BOC SmartSaver

[lifetolifeless]

BOC account can use to open china's alipay or wechat pay or not

 

[jtn2480]

it is a bit of a hassle to move around.

but it is a good thing that all banks are moving towards such "packaged" transactions to make clients consolidate their transactions to make clients earn higher interest rates. more competition means any bank is unlikely to reduce benefits. probably OCBC will increase benefits to retain customers?

Hope ocbc inreases the rates then

 

[compro_1975]

walao the cash rebate not even in... why is boc always so inconsistent?

 

[fun4life]

walao the cash rebate not even in... why is boc always so inconsistent?

Not in? for which part?

 

[compro_1975]

Not in? for which part?

the cash rebate... on the credit cards

 

[demoforce1]

the cash rebate... on the credit cards

same, haven't get it yet

 

[VacheronLim]

cant seem to load the page properly when logged into ibanking on my desktop, works perfectly fine on my lappie and other terminals

the left side menu shows up fine but when clicked on, it doesn't load up (and hangs when i try to logout)

other one experiencing/have experienced similar problems before?

tried clearing browsing history, cache...reinstall java, adobe reader etc and the problem persists

 

[xorionn]

if you have 100k would u keep 60-70k in here for BOC saver and keep the rest in fix d or somewhere else for higher interest

 

[NTTDoCoMo]

if you have 100k would u keep 60-70k in here for BOC saver and keep the rest in fix d or somewhere else for higher interest

BOC Bonus Interest only applicable on the first S$60,000 of your BOC Smartsaver account balance.

The remaining 40k you can deposit in other bank for higher interest account or FD.

 

[SamSze]

the cash rebate... on the credit cards

I haven't got it for my CC either.

 

[SamSze]

BOC Bonus Interest only applicable on the first S$60,000 of your BOC Smartsaver account balance.

The remaining 40k you can deposit in other bank for higher interest account or FD.

For BOC, above S$60,000, you still can get 1.0%, same to CIMB FastSaver.

What else accounts can get you higher interest rates, if no monthly salary crediting? Only if HR/finance allows for salary crediting to several bank accounts.

 

[kashanai]

Same, think they still trying to count with the new limits per category. Now everything need to count before spending to maximize rebate

I haven't got it for my CC either.

 

[Cumzilla]

For BOC, above S$60,000, you still can get 1.0%, same to CIMB FastSaver.

What else accounts can get you higher interest rates, if no monthly salary crediting? Only if HR/finance allows for salary crediting to several bank accounts.

Not same, CIMB FastSaver can get 1% for first 50K, BOC is 1% above 60k and need to fulfill at least 1 of Card Spend, Salary Crediting or Payment.

 

[machoguy02]

I am confused by the Extra Savings Bonus interest.
Both points below are taken from the BOC website.
Do i enjoy 1% or 0.60% interest on balance above $60k?


1) In addition, enjoy 1.00% p.a. on your account balance above S$60,000 when you have fulfilled at least one of the above criteria.


2) Extra Savings Interest

Enjoy 0.60% p.a. Extra bonus interest when you have fulfilled at least one of the requirements for either Card Spend, Salary Crediting or Payment bonus interest.
Payment bonus is applicable to your account balance above S$60,000 subject to a maximum of S$1,000,000.

 

[NTTDoCoMo]

For BOC, above S$60,000, you still can get 1.0%, same to CIMB FastSaver.

What else accounts can get you higher interest rates, if no monthly salary crediting? Only if HR/finance allows for salary crediting to several bank accounts.

If you can spend additional $500 and make 3 GIRO to an account, you can consider UOB One Account with UOB One Card.

 

[vsvs24]

I am confused by the Extra Savings Bonus interest.
Both points below are taken from the BOC website.
Do i enjoy 1% or 0.60% interest on balance above $60k?


1) In addition, enjoy 1.00% p.a. on your account balance above S$60,000 when you have fulfilled at least one of the above criteria.


2) Extra Savings Interest

Enjoy 0.60% p.a. Extra bonus interest when you have fulfilled at least one of the requirements for either Card Spend, Salary Crediting or Payment bonus interest.
Payment bonus is applicable to your account balance above S$60,000 subject to a maximum of S$1,000,000.

1%.

0.6% from Extra Savings Interest and 0.4% base interest.

 

[chonpo]

Anyone can share what type of 3 payments you made and received the payment bonus? I am a new user, Mobile apps under payment option asked for codes for organisation to make a payment?

 

[oceanicmanta]

Anyone can share what type of 3 payments you made and received the payment bonus? I am a new user, Mobile apps under payment option asked for codes for organisation to make a payment?

3 x credit card bills

 

[shpesft]

3 x credit card payment at $30 each. Balance of credit card payment made with AXS using debit card.

Anyone can share what type of 3 payments you made and received the payment bonus? I am a new user, Mobile apps under payment option asked for codes for organisation to make a payment?

 

[SamSze]

If you can spend additional $500 and make 3 GIRO to an account, you can consider UOB One Account with UOB One Card.

Thanks for your reply. Already got the one account by UOB