BOC SmartSaver

[Moowoow]

Anyone got boc ang bao lui?

 

[vsvs24]

Anyone got boc ang bao lui?

Last Wed I went but they have not started.

Now start already ?

 

[Moowoow]

Last Wed I went but they have not started.

Now start already ?

Sheng sionh collect

 

[ekardo]

interest in..

 

[ekardo]

need clarification.

1) need to spend minimum $500 to get a 0.3% on first 80k
2) need to spend minimum $800 on Family card to get 10%, 5% etc on some Credit card spending..which exclude spending like govt services, topup to grab etc


so if I only spend $500 on say, HDB parking, do I quality for both point?

 

[Trazora]

need clarification.

1) need to spend minimum $500 to get a 0.3% on first 80k
2) need to spend minimum $800 on Family card to get 10%, 5% etc on some Credit card spending..which exclude spending like govt services, topup to grab etc


so if I only spend $500 on say, HDB parking, do I quality for both point?

depends how you pay HDB parking, if fall under govt services then not counted to family card $800

 

[ekardo]

depends how you pay HDB parking, if fall under govt services then not counted to family card $800

I paid via hdb website every month or every 3 Months. Got another way to pay meh?

 

[Trazora]

I paid via hdb website every month or every 3 Months. Got another way to pay meh?

dun think so

 

[sgbird]

need clarification.

1) need to spend minimum $500 to get a 0.3% on first 80k
2) need to spend minimum $800 on Family card to get 10%, 5% etc on some Credit card spending..which exclude spending like govt services, topup to grab etc


so if I only spend $500 on say, HDB parking, do I quality for both point?

I think govn payment service is not eligible for family card S$800 rebate but eligible for bonus saving interest

 

[rerear]

BOC desktop version down?

 

[ekardo]

I think govn payment service is not eligible for family card S$800 rebate but eligible for bonus saving interest

lucky I asked...managed to find a way to get cash back for govt services payment..

 

[saintgtril]

Hi, how did you do this? Please share, thanks!

lucky I asked...managed to find a way to get cash back for govt services payment..

 

[sgbird]

Hi, how did you do this? Please share, thanks!

Got the information from BOC website:

1. For the card spending bonus interest:
2. Card Spend Bonus Interest

Enjoy Card Spend bonus interest when you spend at least S$500 on your Debit or Credit Cards during the calendar month.

Monthly Spend	Bonus Interest Rate (p.a.)
S$500 to S$1,500(exclusive)	0.30%​
S$1,500 and above	0.50%​

• Card Spend bonus is applicable to the first S$80,000 of your MCS account balance only.
• You will need to be the Principal Cardholder of Debit and/or Credit Cards to be eligible. If you are holding a supplementary credit card, retail transactions charged to the supplementary card will be consolidated with the card spend of its principal card.
• If your MCS Account is a joint account, you will need to be the main account holder to be eligible.
• Only retail transactions with posting date within the calendar month will be considered. Any amount charged to the Debit and/or Credit Card(s) that is subsequently cancelled, voided or reversed, will be deducted from the total amount of retail transactions in that month.
• You will enjoy Debit and Credit Card benefits and privileges at the same time.

The following transactions do not qualify for this bonus:

• Cash withdrawal
• Card fees or charges
• Funds transfer or cash advance
• Transactions on Cards that are terminated or unsuccessful
• The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
• Any amount charged to your Debit or Credit Cards that is subsequently cancelled, voided or reversed
• Sam payment and AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
• Any other transactions bank may determine as not eligible for Card Spend bonus from time to time without prior notice.

 

[sgbird]

Some online spending exclude for credit card rebate as belows:

Some examples of merchants which are excluded for Online purchases:
Category Examples Government Institutions / Services ACRA, CPF, HDB SEASON PARKING, ICA, LTA, MOM, Town Council, URA Financial Institutions / Services (including helloPay, MatchMove Pay, Saxo Cap Markets, IG MARKETS, FOREX.COM, MONEYBOOKERS.COM, OANDA banks and brokerages) PACIFIC, Swiss Money Transfer Money Transfer and Remittance Services Swiss Money Transfer, TransferWise, WorldRemit Utility Bill Payments / Other Payments SP Services , AXS, SAM payments Prepaid accounts and payment service providers EZLINK (FEVO), EZLINK (IMAGINE), TransitLink, NETS FlashPay, SingTel Dash, Youtrip, GrabPay Top up, MatchMove Pay, HelloPay Cleaning, Maintenance, and Janitorial Services Helpling, Sendhelper Hospital ”Hospital” bills means on-site transactions made at hospitals in Singapore with the assigned MCC 8062 – Hospitals. For the avoidance

 

[Trazora]

Some online spending exclude for credit card rebate as belows:

Some examples of merchants which are excluded for Online purchases:
Category Examples Government Institutions / Services ACRA, CPF, HDB SEASON PARKING, ICA, LTA, MOM, Town Council, URA Financial Institutions / Services (including helloPay, MatchMove Pay, Saxo Cap Markets, IG MARKETS, FOREX.COM, MONEYBOOKERS.COM, OANDA banks and brokerages) PACIFIC, Swiss Money Transfer Money Transfer and Remittance Services Swiss Money Transfer, TransferWise, WorldRemit Utility Bill Payments / Other Payments SP Services , AXS, SAM payments Prepaid accounts and payment service providers EZLINK (FEVO), EZLINK (IMAGINE), TransitLink, NETS FlashPay, SingTel Dash, Youtrip, GrabPay Top up, MatchMove Pay, HelloPay Cleaning, Maintenance, and Janitorial Services Helpling, Sendhelper Hospital ”Hospital” bills means on-site transactions made at hospitals in Singapore with the assigned MCC 8062 – Hospitals. For the avoidance

apparently ekardo is saying he know to get cashback for govt services despite the exclusions

 

[ekardo]

Hi, how did you do this? Please share, thanks!

I am using Friz.. online credit card with 1.75% rebate...but have to bank transfer to this card..

for referral, pm me. ($20 cash)

 

[ekardo]

apparently ekardo is saying he know to get cashback for govt services despite the exclusions

yes, thanks to your lobang

 

[Trazora]

yes, thanks to your lobang

lol but why post here? ppl will think you got cashback for govt services on boc card.

 

[ekardo]

lol but why post here? ppl will think you got cashback for govt services on boc card.

my bad...I found answers to my own question about govt spending so wanted to share with BOC users here..

 

[ackatso]

Is it possible to pay Citibank credit card bills through BOC? Didn't see an option for it when looking through the list of billing organizations within the BOC app.