BOC SmartSaver

[josc36]

BOC debit card to pay the rest via AXS <-- will this count for $500/1500 card spend?

I tot its established that all AXS transactions not counted?


From BOC website:

The following transactions do not qualify for this bonus:
Cash withdrawal
Fees or charges
Funds transfer or cash advance
Transactions on BOC Cards that are terminated or unsuccessful
The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
Any amount charged to your BOC Debit or Credit Cards that is subsequently cancelled, voided or reversed
AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
Any other transactions BOC may determine as not eligible for Card Spend bonus from time to time without prior notice.

 

[shpesft]

Not counted as card spend

Can get 0.1% rebate from debit card use though. Since paying CC anyway and I don’t need the Giro transaction, I pay my CC this way

BOC debit card to pay the rest via AXS <-- will this count for $500/1500 card spend?

 

[demoforce1]

Not counted as card spend

Can get 0.1% rebate from debit card use though. Since paying CC anyway and I don’t need the Giro transaction, I pay my CC this way

pay $1000 only earn $1, not sure if worth

 

[demoforce1]

anyone know the minimum purchase for Wealth Bonus Interest? Purchase eligible BOC wealth products to earn this bonus interest for 12 consecutive months*

 

[Trazora]

pay $1000 only earn $1, not sure if worth

Well better than nothing

 

[Trazora]

anyone know the minimum purchase for Wealth Bonus Interest? Purchase eligible BOC wealth products to earn this bonus interest for 12 consecutive months*

Think they expect us to talk to their banker

 

[ekardo]

so above 80k is 0.6% in total if met any of the 3 or 4 criteria ?

 

[Trazora]

so above 80k is 0.6% in total if met any of the 3 or 4 criteria ?

0.55% for $80k-$99.99999k
Then 0.6% $100k-$1M

 

[sgbird]

they really know how to play with words "up to 3.00%"...

so for $80k it's:
- 1.45% for $1,500 card spend + 3 bill payment + $6,000 salary
- 1.25% for $1,500 card spend + 3 bill payment + $2,000 salary
- 0.95% for $1,500 card spend + 3 bill payment
- 0.95% for $6,000 salary + 3 bill payment
- 0.75% for $500 card spend + 3 bill payment
- 0.75% for $2,000 salary + 3 bill payment
- 0.45% for 3 bill payment

To Add up,

so for $80k it's:
- 1.45% for $1,500 card spend + 3 bill payment + $6,000 salary
- 1.25% for $500 card spend + 3 bill payment + $6,000 salary
- 1.25% for $1,500 card spend + 3 bill payment + $2,000 salary
- 1.05% for $500 card spend + 3 bill payment + $2,000 salary
- 0.95% for $1,500 card spend + 3 bill payment
- 0.95% for $6,000 salary + 3 bill payment
- 0.75% for $500 card spend + 3 bill payment
- 0.75% for $2,000 salary + 3 bill payment
- 0.45% for 3 bill payment

Now every bank saving account sucks

 

[bright_84]

To Add up,

so for $80k it's:
- 1.45% for $1,500 card spend + 3 bill payment + $6,000 salary
- 1.25% for $500 card spend + 3 bill payment + $6,000 salary
- 1.25% for $1,500 card spend + 3 bill payment + $2,000 salary
- 1.05% for $500 card spend + 3 bill payment + $2,000 salary
- 0.95% for $1,500 card spend + 3 bill payment
- 0.95% for $6,000 salary + 3 bill payment
- 0.75% for $500 card spend + 3 bill payment
- 0.75% for $2,000 salary + 3 bill payment
- 0.45% for 3 bill payment

Now every bank saving account sucks

Have to take it in stride. Not like there are alternatives

 

[ekardo]

so current plan is,
10k Singlife 2.5%
80k in BOC for 1.25%
the rest in Maybank musical chair for 0.7% ?

any other suggestion for my $500 credit card spending, 3 giro and salary ?

 

[silverbomb]

so current plan is,
10k Singlife 2.5%
80k in BOC for 1.25%
the rest in Maybank musical chair for 0.7% ?

any other suggestion for my $500 credit card spending, 3 giro and salary ?

2% for Dash Earn
Min 1.3% for HSBC EGA (excluding spend and fx int bonus)

Posted from PCWX using SM-G965F

 

[demoforce1]

Well better than nothing

What debit card can be used to pay using eAXS, using Great Wall International Debit Card?
and what payment method in axs? I remember we cant pay credit card with credit card, and as I see on AXS website, only debit card from dbs, ocbc, uob and Citi can be used? or using Masterpass?

thanks

 

[Squaredot]

What debit card can be used to pay using eAXS, using Great Wall International Debit Card?
and what payment method in axs? I remember we cant pay credit card with credit card, and as I see on AXS website, only debit card from dbs, ocbc, uob and Citi can be used? or using Masterpass?

thanks

No need Masterpass.
Use MasterCard option for Great Wall debit card.

 

[ym901s]

Knn, I just joined two months nia and BOC si bei swift to cut rates.

Without the attractive interest rates and not forgetting the lame online banking system and extremely cumbersome when one need to withdraw money I doubt many will stay put.


Anyone know if there is penalty to close account after getting bonus by 15 July?

 

[Squaredot]

Knn, I just joined two months nia and BOC si bei swift to cut rates.

Without the attractive interest rates and not forgetting the lame online banking system and extremely cumbersome when one need to withdraw money I doubt many will stay put.


Anyone know if there is penalty to close account after getting bonus by 15 July?

There is a fee for early account closure before 6months. But why 15July bro?

 

[ekardo]

2% for Dash Earn
Min 1.3% for HSBC EGA (excluding spend and fx int bonus)

Posted from PCWX using SM-G965F

dash earn is like Singlife ? just put money in and get 2% up to 20k?

HSBC EGA I only see signup bonus etc, but interest rate I only see this...

so low ??

Singapore dollar
Singapore dollar First SGD24,999.99 From SGD25,000 to SGD99,999.99 From SGD100,000 to SGD499,999.99 From SGD500,000 and above
Interest rate 0.05% 0.10% 0.15% 0.25%

 

[ekardo]

Knn, I just joined two months nia and BOC si bei swift to cut rates.

Without the attractive interest rates and not forgetting the lame online banking system and extremely cumbersome when one need to withdraw money I doubt many will stay put.


Anyone know if there is penalty to close account after getting bonus by 15 July?

where you jumping to ?

 

[sgbird]

Knn, I just joined two months nia and BOC si bei swift to cut rates.

Without the attractive interest rates and not forgetting the lame online banking system and extremely cumbersome when one need to withdraw money I doubt many will stay put.


Anyone know if there is penalty to close account after getting bonus by 15 July?

I think you need maintain the BOC account for at least 6 months otherwise will got early account closure penalty

 

[piyozz]

Anyone has issues with paying mobile axs using the debit card? I always have transaction unsuccessful since last month. Not sure why?