "Pay by Touch ID"?
did u see the tick icon?
which part of iphone did u tap against the reader? the top part or back cover?
(if u tap the back cover of iphone, u may have missed the nfc antenna location.)

 

[AnDyLe0]

It auto wake up when i hold near reader.

Yes i saw the tick icon and pay by touch ID

The top part.

Basically it worked as per normal.

u mean iphone showed "pay by touch id" then u put fingerprint, then iphone vibrated and showed tick with successful tone?
the msg "swipe/tap/insert" is displayed at the reader? or the self-service kiosk screen?
normally the standard paywave/paypass terminal in singapore will show:
SGD X.XX
Please tap card...
like that one... your payment terminal looks a bit different.

maybe next time can try at ntuc self-checkout kiosk with data off... this test will be more accurate.

 

[Pegasus Sinbkk]

But the Paywave machine does not acknowledge and continues to ask the user to swipe/tap/insert (the instructions).

It may be because the amount you are trying to pay exceeds $100. I encountered this msg b4.

 

[evawnedlog]

Yes it should be. Firstly, it requires your fingerprint via Touch ID to activate the payment so no one could use your phone without your finger.

Then also instead of your credit card number being transferred over to the Contactless reader, the Device Account Number is used which is vastly different from your Credit or Debit card number. This number is unique to the phone and only payment can be made using your phone. Only the last 4 digits is revealed so no one can actually use it in the first place.

Compared to Paywave or Paypass where anyone can take your card and make payment on your behalf, no signature, no PIN.

i too feel that this is safer than Paywave as you need to use your Touch ID to make purchase.

use Apple Pay at NTUC Fairprice and the auntie was surprised that it was so fast!

 

[AnDyLe0]

i too feel that this is safer than Paywave as you need to use your Touch ID to make purchase.

use Apple Pay at NTUC Fairprice and the auntie was surprised that it was so fast!

ntuc aunties should be very familiar with paywave/paypass already.
i feel that apple pay almost same speed as paywave/paypass.

 

[lemonf]

Does all merchant that accepts Paywave accepts apple pay too?

ntuc aunties should be very familiar with paywave/paypass already.
i feel that apple pay almost same speed as paywave/paypass.

 

[AnDyLe0]

Does all merchant that accepts Paywave accepts apple pay too?

normally shops with paywave/paypass/expresspay reader should be able to use.
but there are also some exceptions.

 

[eddy2099sg]

Does all merchant that accepts Paywave accepts apple pay too?

On Sunday, I did pay for my meal at Popeye's chicken which has a contactless paywave/paypass reader but doesn't have the Apple Pay logo or listed on apple website. No problem paying. Just mentioned you paying through paywave or paypass depending on your card.

Apple Pay is not a different credit card or payment method. It just extends protection and simplicity of the paywave and paypass

 

[Knightoftheblackrose]

So far, as long as the merchant has a paywave machine, Apple Pay works.

For simplicity , I always tell the cashier that I want to pay using Paywave .

The cashier is often surprised that my smartphone can be used to " tap" and pay.

Does all merchant that accepts Paywave accepts apple pay too?

 

[OngHuatHuat]

Can use apply pay for macdonald's?

 

[Trazora]

Can use apply pay for macdonald's?

Should be ok.

 

[ave10amk]

Tried at mac, can!

Sent from Xiaomi MI PAD 2 using GAGT

 

[appledabble]

Used at kfc too.

 

[AnDyLe0]

Used at kfc too.

KFC accepts credit cards now?
last time don't have they only got dash.

tried using mcd self-service kiosk with apple pay... nice.
next time will continue to use the kiosk no need go to counter.