BOC SmartSaver

[ekardo]

what's next best after BOC ? as in, after 60k..where is the recommended place for non hassle deposit with higher interest ?

 

[shpesft]

UOB One account? Maybank SaveUp?

what's next best after BOC ? as in, after 60k..where is the recommended place for non hassle deposit with higher interest ?

 

[ekardo]

UOB One account? Maybank SaveUp?

both are similar to BOC right ? need salary (or monthly deposit) and need to spend or giro to earn higher interest?

I am looking for hassle free kind...currently on CIMB for 1% (first 50k) as 2nd bank...

 

[compro_1975]

Utilities = sp services lo

Ya sp services.... charge to a cc that earn you something the pay that card thru BOC app

 

[compro_1975]

both are similar to BOC right ? need salary (or monthly deposit) and need to spend or giro to earn higher interest?

I am looking for hassle free kind...currently on CIMB for 1% (first 50k) as 2nd bank...

I would go for Standchart. If u need a banker to open acc for you I can share mine with you. Last time I open, got free gift and 40 ntuc voucher, no min sum, so even if I immediate need cash, I just zero that account, actually been zero for month time of the month... else, there is citimaxi, but u won't get to see your money anymore

 

[compro_1975]

UOB One account? Maybank SaveUp?

Maybank save up die die must salary credit then worth....

 

[ekardo]

I would go for Standchart. If u need a banker to open acc for you I can share mine with you. Last time I open, got free gift and 40 nutcase voucher, no min sum, so even if I immediate need cash, I just zero that account, actually been zero for month time of the month... else, there is citimaxi, but u won't get to see your money anymore

I was with stanchart SuperSalary account for 1 year but their interest dropped to drain after that...

which account are you referring to?

 

[compro_1975]

Be fair. BOC already announced that they are performing network maintenance this weekend and online services will not be available.

Don't be so quick to criticize.

Being fair, the weekends are over.... but problem persist leh...

 

[compro_1975]

I was with stanchart SuperSalary account for 1 year but their interest dropped to drain after that...

which account are you referring to?

why drop to drain? i think cos u did not do the followup....

 

[shpesft]

Citibank Maxigain then.

For CIMB Fastsaver, you can open another Fastsaver-i account for another 50k.

both are similar to BOC right ? need salary (or monthly deposit) and need to spend or giro to earn higher interest?

I am looking for hassle free kind...currently on CIMB for 1% (first 50k) as 2nd bank...

 

[ekardo]

Citibank Maxigain then.

For CIMB Fastsaver, you can open another Fastsaver-i account for another 50k.

the SDIC 50k protection is per account or per bank ? anyone knows?

 

[mynickname]

the SDIC 50k protection is per account or per bank ? anyone knows?

Bank......

 

[ekardo]

Bank......

thanks...means cannot open 2 account under same bank to maximise interest and the insurance at the same time..

 

[shpesft]

Maybank save up die die must salary credit then worth....

Yes. Maybank SaveUp is more worthwhile if you can credit salary.

But UOB One doesn't need salary credit if you fulfill the 3 GIRO payment requirement.

 

[aKaGiz]

Can share which banks use Giro with salary tag?

Yes. Maybank SaveUp is more worthwhile if you can credit salary.

But UOB One doesn't need salary credit if you fulfill the 3 GIRO payment requirement.

Not all banks' salary credit requirement needs an actual salary credit from your employer. Some accounts take a Giro transfer with a "Salary" tag as Salary Credit.

 

[mynickname]

thanks...means cannot open 2 account under same bank to maximise interest and the insurance at the same time..

Personally, risk of bank failure in Singapore is low.

 

[ekardo]

I would rephrase to, chance of Singapore bank failure is low...not sure about foreign bank..

 

[spppamm]

I’ve PM you

Mind pm-ing me too? Thanks!

 

[Purplestars]

Please PM me too!

 

[Purplestars]

Bills payment,
1. Credit cards(multiples, hopefully min. 2 , please pay only 30bucks , and not more. The rest pay through boc debit card to earn 0.1% rebates)

Hi! Ok may be a stupid question so how do I pay my credit card bills with BOC debit card? For other banks you either deduct from your bank balance directly or go through Giro.