BOC SmartSaver

maple96

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okok thanks. I will download the app again.

Btw if want to use their App, must apply access at branch isn't?

apply account with the app no need login, free access. After they process, they will issue u mobile id/password via post
 

Squaredot

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apply account with the app no need login, free access. After they process, they will issue u mobile id/password via post
Service is good. Staff called to verify some data and process my application right away.
Receive the account opening letter and Mobile Banking App PIN mailer in letterbox last night. Staff also told me need my token (which is dead) to activate mobile banking. Got to go branch exchange a new token.

Now I transfer money into this new account from Smartsaver and link PayNow, will start earning interest already right?
 
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maple96

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Service is good. Staff called to verify some data and process my application right away.
Receive the account opening letter and Mobile Banking App PIN mailer in letterbox last night. Staff also told me need my token (which is dead) to activate mobile banking. Got to go branch exchange a new token.

Now I transfer money into this new account from Smartsaver and link PayNow, will start earning interest already right?

i only need to deposit 1k last mth :s13:

I dun need mobile banking, ibanking is good enough

Next year, I will dump into CPF :s13:

ekardo posted in another thread, he is coming back :s13:
 

Squaredot

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i only need to deposit 1k last mth :s13:

I dun need mobile banking, ibanking is good enough

Next year, I will dump into CPF :s13:

ekardo posted in another thread, he is coming back :s13:

yea, letter says initial deposit 1k within 14 calender days from date of letter. I just rec the letter yesterday.
u not gg to top up 100k to this account :s11:

which account is ekardo referring to :s11:
 

ekardo

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yes, I am back....1.25% is still higher than most banks..

up to 100k...

rhb only 0.875 for 100k..even singlife 1% is higher..
 

maple96

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yea, letter says initial deposit 1k within 14 calender days from date of letter. I just rec the letter yesterday.
u not gg to top up 100k to this account :s11:

which account is ekardo referring to :s11:

Max 80k, why put more, got excess put another boat which can earn higher than 0.4%

U have to fund it to 80k today to earn max interest. Me is different, cos only 1 week last mth, not worth to dump 80k. Today I dump.
 

ekardo

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Max 80k, why put more, got excess put another boat which can earn higher than 0.4%

U have to fund it to 80k today to earn max interest. Me is different, cos only 1 week last mth, not worth to dump 80k. Today I dump.

oh ya..mislooked that...80k to 100k is 0.7% max...
my bad..
 

maple96

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oh ya..mislooked that...80k to 100k is 0.7% max...
my bad..

I talking to squaredot on our supersaver account, not your boc smartsaver.

Smartsaver also 80k, above 80k is less than 0.6% (cannot remember the revised down rate)
 

NTTDoCoMo

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oh ya..mislooked that...80k to 100k is 0.7% max...
my bad..

Think 80K to 100K is around 0.55% ~ 0.6%

Extra saving interest is 0.4%, the base interest is 0.15% ~ 0.2%


https://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961728.html

https://www.bankofchina.com/sg/bocinfo/bi1/202007/t20200702_18080947.html
 

Squaredot

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Max 80k, why put more, got excess put another boat which can earn higher than 0.4%

U have to fund it to 80k today to earn max interest. Me is different, cos only 1 week last mth, not worth to dump 80k. Today I dump.
My mistake :D
It's 80k max, I'm confused with Fastsaver.
Initially I thought u deposited 1k nia. Ok now I get it cos last week was end of August hehe
 

ekardo

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NTTDoCoMo

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base is 0.15% which is not started anywhere in BOC website...

0.55+0.15 = 0.7% for 80 to 100k..which is lower than RHB 0.8 and Singlife 1%...

How to get 0.55? I only see 0.4 in the revision webpage.

https://www.bankofchina.com/sg/bocinfo/bi1/202007/t20200702_18080947.html
 
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