BOC SmartSaver

jq1986

jq1986

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Sorry if this question has been asked before. Does paying another bank's credit card bill qualify as a transaction for the bonus interest? What about paying a BOC credit card using the BOC account?
 
IcYFl4mEz

IcYFl4mEz

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jq1986 said:
Sorry if this question has been asked before. Does paying another bank's credit card bill qualify as a transaction for the bonus interest? What about paying a BOC credit card using the BOC account?
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yes, and no minimun amount. thats what the staff told me :o
 
IcYFl4mEz

IcYFl4mEz

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cybercom8 said:
sorry, a little wols...just logged to my interbanking and could not see my boc vi card.

from your post, do i need to bring my boc cc down to the branch for them to link it to my internet banking?
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yyhwin said:
yes you need to. :D
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does this means if i apply for a CC, i need to link it to my smartsaver , to qualify for that " spend $500" interest?
 
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cybercom8

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IcYFl4mEz said:
does this means if i apply for a CC, i need to link it to my smartsaver , to qualify for that " spend $500" interest?
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i dont think so...i just applied to link my cc for ibanking but last month, i got my bonus interest for cc spending
 
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sci80251

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Source: http://mp.weixin.qq.com/s?__biz=MzA...&idx=2&sn=9ab202b397063360f2b61944ca2008e2#rd

Terms and Conditions for BOC Shop! Card Promotion April 2016 – June 2016


1. BOC Shop! Card (“Card”) cash rebate is only valid for BOC Shop! Credit Cardmembers (“Cardmember”) for transactions made on the Card.


2. Cardmembers will be awarded the following cash rebate for all their transactions made with the Card (subject to a maximum of S$80 cash rebate stated in clause 11):

(a) 1% on the total spend with the Card if the Cardmember charges more than S$1,000 within his/her billing cycle on his/her Card; or

(b) 0.5% on the total spend with the Card if the Cardmember charges S$1,000 and below within his/her billing cycle on his/her Card.


3. Cardmembers will be awarded additional 5% cash rebate for local and international online transactions, and/or purchases at selected department stores including BHG, Isetan, John Little, Marks & Spencer, OG, Robinsons, Takashimaya and TANGS (“Additional Category Spend”) in Singapore from 1 April 2016 till 30 June 2016.


4. To qualify for the additional 5% cash rebate, Cardmembers must charge a minimum of S$500 on the Card in each billing cycle, for local and/or international online transactions, and/or purchases at selected department stores including BHG, Isetan, John Little, Marks & Spencer, OG, Robinsons, Takashimaya and TANGS in Singapore, subject to a maximum spend of S$600 on Additional Category Spend.


5. Online transactions are deemed as transactions made via the internet and charged to the Card which BOC identifies as online transaction.


6. Combined spend from the Principal and Supplementary Cards is allowed.
 
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Niaoson

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Sorry for a noob question but...does this account come with a hard copy statement every month?
 
bumdssa

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just read through all of 84 pages here. already have ocbc 360 a/c and was considering between uob1 and boc smartsaver for the excess funds.
seems like boc one is a better choice since i already credited salary to ocbc (1/2%) and the giro requirement for uob1 is a pain.

problem now is hitting the $500 cc spend mthly. currently have about a fixed $300 spend on bills and stuff mthly. need to think how to spend on the other $200, any idea guys?

was thinking if i sld cancel my giros and just pay mthly instead.
never cancel giro before, is it troublesome?

Thanks guys.
 
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hypertrophy

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bumdssa said:
just read through all of 84 pages here. already have ocbc 360 a/c and was considering between uob1 and boc smartsaver for the excess funds.
seems like boc one is a better choice since i already credited salary to ocbc (1/2%) and the giro requirement for uob1 is a pain.

problem now is hitting the $500 cc spend mthly. currently have about a fixed $300 spend on bills and stuff mthly. need to think how to spend on the other $200, any idea guys?

was thinking if i sld cancel my giros and just pay mthly instead.
never cancel giro before, is it troublesome?

Thanks guys.
Click to expand...

Extra 200 - help yr parents buy grocery? Or pay their bills?

I also got some products with ocbc, like srs and eps for shares, and their internet banking really much better. But the allure of almost 2% more interest from boc is very strong and worth the trouble
 
bumdssa

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hypertrophy said:
Extra 200 - help yr parents buy grocery? Or pay their bills?

I also got some products with ocbc, like srs and eps for shares, and their internet banking really much better. But the allure of almost 2% more interest from boc is very strong and worth the trouble
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the 300 is inclusive of helping them pay bills. most of their bills are paid via giro. i am still keeping my ocbc 360 though since that is the next best one with 1.2% for salary. i am now getting 1.7% (salary and 3 bills) from ocbc. most likely i will switch to BOC as the main one if i can hit 500bucks spending as the interest is better (1.55% + 0.6%).
 
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01asdf

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bumdssa said:
the 300 is inclusive of helping them pay bills. most of their bills are paid via giro. i am still keeping my ocbc 360 though since that is the next best one with 1.2% for salary. i am now getting 1.7% (salary and 3 bills) from ocbc. most likely i will switch to BOC as the main one if i can hit 500bucks spending as the interest is better (1.55% + 0.6%).
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Change from giro to debit card spend?
 
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