BOC SmartSaver

S

sbs199

Member
Joined
Apr 27, 2011
Messages
401
Reaction score
0
Deposited 4000 rmb only told to enjoy 0.1% interest

chopra said:
like can stack leh.

14. What is the bonus interest rate for my RMB deposits in BOC MCS account? If I do not have RMB deposits in my MCS account, can I still enjoy salary credit bonus interests on my SGD deposits?

In addition to the SGD bonus interest rate under BOC SmartSaver, you can receive extra bonus interests on RMB deposit(at least RMB1,000) in your MCS account, if you meet the requirement Bonus Interests for Salary Credit. This extra bonus interests will be calculated based on BOC’s current 6-month RMB time deposit interest rate and there is no cap to this bonus interests you can earn.
If you do not have RMB deposits in your MCS account, you are still eligible for Bonus Interests for Salary Credit on your SGD deposits.
Click to expand...
 
OngHuatHuat

OngHuatHuat

High Supremacy Member
Joined
Jul 10, 2006
Messages
28,381
Reaction score
2,491
I get much higher interest for 1900 Rmb, that time they were having 3.5 %( I cannot remember exact figure) fd promo , 1 year.

Like bank of China. :) a lot of competitive services: credit cards, balance transfer. In the future may even consider transfer my housing loan over if they loosen the tdsr rule. :)

sbs199 said:
Deposited 4000 rmb only told to enjoy 0.1% interest
Click to expand...
 
S

sbs199

Member
Joined
Apr 27, 2011
Messages
401
Reaction score
0
Fd rates normally very good right? 0.1% is the price for the liquidity :(

yyhwin said:
I get much higher interest for 1900 Rmb, that time they were having 3.5 %( I cannot remember exact figure) fd promo , 1 year.

Like bank of China. :) a lot of competitive services: credit cards, balance transfer. In the future may even consider transfer my housing loan over if they loosen the tdsr rule. :)
Click to expand...
 
OngHuatHuat

OngHuatHuat

High Supremacy Member
Joined
Jul 10, 2006
Messages
28,381
Reaction score
2,491
Yeah, I aim for capital protection for my Rmb only, coz may need to go China next time and can spend again. :)

Currently holding boc visa infinite as well and entitled to the 6 % rebate, but like nothing to buy, so far only spend a few hundreds on it out of max 5 k, seems like a bit wasted Coz of this rare promotion.

sbs199 said:
Fd rates normally very good right? 0.1% is the price for the liquidity :(
Click to expand...
 
eDisFieD

eDisFieD

Master Member
Joined
Dec 3, 2004
Messages
4,412
Reaction score
6
Since this is a multi-currency account, if I have spare overseas currencies leftover from overseas trips (e.g. RMB, TWD, HKD, Ringgit, etc), should I deposit into this account?

I mean, after all, putting the currencies in drawer waiting for the next trip to happen, might as well put in bank to earn peanut interest right? :s13:

Opinion, if any?
 
S

Soul77

Senior Member
Joined
Mar 6, 2001
Messages
2,233
Reaction score
13
eDisFieD said:
Since this is a multi-currency account, if I have spare overseas currencies leftover from overseas trips (e.g. RMB, TWD, HKD, Ringgit, etc), should I deposit into this account?

I mean, after all, putting the currencies in drawer waiting for the next trip to happen, might as well put in bank to earn peanut interest right? :s13:

Opinion, if any?
Click to expand...

Only RMB is fee free I think. Last time during account opening I check if deposit USD, they'll take 1% transaction fee. If you withdraw in cash then another 1% fee I believe.
 
SCG8866T

SCG8866T

Senior Member
Joined
Mar 14, 2013
Messages
998
Reaction score
1
stjoe1 said:
Just received sms on interest..

What interest type we received today?

Not able to login to BOC internet banking in office, must wait till later at home.
Click to expand...

I just received sms for my salary credit and pay bill credit. So far still no card credit(i use great wall debit card)...
 
eDisFieD

eDisFieD

Master Member
Joined
Dec 3, 2004
Messages
4,412
Reaction score
6
Has anyone tried using MasterPay with BOC Mastercard before (to be exact the Great Wall International Debit Card)?
 
T

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,331
Reaction score
1,205
~Dragonite~ said:
Hi, anyone knows if there's any contactless credit card from BOC? Eg. Visa PayWave

A bit hard to hit min spending without paywave function.
Click to expand...

I don't think there is one. Where paywave is accepted the chip or swipe also can use right?
 
You must log in or register to reply here.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top