BOC SmartSaver

[spikeling]

Damn cui hor...don't know why they so unstable

You must pick the right timing to use one.. 6am to do AXS transaction is always smooth for me

 

[Purplestars]

Woah so if your salary is over $6k and you spend over $500 a month on your card you will get 2.75%? Am I reading this right? Then if you have over 60k in this account you get 3.35%?

This beats UOB One's 2.42% easily even if you have just $50k in your account and $500 spending right?

 

[pcmdan]

Woah so if your salary is over $6k and you spend over $500 a month on your card you will get 2.75%? Am I reading this right? Then if you have over 60k in this account you get 3.35%?

This beats UOB One's 2.42% easily even if you have just $50k in your account and $500 spending right?

Yup actually UOB ONE is lousy

Additionally..is ez to hit 1.5k for this card per month

 

[Trazora]

Woah so if your salary is over $6k and you spend over $500 a month on your card you will get 2.75%? Am I reading this right? Then if you have over 60k in this account you get 3.35%?

This beats UOB One's 2.42% easily even if you have just $50k in your account and $500 spending right?

For your example, you dun get 3.35% if you have more than $60k. If you have X amount in the bank, X-60k gets 1% (base 0.4%+additional 0.6%), 60k gets the 2.75%.

 

[pcmdan]

For your example, you dun get 3.35% if you have more than $60k. If you have X amount in the bank, X-60k gets 1% (base 0.4%+additional 0.6%), 60k gets the 2.75%.

Agree..zhun zhun 60k

Den open with Maybank or uobone for the rest

 

[Purplestars]

Well this surely has me rethink about my choice in banks accounts.

No way I can have both BOC and UOB one, can't meet the card spends and Giro spends for both accounts.

If I choose to take this account, it will be replacing my UOB one and DBS Multiplier, since it will take my salary credit and my card spend along with it. Which I'm fine with if I'm compensated with higher interest, but it only limits me to a total of 60k while I can have 100k with both DBS and UOB.

Are there any exclusions to the credit card spend for BOC? There are many for UOB One which is making it hard.

Also why would you recommend Maybank over something like Maxigain? Maybank doesn't hit anywhere near 2% returns do they?

 

[pcmdan]

Well this surely has me rethink about my choice in banks accounts.

No way I can have both BOC and UOB one, can't meet the card spends and Giro spends for both accounts.

If I choose to take this account, it will be replacing my UOB one and DBS Multiplier, since it will take my salary credit and my card spend along with it. Which I'm fine with if I'm compensated with higher interest, but it only limits me to a total of 60k while I can have 100k with both DBS and UOB.

Are there any exclusions to the credit card spend for BOC? There are many for UOB One which is making it hard.

Also why would you recommend Maybank over something like Maxigain? Maybank doesn't hit anywhere near 2% returns do they?

Maybank saveup is 3% (2.99x%).

DBS mutiplier rates are lousy unless u are huge spender

UOBone is 2.43% capped at 50k.

I rather put in BOC 60k..the rest put in maxi if u can't hit the requirement in Maybank.

Honestly Maybank is very ez to hit

I have both Maybank and BOC. Every month full interest

 

[compro_1975]

Maybank Saveup anyone got other ways to replace salary crediting? Like stand chart allowing trsf in....

 

[aKaGiz]

How to do 2 salary

Maybank saveup is 3% (2.99x%).

DBS mutiplier rates are lousy unless u are huge spender

UOBone is 2.43% capped at 50k.

I rather put in BOC 60k..the rest put in maxi if u can't hit the requirement in Maybank.

Honestly Maybank is very ez to hit

I have both Maybank and BOC. Every month full interest

 

[IcYFl4mEz]

so if you went reservist, your salary credit become less, any solution?

 

[piyozz]

Anyone prompted to a newer version of the mobile banking app? I was but the playstore doesn't have any new updates. The update from the existing app updated via the web instead... Is it safe?

 

[vddgnd]

Anyone prompted to a newer version of the mobile banking app? I was but the playstore doesn't have any new updates. The update from the existing app updated via the web instead... Is it safe?

My device frequently got prompted newer version, I normally ignore especially when the update is not related to SG. Just now after cick ok, it auto download the apk file. Previously no auto download. I don't like this and not update my app through this way.

 

[vegavega25]

This smart saver is Multi currency so i can transfer USD to this account right?

Yes.

Anyone knows if BOC is better for doing remittance to US bank than DBS remittance?

DBS USA Remit is *the* service to beat. That is, there is nothing better.

 

[Jedihan]

The BOC requirement 6K salary is 6K take home or 6K salary?

 

[weiming41]

Take home pay 6k

The BOC requirement 6K salary is 6K take home or 6K salary?

 

[mrwirus]

My device frequently got prompted newer version, I normally ignore especially when the update is not related to SG. Just now after cick ok, it auto download the apk file. Previously no auto download. I don't like this and not update my app through this way.

I don't get any auto download and I can't access it through the chrome app.. it will say invalid password.. my money is stuck!

 

[buaypangsai]

I don't get any auto download and I can't access it through the chrome app.. it will say invalid password.. my money is stuck!

y dinosaur age technology.
simi china more high tech.

phew

 

[Trazora]

I don't get any auto download and I can't access it through the chrome app.. it will say invalid password.. my money is stuck!

you trying to use "BOC mobile banking" app on your mobile phone but did not get prompter to update the app?

If you using your mobile phone, you can only use the "BOC mobile banking" app to access to your Boc account, cannot use Chrome.

 

[mrwirus]

you trying to use "BOC mobile banking" app on your mobile phone but did not get prompter to update the app?

If you using your mobile phone, you can only use the "BOC mobile banking" app to access to your Boc account, cannot use Chrome.

I got the promoter to upgrade.. but when o press ok.. it redirects me to chrome and nothing happens.. no apk downloaded.. so I tried on chrome app (web version).. can't work either..

 

[Trazora]

I got the promoter to upgrade.. but when o press ok.. it redirects me to chrome and nothing happens.. no apk downloaded.. so I tried on chrome app (web version).. can't work either..

What you see when redirected to Chrome? I remember I need to close all my Chrome tabs before I access the boc mobile banking app. Then I was redirected to Chrome with the option to install the APK. Need to do phone setting to allow one time installation when prompted by my phone security.