BOC SmartSaver

[ekardo]

updated plan for Aug

10k Singlife 2.5%
20K dash for 2.0%
80k in BOC for 1.25% (3 condition*) || or 100k in rhb high yield 1.375 effective interest (do nothing)

if still have, the rest in Maybank musical chair for 0.7% ?

My usage: $500 credit card spending, 3 giro and salary

 

[demoforce1]

updated plan for Aug

10k Singlife 2.5%
20K dash for 2.0%
80k in BOC for 1.25% (3 condition*) || or 100k in rhb high yield 1.375 effective interest (do nothing)

if still have, the rest in Maybank musical chair for 0.7% ?

My usage: $500 credit card spending, 3 giro and salary

can you share URL for 100k in rhb high yield 1.375?
thanks

 

[kashanai]

Anyone has comments about vivid by singapura finance ? Also like do nothing get 1.3% jut 20k only

 

[ym901s]

Will banks start to reduce cash backs in credit card spending?

 

[Mickey01]

Anyone has comments about vivid by singapura finance ? Also like do nothing get 1.3% jut 20k only

yes ... u are correct. Do nothing get 1.3% up to 20k. Read the TnCs on withdrawal using the APP. And it cost $3 per transaction at branch

 

[a4973]

yes ... u are correct. Do nothing get 1.3% up to 20k. Read the TnCs on withdrawal using the APP. And it cost $3 per transaction at branch

So withdraw via app no fee right? Thanks

 

[Mickey01]

So withdraw via app no fee right? Thanks

can withdraw via App FOC to Vivid Account e Wallet or Vivid PrePaid card. Not to other bank accounts. Transfer to Vivid PrePaid card has a daily limit of $500. Bank in money is easy. When you want to withdraw money for use is troublesome.

 

[a4973]

can withdraw via App FOC to Vivid Account e Wallet or Vivid PrePaid card. Not to other bank accounts. Transfer to Vivid PrePaid card has a daily limit of $500. Bank in money is easy. When you want to withdraw money for use is troublesome.

Hi Mickey01 thanks for the detailed information. So after withdraw to ewallet or prepaid card, are the funds able to be used at say Fairprice supermarket directly? Or only certain restricted usage? Thanks again

 

[Mickey01]

Hi Mickey01 thanks for the detailed information. So after withdraw to ewallet or prepaid card, are the funds able to be used at say Fairprice supermarket directly? Or only certain restricted usage? Thanks again

If I am not wrong the VividPre Paid card is a MasterCard. So it can be used anywhere.

 

[ekardo]

can you share URL for 100k in rhb high yield 1.375?
thanks

https://forums.hardwarezone.com.sg/money-mind-210/rhb-high-yields-savings-account-5809822.html

 

[a4973]

If I am not wrong the VividPre Paid card is a MasterCard. So it can be used anywhere.

So it's liquid enough while not really cash. Thanks

 

[Hopeful33]

Anyone knows what’s the base interest for BOC SmartSaver wef Aug? I can’t seem to find this on the BOC website.

 

[Mickey01]

Anyone knows what’s the base interest for BOC SmartSaver wef Aug? I can’t seem to find this on the BOC website.

https://www.bankofchina.com/sg/bocinfo/bi1/202007/t20200702_18087122.html

Its at the home page of BOC. A whole series of revision announcments.

 

[demoforce1]

can withdraw via App FOC to Vivid Account e Wallet or Vivid PrePaid card. Not to other bank accounts. Transfer to Vivid PrePaid card has a daily limit of $500. Bank in money is easy. When you want to withdraw money for use is troublesome.

then, how to withdraw 20K in one go?

 

[Mickey01]

then, how to withdraw 20K in one go?

for large amount withdrawal, go to the branch for counter service? $3 per transaction. Withdrawal at branch for account closure - I am not sure if it is charged.
anyway because of all these funny TnCs, I am not interested in this account. Not worth the effort for EIR of 1.175% for up to $20k.

 

[1a2a3a]

Quick question.
Grab pay TOP up won’t earn miles for elite miles master card, but can it clock the spend bonus for smart saver?

Based on this... seem like it should? Can anyone confirm?

The following transactions do not qualify for this bonus:

Cash withdrawal
Fees or charges
Funds transfer or cash advance
Transactions on BOC Cards that are terminated or unsuccessful
The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
Any amount charged to your BOC Debit or Credit Cards that is subsequently cancelled, voided or reversed
AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
Any other transactions BOC may determine as not eligible for Card Spend bonus from time to time without prior notice.

 

[ym901s]

for large amount withdrawal, go to the branch for counter service? $3 per transaction. Withdrawal at branch for account closure - I am not sure if it is charged.
anyway because of all these funny TnCs, I am not interested in this account. Not worth the effort for EIR of 1.175% for up to $20k.

Put up with those stupid T&C because interest rates were lucrative in the past.

LPPL.

The online banking also sibei cui.

Now ... pui ... lim bei buay song park my money here liao

 

[ekardo]

Put up with those stupid T&C because interest rates were lucrative in the past.

LPPL.

The online banking also sibei cui.

Now ... pui ... lim bei buay song park my money here liao

dun get so emo...this is not the worst like Citibank Maxigain..that one is confirm must get out..

 

[itchying]

Are the bonus interest for last mth in alr?

 

[path_of_rainbow]

for payment of Road Tax in OneMotoring website using BOC Credit Card, is it considered as eligible spending for BOC Smartsaver bonus interest computation ?